Credit Products Associate - Equipment Finance

Flagstar Bank; Hicksville (NY); On-site; USD 23,000 - 37,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Life insurance

Disability insurance

Leave program

Job summary

Flagstar Bank in Hicksville, NY, seeks a Credit Products Associate for Equipment Finance. The role focuses on data entry, due diligence, and investigative research to support commercial lease and loan underwriting.

The candidate will input application data accurately, verify documents, and perform credit/compliance checks while collaborating with the Credit team on special projects and reporting. Strong attention to detail and Excel skills are essential.

Qualifications

• High school diploma or equivalent required.
• Less than 2 years in financial services.
• Strong attention to detail and accuracy in data entry.
• Proficient with Microsoft Office, especially Excel.
• Ability to manage multiple priorities and meet deadlines.
• Strong organizational and analytical skills.
• Familiarity with credit bureau reports and compliance checks is a plus.
• Excellent verbal and written communication.
• Maintains integrity and discretion handling confidential information.
• Ability to build relationships and collaborate across teams.

Responsibilities

• Input commercial lease and loan data into the credit processing system.
• Verify documentation for completeness and accuracy.
• Conduct credit bureau reviews and compliance checks.
• Research and validate applicant information using public records.
• Provide administrative support to the Credit team.
• Support special projects and reporting as assigned.

Skills

Data entry

Attention to detail

Communication

Multi-tasking

Organizational skills

Education

High School Diploma or GED

Tools

Microsoft Excel

Job description

Position Title

Credit Products Associate - Equipment Finance

Location

Hicksville, NY 11801

Job Summary

The Credit Products Associate - Equipment Finance supports the assigned Credit vertical by performing data entry, due diligence, and investigative research related to commercial lease and loan applications. This role ensures the accurate and timely input of application information into credit systems and contributes to the overall efficiency and integrity of the credit risk assessment and underwriting process.

Job Responsibilities

• Application Data Entry and Verification

  Accurately input commercial lease and loan application data into the front‑end credit processing system.

  Verify required documentation and application details for completeness and accuracy.

  Identify and resolve any missing or inconsistent data prior to credit analysis.

• Credit & Compliance Screening

  Obtain and review credit bureau reports, fraud checks, and other compliance screenings as required.

  Conduct regulatory checks in accordance with internal policies and applicable regulations.

  Perform additional investigative searches as needed to support underwriting.

• Information Validation & Research

  Utilize directories, public records, and digital search tools to verify applicant‑provided information.

  Document findings clearly and elevate discrepancies for further review.

• General Departmental Support

  Provide administrative and operational support to the Credit team.

  Assist with special projects, reporting, and other duties as assigned by management.

• ADDITIONAL ACCOUNTABILITIES

  Performs special projects, and additional duties and responsibilities as required.

  Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings.

  Accountable to maintain compliance with applicable federal, state and local laws and regulations.

Job Requirements

• Education level required: High School / High School Equivalency (GED, HiSET, TASC) / Foreign Equivalent

• Minimum experience required: Less than 2 years in financial services

• Job Competencies: Strong attention to detail and accuracy in data entry

• Proficient in Microsoft Office Suite (especially Excel)

• Ability to manage multiple priorities and meet deadlines

• Strong organizational and analytical skills

• Familiarity with credit bureau reports, compliance checks, and public record research tools a plus

• Excellent verbal and written communication skills

• High level of integrity and discretion in handling confidential information

• Demonstrates a strong ability to build and maintain effective relationships with stakeholders by communicating clearly, engaging in proactive collaboration, and leveraging cross‑functional insights. Aligns relationship building efforts with enterprise goals to accelerate performance and drive strategic results. Builds trusted client relationships, whether internal or external, by identifying needs and delivering tailored solutions to enhance the overall client experience.

Physical Demands (ADA)

The job requires a moderate degree of physical exertion and stamina such as standing, sitting, walking, driving or infrequent lifting.

Benefits and Pay

Flagstar provides teammates access to a variety of benefits including medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program.

Pay Range $17.08 - $27.39

Company Overview

Flagstar Bank, N.A. is based in Hicksville, NY, and at December 31, 2025, had $87.5 billion in assets, $60.7 billion in loans, $66 billion in deposits, and $8.1 billion in total stockholder equity. We are a leading regional bank with approximately 340 locations, and strong footholds in the greater New York/New Jersey metropolitan region and in the upper Midwest, along with a significant presence in fast‑growing markets in Florida and the West Coast. We are driven by our commitment to partner with our clients to set and reach goals together, helping them to take charge and thrive. Our focus is on four core lines of business that include Personal, Private, Small Business and Corporate & Commercial Banking.

Equal Opportunity Employer

Flagstar is an Equal Opportunity Employer - Vets/Disabled.

We are committed to providing clear and accurate compensation information in accordance with applicable laws. Actual starting base pay will be determined based on location, experience, and other non‑discriminatory factors permitted by law. Total compensation may also include variable incentives, bonuses, commissions, or other awards as outlined in the offer of employment.

Equal Opportunity Employer For more Information: EEOC_KnowYourRights Member FDIC/Equal Housing Lender