Credit Risk Review Analytics Manager

Seacoast Bank; Miami (FL); On-site; USD 120,000 - 180,000; Full time

Job summary

Seacoast Bank is seeking an experienced Credit Risk Review (CRR) lead to manage data integration and develop data-driven risk analyses for diverse credit portfolios. You will generate timely risk reports for monthly assessments and board materials, while ensuring strict adherence to UBS policies and U.S.

regulatory guidance. The role requires 10+ years in financial services with deep knowledge of credit risk, SQL/Oracle/QlikView/Python, and the ability to mentor a small team.

Qualifications

• Bachelor's degree in MIS, Finance, Business Administration, Economics or Accounting or equivalent work experience.
• MBA, CFA/FRM or formal financial services credit training are highly desired.
• 10+ years’ financial services experience with extensive knowledge of credit and credit risk.

Responsibilities

• Manage data integration for CRR to perform core functions.
• Develop and maintain data-driven risk analysis for subject credit risk portfolios.
• Develop data-driven sample selection files aligned with U.S. regulatory expectations.
• Generate timely credit risk reporting for monthly risk assessments and regulatory requests.
• Manage recording and tracking of CRR Issues on firm-wide systems.
• Improve CRR workpaper platform for stability and audit trails.
• Ensure compliance with UBS data and systems policies and U.S. regulatory requirements.
• Plan and execute the CRR annual plan.
• Mentor and manage a small team (1-3).
• Travel as needed.

Skills

Data analysis

Regulatory awareness

Communication

Team leadership

Independent work

Education

Bachelor's degree in MIS/Finance/Business Administration/Economics/Accounting or equivalent

MBA or CFA/FRM or equivalent

Tools

SQL

Oracle

Qlikview

Python

Job description

JOB SUMMARY

ManageCreditRiskReview’s (CRR)creditrisk analytics in support of its regulatory mandate to provide a fully independent analysis of U.S.-basedcreditrisk, including ensuring risk rating integrity and the conformity of allcreditextensions with UBS policy and regulatory guidance/expectations.

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Manage all data integration necessary for CRR to performits core functions.
• Develop and maintain comprehensive, data-driven risk analysis for subject credit risk portfolios.
• Develop and maintain data-driven sample selection files which alignwith U.S. regulatory expectations. Utilize data to inform sample selection via the identification of higher-riskcredits.
• Generate timelycreditrisk reporting to be used in monthly risk assessments, quarterly Board reports, and ad-hoc/regulatory requests.
• Manage the recording and tracking of CRR Issues on firm-wide issue tracking systems as necessary.
• Manage continual improvement of CRR’s workpaper platform to ensure stability, efficiency and audit trails.
• Ensure all data touchpoints are in full compliance with UBS global and local protocols and requirements.
• Assist in the planning and execution of the CRR annual Plan as directed.
• Maintain a thorough understanding of, and CRR’s full compliance with, all UBS data and systems policies and relevant U.S. regulatory requirements.
• Lead and manage CRR’s emergency contingency and recovery plans.
• Undertale additional responsibilities/special projects as directed.

EDUCATION and/or EXPERIENCE

• Bachelor’s degree in MIS,Finance, Business Administration, Economics or Accounting or equivalent work experience is necessary. MBA, financial certification (CFA, FRM, etc.) and/or successful completion of a formal financial servicescredittraining program highly desired.
• 10+ years’ financial services experience with extensive knowledge of credit and credit risk in the commercial/ industrial, commercial real estate and/or retail industries.
• 10+ years’ experience working with SQL, Oracle, Qlikview and/or Python in data management in direct support of the credit, credit risk, credit risk review, credit administration and/or credit regulatory reporting function of a financial institutions and/or U.S. regulatory agency (FRB, OCC, FDIC, etc.).
• Familiarity with a variety ofcreditproducts (corporatecredit, mortgages, acquisitions financing, project financing, trade financing, leasing, securitizations, derivatives, etc.) and a willingness to learn newcreditproducts.
• Expert knowledge of Microsoft Office products suite.
• Ability to work independently and proactively with minimal supervision.
• Excellent interpersonal communication (written and verbal) and negotiating skills.
• Ability to mentor and manage a small team (1-3 people).
• Some travel may be required.

The Statements above are intended to describe the general nature and level of work being performed by people assigned to this position. They are not intended to be an exhaustive list of responsibilities, duties, and skills. Because these statements are general, the job description is used for a variety of purposes including job evaluations; performance reviews; recruitment; etc. All Associates are required to adhere to the highest legal and ethical standards applicable to our industry. It is the policy of Seacoast Bank that all Associates will be familiar and compliant with all regulatory, legal, ethical and Bank risk mitigation requirements pertaining to both our industry and their individual roles. This includes the on time, successful completion of annual required training post-hire and effective execution of role responsibilities.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.