Credit Operations & Enhancement Associate

Centier Bank; Merrillville (IN); Hybrid; USD 22,000 - 31,000; Full time

Benefits offered by this job

Marathon Health Clinics

Generous Paid Time Off

Tuition Reimbursement

401K match

Stock Ownership Plan

Daycare Reimbursement

Onsite Fitness Center

Health and Wellness Programs

Diversity/Equity/Inclusion Council

Career Growth

Work/Life Balance

Job summary

Centier Bank in Merrillville, IN is seeking a Credit Operations & Enhancement Associate to support the credit department with data scrubs, project implementation, and reporting optimization. You will design workflows, manage invoices, and contribute to portfolio analytics using Power BI and Smartsheet.

The role emphasizes process improvement, data accuracy, and cross-functional collaboration. Hybrid work is available after training, and you’ll join a culture focused on service excellence and

Qualifications

• Associates Degree required in a relevant field.
• Experience with banking operations and reporting is preferred.

Responsibilities

• Send approved invoices to Accounts Payable to be paid daily.
• Manage TRID fees for consumer construction loan portfolio.
• Prepare draw packages for the Consumer Construction and Collateral Services Team.
• Perform data scrubs when needed.
• Design, implement and optimize reporting and dashboards (Power BI).
• Agile report writer in Core system, Loan Origination Software and the Data Warehouse.

Skills

Data scrubs

Project management

Detail-oriented

Data analysis

Communication skills

Education

Associates Degree in a relevant field of study

Tools

Power BI

Smartsheet

Abrigo Sageworks

FIS Insight

Image Center

Microsoft Office Suite

Job description

Starting Pay Rate is Based on Experience - Minimum Hourly Rate:$19.00Recognizing and valuing diversity strengthens our ability to attract, retain and engage associates and reinforces our relationship within our communities. Our associates are the most valuable asset we have. The collective sum of the individual differences, life experiences, knowledge and talent that our associates invest in their work represents a significant part of not only our culture, but our reputation and company’s achievement as well.A Centier Associate is someone who embodies a servant heart, is unaccepting of anything less than remarkable service, and is self-motivated and driven to deliver exceptional results.What are our values? Our Corporate values are Caring, Loyalty, Integrity, Friendship, Fun....who wouldn't want to work for an AWARD-WINNING company that's built on these pillars?What about the perks? Access to our Marathon Health Clinics which provide FREE visits & prescriptions, Generous Paid Time Off benefit, Tuition Reimbursement, 401K match, Associate Stock Ownership Plan, Daycare Reimbursement, FREE Onsite Fitness Center/Fitness Reimbursements, Health and Wellness Programs, the ability to have a voice with our Diversity/Equity/Inclusion Council, Career Growth, Work/Life Balance, AND MORE.This department typically works Monday-Friday between the hours of 7am-5pm.This position can be hybrid once trained.Supervisory Responsibilities: NoneSummary:The Credit Operations & Enhancement Associate is responsible for supporting the associates in the Credit Department (and other areas of the bank as needed) by initiating, implementing and maintaining enhancement projects. This includes Data Scrubs, Construction Perm Draw Documents, workflow design and optimization, remitting invoices, Portfolio Analytics projects, designing and simplifying reporting, and any additional initiatives that may arise.Essential Duties and Responsibilities:Send approved invoices to Accounts Payable to be paid daily.Manage TRID fees for consumer construction loan portfolio. This includes monitoring balances, reconciling accounts, and reporting.Prepare draw packages for the Consumer Construction and Collateral Services TeamResponsible for helping with Data Scrubs when needed.Licensed Smartsheet user responsible for creation, maintenance and optimization of existing or requested Smartsheets.Agile report writer in Core system, Loan Origination Software and the Data Warehouse (i.e., Power BI or other report technology)Global reporting and administration of Commercial Land Development loan portfolio.Constantly challenged to improve upon existing processes and procedures either by identifying bottlenecks or through direct requests from business line stakeholders.Strong willingness to take on multiple initiatives with the ultimate desire of creating efficiency and improving output.Knowledge, Skills, and Abilities:Strong organizational skills, with the ability to effectively manage multiple deliverables and follow up on items, as necessary. Ability to organize and manage projects of various sizes.Strong attention to detail and the ability to take ownership for accuracy of assigned tasks. Must be able to perform highly detailed research, analyze, interpret and communicate data/findingsCompetency in various software solutions within Microsoft Office Suite and the ability to quickly learn and utilize additional Bank-used software solutions such as Abrigo Sageworks, FIS Insight, Smartsheet, Power Bi and Image Center.Self-starter, motivated, and looking to provide value in all activities.Ability to work with a team and independently.Ability to ask questions and communicate when assistance is requested and the ability to communicate effectively with others (both written and verbally).Ability to maintain confidentiality in all aspects of the job.Deadline-driven with a high degree of professionalism.Long-term learner who is interested in gaining new skills and applying them throughout the bank. Required to learn subject matter from many different business lines in order to effectively support process and reporting optimization initiatives.Minimum Qualifications:Associates Degree in a relevant field of study.Intermediate to strong computer software skills.1+ year of banking or relevant office experience.Internal Pay Level 6What do I do now?Apply with us!Refer this opening to others!Disability Accommodation StatementCentier Bank is an Equal Employment Opportunity/Affirmative Action employer and is committed to providing reasonable accommodations to individuals with disabilities in the employment application process. If you need an accommodation due to a disability to use our online system to apply for a position at Centier Bank, please call us at 219-755-6160 or send us an email at [e-mail] Opportunity Employer/Disability/VeteranCentier Bank is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.Member FDIC