Credit Risk Analyst

Zip Recruiter Hiring; City of Rochester (NY); Hybrid; USD 28,000 - 34,000; Full time

Job summary

Zip Recruiter Hiring in Rochester, NY is seeking a detail-oriented Credit Risk Analyst. The role involves assessing creditworthiness, verifying banking information, and setting credit limits for new customers.

It combines onsite and remote work in a hybrid setup and focuses on managing risk while delivering strong customer support. The position requires analytical and numerical skills, familiarity with fraud prevention, and careful handling of sensitive financial data.

Qualifications

• Educational background or experience in Mathematics, Business, Finance, or Fraud Prevention.
• Strong analytical, numerical, and problem-solving skills.
• Excellent communication and customer service skills.
• High attention to detail and ability to manage sensitive financial information.

Responsibilities

• Review credit applications and assess potential fraud and financial risks.
• Verify banking information and funds availability with banking partners.
• Evaluate credit data and assign appropriate credit limits.
• Monitor customer accounts for credit risks, bankruptcies, and cash flow issues.
• Coordinate wire transfers for high-risk transactions.
• Handle inbound and outbound customer calls to gather information and resolve issues.
• Maintain knowledge of company policies, financial regulations, and industry updates.

Skills

Analytical skills

Numerical skills

Communication

Customer service

Attention to detail

Fraud detection

Education

Mathematics/Finance background or Fraud Prevention

Job description

Job Description

Job Description

Position: Credit Risk Analyst

Location: Rochester, NY

Work Arrangement: Hybrid (3 days onsite, 2 days remote)

Duration: Long-Term Contract

Pay Rate: $20–$25/hour

Job Summary:

We are seeking a detail-oriented Credit Risk Analyst to assess creditworthiness, verify banking information, identify potential fraud risks, and establish credit limits for new customers. This role involves analyzing financial data, managing credit exposure, and providing excellent customer support.

Key Responsibilities:

• Review credit applications and assess potential fraud and financial risks.
• Verify banking information and funds availability with banking partners.
• Evaluate credit data and assign appropriate credit limits.
• Monitor customer accounts for credit risks, bankruptcies, and cash flow issues.
• Coordinate wire transfers for high-risk transactions.
• Handle inbound and outbound customer calls to gather information and resolve issues.
• Maintain knowledge of company policies, financial regulations, and industry updates.

Qualifications:

• Educational background or experience in Mathematics, Business, Finance, or Fraud Prevention.
• Strong analytical, numerical, and problem-solving skills.
• Excellent communication and customer service skills.
• High attention to detail and ability to manage sensitive financial information.