Credit Risk Infrastructure Analyst/Associate

Nomura Holdings, Inc.; New York (NY); On-site; USD 90,000 - 140,000; Full time

Benefits offered by this job

Comprehensive medical benefits

401(k) eligibility

Paid time off, including vacation and parental leave

Job summary

A global financial services firm in New York seeks a proactive Credit Risk Infrastructure Analyst/Associate to support credit risk processes and reporting. Candidates should have strong SQL skills, risk management experience in financial institutions, and a solid understanding of credit risk fundamentals. This role involves technical implementation, process improvement, and collaboration with IT to enhance credit risk operations. The firm offers competitive compensation and benefits, fostering an inclusive work culture.

Qualifications

• Experience in Risk Management at a Financial Institution.
• Knowledge of Credit Risk fundamentals and exposure metrics.
• Strong communication abilities and relationship-building skills.

Responsibilities

• Support technical implementation using SQL and design workflows.
• Collaborate to streamline and automate credit risk processes.
• Prepare senior management reports on credit risk metrics.
• Prepare senior management decks and regulatory reporting for US authorities.
• Perform governance checks and ensure compliance with risk policies.

Skills

Microsoft Office

SQL

Decisions

Power BI

Machine Learning

Education

Undergraduate degree

Job description

Job Title: Credit Risk Infrastructure Analyst/Associate

Job Code: 12374

Country: US

City: New York

Skill Category: Risk

Company Overview

Nomura is a global financial services group with an integrated network spanning approximately 30 countries and regions. By connecting markets East & West, Nomura services the needs of individuals, institutions, corporates and governments through its three business divisions: Wealth Management, Investment Management, and Wholesale (Global Markets and Investment Banking). Founded in 1925, the firm is built on a tradition of disciplined entrepreneurship, serving clients with creative solutions and considered thought leadership. For further information about Nomura, visit www.nomura.com.

Department Overview

Credit Risk Management (CRM) operates as a credit risk control function within the Risk Management Division, reporting to the CRO. The process for managing credit risk at Nomura includes:

• Evaluation of likelihood that a counterparty defaults on its payments and obligations;
• Assignment of internal ratings to all active counterparties;
• Approval of extensions of credit and establishment of credit limits;
• Measurement, monitoring and management of Nomura’s current and potential future credit exposures;
• Setting credit terms in legal documentation, including margin terms; and
• Use of appropriate credit risk mitigants, including netting, collateral and hedging.

Role Description

Based in New York supporting the Regional Head of Credit Risk Infrastructure and Reporting. The candidate will need to be an excellent communicator, risk aware, technically adept and a self-starter.

The candidate will be supporting the following activities:

• Technical Implementation
  • Leverage SQL for data extraction and analysis
  • Design automated workflows
  • Design and maintain target operating models
• Process Improvement and Automation
  • Collaborate with IT and other functions to streamline and automate credit risk processes
  • Develop new tools for internal credit risk requirements and regulatory compliance
• Data Analysis and Risk Management
  • Assist in monitoring areas of risk and credit risk metrics
  • Support CRM in Managing limits and excesses or products, counterparties, and countries
• Control and Governance
  • Conduct regular checks, issue tracking and remediation monitoring in line with credit risk policies.
  • Perform governance control on processes performed by credit risk analyst.
• Reporting and Presentations
  • Prepare and present senior management decks on credit risk metrics and ad‑hoc analysis
  • Create and deliver regulatory reports for JFSA, PRA, FINRA, and SEC
  • Prepare and deliver reports for regulatory processes and multi‑divisional forums
• Internal Audit and Reconciliation
  • Implement adjustments and adhere to defined governance standards
  • Perform reconciliations and resolve audit findings
  • Escalate discrepancies to senior management in a timely manner

Skills, Experience, Qualifications and Knowledge Required

Seeking a proactive, hard‑working and dynamic individual with:

• Technical Expertise
  • Microsoft Office
  • SQL
  • Decisions
  • Power BI
  • Machine Learning
• Domain
  • Risk Management experience in a Financial Institution
  • Undergraduate degree
  • Knowledge of Credit Risk fundamentals
  • Knowledge of Credit Risk exposure metrics
  • Good understanding of financial products / instruments
  • Understanding of economic & regulatory capital
  • Well‑versed on the US regulatory rules impacting credit risk
  • Self‑motivated, logical thinking, good interpersonal skills and demonstrate ability to form successful working relationships
  • Delivery focused with the ability to work well under pressure and meet deadlines under compressed timescale
  • Organizational skills, multitasking and detail oriented
  • Strong communication abilities to work with stakeholders
  • Problem‑solving and analytical thinking
  • Project management capabilities

Nomura Competencies

Explore Insights & Vision

• Identify the underlying causes of problems faced by you or your team and define a clear vision and direction for the future.

Making Strategic Decisions

• Evaluate all the options for resolving the problems and effectively prioritize actions or recommendations.

Inspire Entrepreneurship in People

• Inspire team members through effective communication of ideas and motivate them to actively enhance productivity.

Elevate Organizational Capability

• Engage proactively in professional development and enhance team productivity through the promotion of knowledge sharing.

Inclusion

• Foster a culture of inclusion and psychological safety in the workplace and cultivate a "Risk Culture" (Challenge, Escalate and Respect).

*Base pay offered may vary depending on multiple individualized factors, including market location, corporate and functional title and duties, job-related knowledge and advanced degrees, skills, and experience. The total compensation package for this position may also include other elements, including a sign‑on bonus, restricted stock units, discretionary awards and eligibility for commissions for applicable sales roles in addition to a full range of medical, financial, and/or other benefits (including 401(k) eligibility and various paid time off benefits, such as vacation, sick time, and parental leave), dependent on the position offered. Details of participation in these benefit plans will be provided if an employee receives an offer of employment.

If hired in the U.S., employee will be in an “at‑will” position and the Company reserves the right to modify base salary (as well as any other discretionary payment or compensation program) at any time, including for reasons related to individual performance, Company or individual department/team performance, and market factors.

Nomura is an Equal Opportunity Employer