Credit Portfolio Analyst

Needham Bank; Needham (MA); Hybrid; USD 90.000 - 140.000; Vollzeit

Benefits dieser Stelle

Medical insurance

Dental insurance

401(k) match

Paid time off

Paid holidays

Bonus program

Flexible spending accounts

Vision plan

Life insurance

Disability insurance

Tuition reimbursement

Employee Assistance

Zusammenfassung

Needham Bank is seeking a data analytics professional to develop, automate, and maintain loan portfolio reporting. You will build databases, produce reports, and develop dashboards to support lending decisions.

The role emphasizes accuracy, problem solving, and collaboration with credit and risk teams. Strong skills in Python, SQL, Tableau, and Excel are preferred; prior banking reporting experience is a plus.

Qualifikationen

• Bachelor of Arts/Science degree minimum.
• Strong proficiency in Microsoft Office, Python, Tableau and SQL preferred.
• Five years or more of analytics experience; 4+ years in MIS, business reporting, credit risk or consulting preferred.
• Working knowledge of bank operations or related systems development experience.
• Banking or mortgage underwriting experience a plus.
• Familiarity with Crystal Reporting.

Aufgaben

• Build and maintain standard databases and reports.
• Create reports monitoring effects on the lending portfolio.
• Expand and automate reports to develop standardized dashboards aligned with Credit/Risk Package.
• Recommend enhancements for clear, meaningful data.
• Apply problem solving to assess business impact.
• Act as liaison between lending lines and credit department as needed.
• Participate in design and implementation of Tableau dashboards.
• Provide ad hoc reporting to stakeholders and decision makers.

Kenntnisse

Python

Tableau

SQL

Microsoft Office

Ausbildung

Bachelor of Arts/Science degree

Tools

Crystal Reporting

Jobbeschreibung

Job Summary

Performs various functions related to the development, automation, and maintenance of loan portfolio and consumer loan reporting.

ESSENTIAL DUTIES & RESPONSIBILITIES

1. Assists in building and maintaining standard databases, and producing reports derived from these databases.
2. Creates reports as needed for monitoring the effects on the Bank's lending portfolio.
3. Assists in expanding and automating reports to develop standardized dashboards that align with the Credit/Risk Package.
4. Recommend enhancements to reports and dashboards that provide meaningful data in a clear manner
5. Applies problem solving capabilities to challenges and determine the business impacts to the department and organization.
6. Act as a liaison between the lending lines and credit department when necessary
7. Participate in the design & implementation of Tableau dashboards
8. Provide ad hoc reporting to stakeholders and decision makers

JOB REQUIREMENTS

• Strong attention to detail
• Exceptional skills in critical thinking and problem solving through complex data deliverables
• Aptitude for and/or formal education in data analysis
• Strong analytical skills with the ability to define and create metrics, reports, tools and other resources to quantify and analyze results.
• General familiarity with banking, specific expertise in bank data analysis a plus
• Familiarity with credit policies and standards as well as relevant regulations and compliance issues
• Ability to work well in a team or on your own; strong communication skills.
• Flexibility in moving from task to task
• Continually improve ongoing reporting and analysis processes
• Ability to adhere to Needham Bank's Core Values (Focus on Customer Relationship, Embrace Change, Work as a Team, Be an Asset to Your Community, Always Learn, and Do the Right Thing)

EDUCATION & EXPERIENCE

• Minimum education requirement: Bachelor of Arts/Science degree.
• Strong proficiency in Microsoft Office, Python, Tableau and SQL preferred.
• Five years or more of analytics experience; 4 or more years of related experience such MIS, Business Reporting, Credit Risk and/or consulting preferred.
• A working knowledge of bank operations or relevant operations and/or systems development experience.
• Experience in banking or mortgage underwriting a plus.
• Familiarity with business intelligence applications such as Crystal Reporting preferred.

WORKING CONDITIONS/PHYSICAL DEMANDS

• Standard business office environment. 3 days a week in on‑site hybrid role.

The pay range provided is based on what we believe is a reasonable estimate for the pay range for this job at the time of posting. Actual pay may vary based on experience, skills, and market factors; additional compensation may apply.

Needham Bank offers a competitive salary and an amazing benefit package for a full‑time employee which includes fully paid medical and dental insurance, HRA, 401(k) plan with an 8% bank match, paid time off (PTO), paid holidays, a bonus program, flexible spending accounts, vision service plan, group term life insurance, short‑ and long‑term disability insurance, tuition reimbursement, and an Employee Assistance Program. We offer a great benefit package to our eligible part‑time employees as well.

At NB, we are dedicated to building a diverse, inclusive and authentic workplace - if you are excited about this role, but your past experience doesn't align perfectly with every qualification in the job description, we still encourage you to apply. You may be just the right candidate for this or other roles.

Needham Bank is an Equal Opportunity/Affirmative Action Employer. Needham Bank will provide all applicants for employment and all employees with equal opportunity for employment and promotion regardless of race, color, religion, gender, national origin or ancestry, age, disability, veteran status, military service, sexual orientation, genetic information, or gender identity.