Credit Products Underwriter I - Corporate Banking

BOK Financial Co.; Tulsa (OK); Sur place; USD 60 000 - 80 000; Plein temps

Résumé du poste

BOK Financial Corporation Group seeks a Credit Products Underwriter I in Tulsa to underwriting complex commercial transactions, including real estate, working capital, equipment, and acquisitions. You will partner with RMs to deliver integrated credit solutions and revenue growth.

The role balances analysis, deal design, and client interaction, with opportunities to influence pricing and risk management while supporting a client-first service culture.

Qualifications

• Bachelor’s degree plus 2+ years of underwriting experience or 7+ years in credit analysis.
• Strong knowledge of GAAP, cash vs accrual, and financial statement interpretation.
• Excellent written and verbal communication, with client interaction.

Responsabilités

• Prepare financial underwriting for commercial credit transactions.
• Recommend credit structures and pricing to management.
• Identify policy exceptions and gather client financial information.
• Provide credit analysis and support loan committee presentations.
• Meet with clients and prospects to support credit opportunities.
• Manage credit workflow, covenant testing, and financial spreading.
• Monitor compliance and report borrower concerns.
• Partner with Relationship Managers to structure credit solutions.

Connaissances

Credit analysis

Underwriting

Financial analysis

Communication

Relationship management

Advanced Excel

Formation

Bachelor's degree

Outils

Excel

Description du poste

Select how often (in days) to receive an alert:

Credit Products Underwriter I - Corporate Banking

Location: Tulsa -TUL

Areas of Interest: Commercial Banking, Corporate; Commercial Banking; Commercial Credit Underwriter; Underwriting

Pay Transparency Salary Range: Not Available

Application Deadline: 11/28/2026

BOK Financial Corporation Group includes BOKF, NA; BOK Financial Securities, Inc. and BOK Financial Private Wealth, Inc. BOKF, NA operates TransFund and Cavanal Hill Investment Management, Inc. BOKF, NA operates banking divisions: Bank of Albuquerque; Bank of Oklahoma; Bank of Texas and BOK Financial®.

Bonus Type

BOKF Performance Plan (D02)

Summary

For over a century, BOK Financial has grown alongside its clients, offering tailored services and strategies for business, consumer, and wealth clients. Our extensive range of services allows us to compete nationally while our local decision-making and community connections make us good neighbors. Our purposeful diversification ensures resilience and stability, highlighting our expertise and commitment to meeting all your financial needs.

Job Description

The Credit Products Underwriter I is primarily responsible for underwriting complex financial transactions in conjunction with the RM and Sr. CPU, including the financing of investment real estate, owner-occupied real estate, working capital, equipment, and LBOs/acquisitions. In addition, the Credit Products Underwriter I is responsible for providing product and industry expertise to the client by designing and executing solutions on more complex clients. The CPU I will have client facing responsibilities, providing the necessary consultation to deliver the best possible integrated solution to the client. The majority of the CPU I time will be balanced between analysis of clients, design and execution of deals, and joint client calls with RMs to provide advice. The Credit Products Underwriter I will partner with the RMs to assist in generating revenue and profitability.

Team Culture

At BOK Financial, your potential is our priority, with opportunities designed to help you grow. We create an environment where people are trusted, encouraged, and equipped to build meaningful, lasting careers. Our leaders invest in development, offering guidance, connection, and support every step of the way. Here, you’ll find a culture focused on what you can achieve—empowering you to grow with purpose and make an impact.

How You'll Spend Your Time

• You will prepare financial underwriting for commercial credit transactions.
• You will recommend credit structures and pricing to management.
• You will identify policy exceptions and gather client financial information.
• You will provide credit analysis and support loan committee presentations.
• You will meet with clients and prospects to support credit opportunities.
• You will manage credit workflow, covenant testing, and financial spreading.
• You will monitor compliance and report borrower concerns.
• You will partner with Relationship Managers to structure credit solutions.

Education & Experience Requirements

This level of knowledge is normally acquired through completion of a Bachelor’s degree and 2+ years of Credit Analysis/Credit products underwriter experience; or 7+ years of equivalent work related experience.

• Demonstrated knowledge of intermediate accounting theory, including the difference between GAAP and income-tax based statements, cash and accrual accounting, consolidation and elimination principals, and the effect each type of accounting has on the underwriting process.
• Ability to clearly communicate and convey information and ideas through a variety of channels.
• Ability to leverage a network of relationships with clients, relationship managers, and peers for support in achieving both the individual and organizational goals.
• Extensive knowledge and understanding of credit principles, lending functions, loan analysis, and application of general credit policies.
• Excellent organizational skills and meticulous work habits.
• Ability to critically review work for errors and incorrect conclusions.
• Ability to complete assignments quickly and efficiently with minimal direction.
• Ability to proactively communicate with both colleagues and senior personnel.
• Ability to work efficiently under limited timeframes.
• Extensive knowledge of loan documentation, loan policy and regulations.
• Extensive knowledge of the Loan Grading Process.
• Excellent oral and written communications skills.
• Advanced PC and spreadsheet software skills.

Advertising Source

BOK Financial Corporation Group is a stable and financially strong organization that provides excellent training and development to support building the long term careers of employees.With passion, skill and partnership you can make an impact on the success of the bank, customers and your own career! The companies in BOK Financial Corporation Group are equal opportunity employers. We are committed to providing equal employment opportunities for training, compensation, transfer, promotion and other aspects of employment for all qualified applicants and employees without regard to sex, race, color, religion, national origin, age, disability, pregnancy status, sexual orientation, genetic information or veteran status.

Investing in our talent and building a great workplace is a top priority for us.

For more than a century, BOK Financial Corporation has helped fuel the success of clients and communities. Since our humble beginnings in Tulsa, Oklahoma, we’ve grown into a diversified financial services company that serves consumers, small businesses and international corporations—and everything in between.

Facts:

• Operations focused in an eight-state footprint
• 5,000 team members
• $53.2 billion in assets*
• $129.3 billion in assets under management and administration*
• $9.3 million donated to local nonprofits in 2025
• 56,000 volunteer hours by our employees in 2025

Nearest Major Market: Tulsa
Nearest Secondary Market: Oklahoma
Job Segment: Credit Analyst, Testing, Bank, Banking, Accounting, Finance, Technology