Credit Portfolio Manager

Us Bank; Gresham (OR); On-site; USD 86,000 - 102,000; Full time

Job summary

U.S. Bank is seeking a Credit Portfolio Manager to partner with Relationship Managers to underwrite credit exposures, manage portfolios, close new business, and address credit questions. This posting covers levels 1–4 with progressive qualifications and responsibilities.

Successful candidates will demonstrate analytical skills, relationship-building, and the ability to work across teams in wholesale banking to manage risk and grow client relationships.

Qualifications

• Typically a Bachelor's degree, or equivalent work experience
• Typically three to five years of wholesale banking or related experience
• Typically five to seven years of wholesale banking or related experience
• Typically seven to 10 years of wholesale banking or related experience
• Typically 10+ years of wholesale banking or related experience
• Thorough knowledge of credit products, lending policy, applicable laws and regulations
• Strong analytical and problem-solving skills
• Strong relationship management and business development skills
• Excellent written communication and verbal presentation skills

Responsibilities

• Underwrite all types of credit account exposure.
• Manage an assigned credit portfolio and associated risk.
• Close new business relationships and expand existing ones.
• Respond to customer credit questions and make independent calls on relationships.
• Provide customer service and participate in joint sales calls with Relationship Managers.

Skills

Analytical skills

Problem solving

Relationship management

Business development

Written communication

Verbal presentation

Education

Bachelor's degree or equivalent

Job description

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

The Credit Portfolio Manager partners with assigned Relationship Manager(s) to successfully manage credit account relationships. Responsibilities include: underwriting all types of credit account exposure, managing an assigned credit portfolio, successfully closing new business relationships and expanding existing relationships, managing credit risk and responding to prospect or customer credit questions and making independent calls on assigned portfolio of relationships. Secondarily, provides customer service, participates in joint sales calls with Relationship Manager(s) and identifies customer needs.

This active posting is for a Credit Portfolio Management Role:Credit Portfolio Manager 1, Credit Portfolio Manager 2, Credit Portfolio Manager 3, Credit Portfolio Manager 4. Below are the basic qualifications and preferred experience for each level of role.Your level of experience will be reviewed and matched to the appropriate job level when you apply to this posting.

Credit Portfolio Manager 1

Basic Qualifications

• Typically a Bachelor's degree, or equivalent work experience

• Typically three to five years of wholesale banking or related experience

Preferred Skills/Experience

• Basic knowledge of credit products, lending policy, applicable laws and regulations, credit quality standards, company and business line policies and procedures

• Strong analytical and problem-solving skills

• Strong relationship management and business development skills

• Ability to work effectively with individuals and groups across the company to manage customer relationships

• Effective written communication and verbal presentation skills

Credit Portfolio Manager 2

Basic Qualifications

• Typically a Bachelor's degree, or equivalent work experience

• Typically five to seven years of wholesale banking or related experience

Preferred Skills/Experience

• Thorough knowledge of credit products, lending policy, applicable laws and regulations, credit quality standards, company and business line policies and procedures

• Strong analytical and problem-solving skills

• Strong relationship management and business development skills

• Ability to work effectively with individuals and groups across the company to manage customer relationships

• Effective written communication and verbal presentation skills

Credit Portfolio Manager 3

Basic Qualifications

• Typically a Bachelor's degree, or equivalent work experience

• Typically seven to 10 years of wholesale banking or related experience

Preferred Skills/Experience

• Advanced knowledge of credit products, lending policy, applicable laws and regulations, credit quality standards, company and business line policies and procedures

• Strong analytical and problem-solving skills

• Strong relationship management and business development skills

• Ability to work effectively with individuals and groups across the company to manage customer relationships

• Effective written communication and verbal presentation skills

Credit Portfolio Manager 4

Basic Qualifications

• Typically a Bachelor's degree, or equivalent work experience

• Typically 10 or more years of wholesale banking or related experience

Preferred Skills/Experience

• Extensive knowledge of credit products, lending policy, applicable laws and regulations, credit quality standards, company and business line policies and procedures

• Strong analytical and problem-solving skills

• Strong relationship management and business development skills

• Ability to work effectively with individuals and groups across the company to manage customer relationships

• Effective written communication and verbal presentation skills

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits:

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements).

Pay Range: $86,360.00 - $101,600.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.