Credit Reporting Associate

Kids for the Future; Fort Wayne (IN); On-site; USD 23,000 - 29,000; Full time

Benefits offered by this job

401(k)

401(k) matching

Paid Short & Long-Term Disability

Health insurance

Paid time off

Paid Life insurance

Paid holidays

Tuition Reimbursement

Identity Theft Monitoring

Comprehensive training provided

Job summary

MidWest America seeks a Credit Bureau Specialist in Fort Wayne, IN to manage credit bureau items, disputes, and reporting accuracy. You will communicate with members, the credit bureaus, and internal teams, ensuring compliant credit reporting and timely resolution of disputes.

The role requires a high school diploma and at least 1 year of customer service experience; backup phone support is included during lunch hours and staff absences.

Qualifications

• Must have a high school diploma, GED, or equivalent.
• At least one (1) year previous customer service experience, either in accounts payable, sales or lending.
• Reliable transportation to and from work

Responsibilities

• Respond to member disputes through E-Oscar, mail, and email per credit bureau notification requirements
• Coordinate responses to Consumer Credit Repair Services acting on behalf of members
• Communicate with members, credit bureaus, and internal departments throughout the investigation process
• Investigate and audit accounts to ensure accurate credit reporting
• Review and work internal reports to validate the accuracy of tradeline data submitted to credit bureaus
• Respond to and process credit bureau notifications received through E-Oscar and mail
• Provide backup support for incoming department phone calls during lunch hours and employee absences

Skills

Customer service

Education

High school diploma

Job description

• Location 1221 Medical Park Drive,Fort Wayne, IN, 46825,United States
• Base Pay $16.67 - $20.84 / Hour
• Job Category credit reporting, banking, finance
• Employee Type Full-Time Non-Exempt
• Required Degree High school
• Manage Others No

• Name HR
• Email [e-mail]

At MidWest America you’re more than just an employee, you’re part of a mission-driven team committed to making a real difference in the lives of others. We believe in the power of people helping people, and that every unique background, voice, and perspective makes us stronger.

Here, you’ll find a workplace rooted in community, inclusion, and equity, where you’re encouraged to bring your whole self to work and grow with purpose. We serve every member with compassion and respect, no matter their financial journey.

So bring your passion. Share your ideas. Be part of something meaningful.

Find your place. Build your future. Make an impact, right where it matters most

Job Summary:
Responsible for managing and processing credit bureau related items for the credit union. This role oversees all aspects of credit reporting, including communication with members, the credit bureaus and internal departments. Duties include handling members’ disputes, monitoring internal reports to ensure reporting accuracy, and serving as the main point of contact for all credit bureau–related matters.

Additionally, this role provides backup support for incoming department phone calls to ensure coverage during lunch hours and employee absences (e.g., vacations).

Qualifications:

Required:

Must have a high school diploma, GED, or equivalent.

At least one (1) year previous customer service experience, either in accounts payable, sales or lending.

Reliable transportation to and from work

Essential Elements of the Job:

• Respond to member disputes through E-Oscar, mail, and email per credit bureau notification requirements
• Coordinate responses to Consumer Credit Repair Services acting on behalf of members
• Communicate with members, credit bureaus, and internal departments throughout the investigation process
• Investigate and audit accounts to ensure accurate credit reporting
• Review and work internal reports to validate the accuracy of tradeline data submitted to credit bureaus
• Respond to and process credit bureau notifications received through E-Oscar and mail

Compliance & Regulatory Oversight

• Partner with Internal Audit to ensure compliance with the Fair Credit Reporting Act (FCRA)
• Address and resolve member complaints submitted through agencies such as the BBB and NCUA
• Maintain adherence to internal policies and regulatory standards related to credit reporting practices

Professional Presence

• Maintain a positive and professional image, consistently embodying the Credit Union’s mission, vision, and values.

Additional Job Requirements:

• Actively participate in seminars/training and workshops as required.
• Other administrative duties as assigned.

Job Skills and Work Relations:

Dispute Management & Service Responsiveness

• Demonstrates timely and accurate resolution of member disputes across E-Oscar, mail, and email within required deadlines
• Maintains clear, professional communication with all stakeholders during the dispute resolution process
• Strong attention to detail to ensure compliance with policies, procedures, and regulatory requirements.

Analytical Accuracy & Attention to Detail

• Clear and professional communication with members, insurance providers, and internal teams.
• Ability to explain complex claim processes and loan protection products in an understandable manner.
• Strong interpersonal skills to manage sensitive situations with empathy and professionalism.

Regulatory Compliance & Risk Management

• Applies knowledge of the Fair Credit Reporting Act (FCRA) to ensure compliant credit reporting practices
• Collaborates with Internal Audit to support compliance reviews and uphold regulatory standards
• Handles escalated complaints from agencies such as the BBB and NCUA with professionalism and adherence to policy

• 401(k)
• 401(k) matching
• Paid Short & Long-Term Disability insurance
• Health insurance
• Paid Life insurance
• Paid time off
• Paid Vision insurance
• 16 Paid time off volunteer hours
• Sick Time
• Paid holidays (Federal holidays observed)
• Personal Time
• Tuition Reimbursement
• Competitive Pay
• Identity Theft Monitoring
• Comprehensive training provided by a dedicated training staff

Employee reports directly to the Mortgage Lending Manager. The position is a Grade 6.

MidWest America is an equal opportunity employer. We are committed to creating a diverse and inclusive workplace where all individuals are treated with respect and dignity. We do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, disability, age, genetic information, veteran status, or any other characteristic protected by applicable federal, state, or local law. All qualified applicants will receive consideration for employment.