Credit Risk Senior Analyst – C12 – Telecommuter

Citi; Orangeville (UT); Remote; USD 82,000 - 123,000; Full time

Benefits offered by this job

Medical, Dental & Vision

401(k)

Life, Disability Insurance

Wellness Programs

Paid Time Off

Job summary

Citi is seeking a senior Credit Risk Analyst to oversee the monthly Loss Forecasting and coordinate with Finance, Collections & Risk Policy teams in addition to supporting Forbearance and Recoveries reporting.

The role requires advanced quantitative skills and strong Excel proficiency, with responsibilities including presenting to Citi leadership and regulators and maintaining risk governance. This is a full-time telecommuter position based in Utah, USA, with Citi benefits.

Qualifications

• 5-8 years previous experience in Forecasting / Fraud / Risk Management.
• Advanced quantitative and analytic skills required.
• Proficient in Excel, Microsoft Word, PowerPoint.
• Excellent communication skills, both oral and written.

Responsibilities

• Oversees the monthly Loss Forecasting aspects of the group.
• Liaises with the Finance, Collections & Risk Policy team with respect to Loss Forecasting.
• Oversees analysis of Forecasting in Citi Corp with respect to Forbearance performance and reporting, and Recoveries performance and reporting.
• Analyzes fraud portfolio performance at a granular level.
• Develops detailed diagnostics on Fraud behavior, shifts in that behavior, assess its impact on portfolio performance, and support the forecasting process.
• Assists in the production all presentations to the Citigroup CFO, Citi Cards CEO, Citi Cards Risk Head, Global Consumer Credit Risk Officer & Regulators, as well as various ad hoc requests.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm’s reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Skills

Analytical Thinking

Credible Challenge

Financial Analysis

Governance

Policy

Regulation

Risk Management Lifecycle

Education

Bachelor’s/University degree or equivalent experience

Tools

Excel

Microsoft Word

PowerPoint

Job description

The Credit Risk Senior Analyst is a seasoned professional role. Applies in-depth disciplinary knowledge, contributing to the development of new techniques and the improvement of processes and work-flow for the area or function. Integrates subject matter and industry expertise within a defined area. Requires in-depth understanding of how areas collectively integrate within the sub-function as well as coordinate and contribute to the objectives of the function and overall business. Evaluates moderately complex and variable issues with substantial potential impact, where development of an approach/taking of an action involves weighing various alternatives and balancing potentially conflicting situations using multiple sources of information. Requires good analytical skills in order to filter, prioritize and validate potentially complex and dynamic material from multiple sources. Strong communication and diplomacy skills are required. Regularly assumes informal/formal leadership role within teams. Involved in coaching and training of new recruits Significant impact in terms of project size, geography, etc. by influencing decisions through advice, counsel and/or facilitating services to others in area of specialization. Work and performance of all teams in the area are directly affected by the performance of the individual.

Responsibilities

• Oversees the monthly Loss Forecasting aspects of the group.
• Liaises with the Finance, Collections & Risk Policy team with respect to Loss Forecasting.
• Oversees analysis of Forecasting in Citi Corp with respect to Forbearance performance and reporting, and Recoveries performance and reporting.
• Analyzes fraud portfolio performance at a granular level.
• Develops detailed diagnostics on Fraud behavior, shifts in that behavior, assess its impact on portfolio performance, and support the forecasting process.
• Assists in the production all presentations to the Citigroup CFO, Citi Cards CEO, Citi Cards Risk Head, Global Consumer Credit Risk Officer & Regulators, as well as various ad hoc requests.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm’s reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Recommended Qualifications

• 5-8 years previous experience in Forecasting / Fraud / Risk Management
• Advanced quantitative and analytic skills required.
• Proficient in Excel, Microsoft Word, PowerPoint.
• Excellent communication skills, both oral and written.

Education

• Bachelor’s/University degree or equivalent experience

Other job-related duties may be assigned as required.

Most Relevant Skills Analytical Thinking, Credible Challenge, Financial Analysis, Governance, Policy, Procedure, and Regulation, Risk Management Lifecycle.

Job Family Group: Risk Management

Job Family: Credit Risk

Time Type: Full time

Primary Location: Telecommuter Utah United States

Primary Location Full Time Salary Range: $81,840.00 – $122,760.00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards.

Citi offers competitive employee benefits, including:

• medical, dental & vision coverage
• 401(k)
• life, accident, and disability insurance
• wellness programs

Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.

Anticipated Posting Close Date: Aug 17, 2026

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.