Credit Risk Review Manager

Sunflower Bank NA; Olathe (KS); On-site; USD 90,000 - 120,000; Full time

Benefits offered by this job

401(k) Plan with 6% Match

Health/Dental/Vision Insurance

Company-paid Life Insurance

Tuition Reimbursement

Fitness Reimbursement

Paid Time Off

Volunteer Leave

Paid Holidays

Job summary

Sunflower Bank, N.A. in Overland Park, KS seeks a Credit Risk Review Manager to lead a team of analysts and ensure loan risk is managed in line with bank policies and regulatory directives.

The role provides guidance on complex reviews, influences strategic decisions, and collaborates with Relationship Managers and Risk Management to strengthen credit processes. Strong CRE/ C&I experience and regulatory knowledge are essential for success.

Qualifications

• Bachelor’s Degree or equivalent in finance/economics or related field.
• At least five years in financial institutions/regulatory supervision.
• At least three years of staff management experience.
• Strong knowledge of CRE and General C&I, SBA lending, leverage finance, agriculture, etc.
• Solid understanding of credit processes, policies, and portfolio management.
• Thorough knowledge of federal and state banking laws related to credit risk.
• Ability to write and present clear, concise reports with actionable recommendations.

Responsibilities

• Direct a team of credit risk review analysts to ensure loans comply with policies and risk guidelines.
• Provide input on highly complex, high-value reviews and strategic decisions.
• Review loan portfolios for quality and trends; assess risk and potential weaknesses.
• Lead and conduct workout discussions and address policy issues with management.
• Collaborate with Relationship Managers, Credit Officers, and Risk Management to strengthen processes.
• Ensure adherence to industry regulations and Sunflower Bank's ethical standards.

Skills

Credit risk knowledge

Team leadership

Financial statement analysis

Reporting and communication

Education

Bachelor’s Degree in Finance, Accounting, or Economics

Equivalent combination of education and experience

Job description

Description

At Sunflower Bank, N.A., we’re experiencing great growth. Since our founding in 1892, we've been committed to serving our communities and supporting the team members who make it all possible. As a full-service financial institution, we offer a full range of relationship-focused services to meet personal, business, and wealth-management financial objectives. Creating Possibility is not just our mission, it’s what we do every day for clients and associates. Learn more about Sunflower Bank, N.A. at sunflowerbank.com.

Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the position of a full-time Credit Risk Review Manager at our Overland Park, KS location.

Summary

The Credit Risk Review Manager directs and manages a team of credit risk review analysts to ensure loans are in compliance with bank lending policies and risk guidelines. This position provides guidance and input on highly complex, high value reviews. The Credit Risk Review Manager provides input to strategic decisions that affect this functional area of responsibility.

Primary Responsibilities

• Manage the continuous independent review of loans and commitments including the analysis of borrower financial statements, collateral valuations, and repayment capacity for the purposes of risk grading, determination of degree of attention required, identification potential weaknesses or emerging risks and conformity with Bank policies and regulatory directives.
• Review reports regarding quality and trends in the Bank’s loan portfolio
• Provide credit risk management and regulatory input.
• Conduct workout credit discussions and Credit Policy issues with managerial personnel.
• Review major and complex loans and report exposures to management.
• Maintain ongoing credit risk oversight of existing major adversely graded credits.
• Conduct Loan Quality Reviews to ensure consistency and uniformity of reporting.
• Advise management by providing appropriate recommendations and solutions.
• Build and sustain meaningful relationships with Credit and Lending staff as well as key members of Bank Management.
• Collaborate with Relationship Managers, Credit Officers, and Risk Management to address identified issues and strengthen credit processes.
• Perform the job in accordance with applicable industry laws and regulations as well as the policies and procedures established by the company.
• Responsible for upholding Fair and Responsible Banking practices and Code of Ethics and Conduct guidelines.
• Understand and participate in the Bank’s Community Reinvestment Act program.
• Perform other duties as assigned.

Education / Experience Preferred

• Bachelor’s Degree in Finance, Accounting, or Economics or equivalent combination of education and experience.
• Five or more years of experience working in financial institutions or regulatory supervisory institutions.
• Three or more years of experience managing staff.
• Working knowledge as a commercial credit expert in CRE and General C&I, with additional experience with more complex product types such as SBA lending, leverage finance, agriculture, warehouse lending, etc.
• Must possess sound understanding of credit processes, such as commercial loan origination and underwriting; credit policies; portfolio management, allowance for loan and lease losses; loan review and remediation.
• Must possess thorough knowledge of federal and state banking laws related to credit risk.
• Must possess knowledge of risk ratings, risk rating methodology, and credit scorecards.
• Ability to write and present clear and concise reports to provide meaningful recommendations to customers.

Pay is dependent on knowledge, skills, abilities, experience, and location.

Working Conditions

The physical demands of this position require the ability to perform essential job functions with or without reasonable accommodation. Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The role may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus.

Sunflower Bank Benefits

People choose to "bank" with us, but for those we serve, we’re more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team.

Our supportive culture empowers team members to grow and seize new opportunities. Like our namesake, the sunflower, we are:

• Rooted in Strength
• Propelled by Growth
• Individuals in a Great Whole
• Creating Possibility
• Community Focused

Associates enjoy outstanding benefits, including:

• 401(k) Plan with 6% Match
• Health/Dental/Vision Insurance
• Company-paid Life Insurance
• Tuition Reimbursement
• Fitness Reimbursement
• Paid Time Off
• Volunteer Leave
• Paid Holidays
• Plus many more associate perks & incentives!

You’ve never worked anyplace like Sunflower Bank!

EOE/AA: Minorities/Females/Disabled/Vets

Sunflower Bank, N.A. is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law.

Open until filled. This vacancy announcement may be used to fill similar positions within 90 days.