Credit Risk - Senior Review Appraiser

Bankmw; Kansas City (MO); Vor Ort; USD 90.000 - 130.000; Vollzeit

Zusammenfassung

Bankmw is seeking a Senior Review Appraiser to leverage Mercury Network for tracking residential real estate appraisals and ensuring USPAP/FIRREA compliance. You will assess the reasonableness of values and communicate conclusions clearly to clients and internal teams.

In this role you will support Credit Risk Management, collaborate to address appraisal issues, and uphold BSA/OFAC compliance while maintaining current knowledge of appraisal regulations.

Qualifikationen

• 7+ years of relevant work experience.
• Bachelor’s degree or equivalent combination of education and related work experience.
• State appraiser certification with license in good standing in CO/KS/MO.

Aufgaben

• Review appraisals for USPAP/FIRREA compliance.
• Track residential real estate appraisals in Mercury Network.
• Interact professionally with associates, management, clients and vendors.
• Communicate appraisal conclusions verbally and in writing.
• Address appraisal issues and advise management on risk.

Kenntnisse

MS Office

Self-directed

Communication

Analytical thinking

Multitasking

Decision making

Policy understanding

Ausbildung

Bachelor's degree

Tools

Real estate appraisal software

Jobbeschreibung

7800 E Orchard Rd, Greenwood Village, CO 80111, USA

Job Description

As a Senior Review Appraiser, you will utilize the Mercury Network for tracking residential real estate appraisals and evaluations. Review appraisals to ensure compliance with USPAP and FIRREA, as well as the reasonableness of concluded value(s). Interact with associates, management, clients, and vendors in a professional and tactful manner, treating them with respect and consideration regardless of status or position. Work independently to address issues related to an appraisal and make sound recommendations to management regarding risk. Communicate appraisal conclusions verbally and in writing.

Maintain current knowledge and consistent compliance with regulations and bank policies and procedures related to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements. Play a critical role by ensuring appraisal values are reasonable and supportable, supporting sound Credit Risk Management practices by protecting the bank’s collateral position and validating appropriate loan-to-values during underwriting.

Minimum Requirements

• 7+ years of relevant work experience.
• Bachelor’s degree or equivalent combination of education and related work experience.
• State appraiser certification. License in good standing (no disciplinary actions) in at least one of the bank’s primary market areas (Colorado, Kansas and/or Missouri).

Preferred Qualifications

• 10+ years of relevant work experience.
• 2+ years of previous management experience.
• Certified General License held in states (MO, KS, CO, NM, UT, TX) where the Bank currently operates.
• Prior experience with a computerized real estate appraisal ordering/tracking system.
• Proficient level of knowledge regarding the Uniform Standards of Professional Appraisal Practice (USPAP), FIRREA and federal and state appraisal regulations.
• Proficient level of understanding regarding real estate valuation principles and procedures.

Desired Skills

• Proficient in MS Office applications which include Outlook, Word, and Excel.
• Must be self-directed.
• Ability to communicate appraisal conclusions verbally and in writing.
• Must be able to communicate effectively with associates, management, clients, and vendors.
• Ability to think analytically and apply critical thinking skills to issues.
• Ability to work with mathematical concepts utilized in the appraisal process.
• Ability to prioritize competing demands and effectively manage multiple tasks and/or projects.
• Ability to make sound and timely decisions, to consistently deliver on commitments, and assume responsibility for results.
• Ability to interpret documents and information such as internal policies and procedures.

Benefits

In addition to your financial compensation, we also offer a generous benefits package that includes insurance, 401k, an associate stock purchase program, paid time off, and associate banking perks.

EEO Statement

The Bank is committed to providing qualified applicants and associates reasonable accommodation, when necessary, to enable the individuals to complete the application process and/or perform the essential functions of the job. An applicant and/or associate requiring reasonable accommodation to perform any essential job function should contact Human Resources.

The Bank's policy is to provide equal opportunity to all people without regard to race, color, religion, national origin, ancestry, marital status, veteran status, age, disability, pregnancy, genetic information, citizenship status, sex, sexual orientation, gender identity or any other legally protected category. The Bank is proud to be a drug‑free workplace.

Colorado Residents: In any materials you submit, you may redact or remove age-identifying information such as age, date of birth, or dates of school attendance or graduation. You will not be penalized for redacting or removing this information. Selected candidate(s) for hire must complete the following prior to employment: a criminal history report, global screen, drug screen, employment credit report and if applicable, a driving record. Applicants must be legally authorized to work in the United States. Verification of employment eligibility will be required at the time of hire.