Credit - Risk Modeler III - P3

Credit One Bank; Las Vegas (NV); On-site; USD 120,000 - 180,000; Full time

Job summary

Credit One Bank, a Las Vegas-based data-driven financial services company, seeks a Senior Modeler for Advanced Analytics. You will lead statistical modeling projects across the credit risk life cycle, leveraging SAS, Python, and time-series methods to inform strategy and decisioning.

Strong communication and collaboration with risk partners are essential. 5+ years in modeling and 3+ years in banking/finance are required, along with a STEM or related degree and proficiency in MS Office.

Qualifications

• 5+ years of experience in modeling.
• 3+ years of experience in Banking & Finance industry.
• Bachelor’s degree in Finance, Economics, or a STEM related field.
• Extensive experience in statistical software package, e.g. SAS, Python.
• Fluid and fluent in Microsoft Office Suite (Word, Excel, PowerPoint, etc.).
• Demonstrate company core values of excellence, ownership, collaboration, and integrity.

Responsibilities

• Apply expertise on statistical analysis, with direct professional experience building models using methodologies such as decision tree, regression and machine learning
• Tell a story through data and present ideas effectively to stakeholders
• Convey technical concepts to non-technical audiences using graphs and visuals
• Pull and assemble data with relational database techniques
• Monitor performance of existing tools and trigger redevelopment as needed
• Document technical solutions for business continuity and regulatory audiences
• Interact with Marketing, Ops, IT and other Risk teams
• Perform other duties as assigned

Skills

Statistical modeling

Data storytelling

Communication

Problem solving

Relational databases

Education

Bachelor's degree in Finance, Economics, or STEM

Tools

SAS

Python

Tableau

Excel

SAS Enterprise Miner

H2O

Job description

Description

Position Summary

Your role as a Senior Modeler on Advanced Analytics involves problem solving in its highest and most engaging analytical form. We work with our Credit Risk strategy partners to imagine, design, build, test, validate, implement, deliver, and oversee all aspects of the development life cycle for solutions to the Bank’s most pressing technical challenges. Join us today to help positively impact our cardmembers’ lives and take your career to the next level.

Summary of Essential Job Functions

• Apply expertise on statistical analysis, with direct professional experience building models using methodologies such as decision tree, regression and machine learning
• Work to tell a story through data is a must!
• Present ideas, written and oral, effectively through strong interpersonal communication skills
• Convey technical concepts to non-technical audiences, e.g., use of graphs to make the point
• Pull and assemble data with intermediate / advanced understanding of relational database techniques (joins, aggregations, etc.)
• Monitor performance of existing tools to identify performance degradation that would trigger redevelopment
• Document technical solutions for business continuity and regulatory audiences
• Interact with other departments (Marketing, Ops, IT) and other teams within Risk
• Perform other duties as assigned

Position Requirements

• 5+ years of experience in modeling
• 3+ years of experience in Banking & Finance industry
• Bachelor’s degree in Finance, Economics, or a STEM related field
• Extensive experience in statistical software package, e.g. SAS, Python
• Fluid and fluent in Microsoft Office Suite (Word, Excel, PowerPoint, etc.)
• Demonstrate company core values of excellence, ownership, collaboration, and integrity

Preferred

• Working knowledge of credit bureau data
• Advanced capability in any of SAS Enterprise Miner, H2O, Bad Robot, etc.
• Experience with reporting app e.g., Tableau
• Experience with time series data & methodologies

Credit One Bank, N.A. is a data-driven financial services company based in Las Vegas. Founded in 1984, Credit One Bank offers a spectrum of credit card products for people in all stages of financial life. Credit One Bank is an equal opportunity employer committed to diversity and inclusion and does not discriminate against any employee or applicant for employment because of age, race, religion, color, disability, sex, sexual orientation, or national origin. Reasonable accommodations can be made for those who require them, including access to job applications and workplace accommodations. Employment at Credit One Bank is based on mutual consent (also known as at-will). This means that employees and the Bank may terminate the employment relationship at any time, with or without cause and with or without notice.

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.