Credit Officer II - Global Infrastructure Credit

Bank of America; Boston (MA); On-site; USD 163,000 - 300,000; Full time

Job summary

Bank of America in Boston seeks an experienced credit professional to manage client relationships and lead complex credit transactions, including underwriting, structure, and documentation. You will collaborate with relationship managers, product partners, risk, and operations to deliver tailored credit solutions.

This role requires strong financial modeling, risk analysis, and communication skills to navigate large corporate financings and cross-functional teams.

Qualifications

• 10+ years of experience in commercial banking or finance with significant credit, tax equity, infrastructure/energy project finance experience, and data center financings.

Responsibilities

• Partner with relationship management and product partners to assess clients' credit needs and create solutions.
• Lead loan structure conversations and negotiate documentation with clients and internal/external legal partners.
• Drive credit and risk approval processes for new credit originations, renewals, increases, and modifications.
• Lead ongoing monitoring for a portfolio of clients in compliance with regulations and procedures.
• Drive growth of funded loans and revenue while maintaining asset quality and adhering to regulatory requirements.
• Mentor and support associates; oversee underwriting and documentation of project finance and other facilities.

Skills

Business Acumen

Coaching

Decision Making

Leadership

Underwriting

Credit Documentation

Risk Management

Client Solutions Advisory

Executive Presence

Collaboration

Education

MBA

Tools

Financial Modeling

Job description

Job Description

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates' physical, emotional, and financial wellness through affordable, competitive and flexible benefits.

We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.

Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description

This job is responsible for managing clients and related credit products, partnering closely with relationship management, sales/trading, treasury management, operations and risk teams to support the client relationship. Key responsibilities include underwriting, monitoring, managing operational needs and/or client requests. Job expectations include credit-focused client management responsibilities, independent thought leadership, strong leadership skills, the ability to provide feedback to less experienced teammates and may also manage a team.

Responsibilities

• Partners with relationship management and product partners to assess clients' credit needs and create solutions
• Leads loan structure conversations and negotiates loan documentation with clients and internal/external legal partners
• Drives credit and risk approval processes for new credit originations, renewals, increases, and modifications
• Leads ongoing monitoring efforts for a portfolio of clients in compliance with regulations, policy and procedure
• Drives the growth of funded loans and revenue while mitigating risks, maintaining asset quality and adhering to regulatory requirements
• Serves as an escalation point for complex credit transactions
• Mentors and supports associates
• Lead the underwriting and documentation of project finance and other credit facilities, ensuring alignment with client needs and the bank's risk/return objectives
• Lead the financial modeling, loan structure, industry, economic, and other analyses to support the loan decision-making process
• Conduct research and develop comprehensive credit approval packages, including written transaction justification and supporting documentation

Required Qualifications

• 10 + years of experience in commercial banking or finance industry with significant credit, tax equity, infrastructure/energy project finance experience, and data center financings

Desired Qualifications

• Master's Degree (MBA). Engineering, mathematics or other technical degrees will be considered with an MBA
• Strong understanding of financial models and analysis
• Extensive experience in analysis and management of highly complex, project-oriented transactions (tax equity and debt), including problem solving. Demonstrated aptitude for reviewing, understanding and interpreting associated transaction documents and project contracts.
• Strong credit and risk analysis skills, including experience in commercial and large corporate credit analysis.
• Ability to work efficiently and productively on several transactions or tasks at one time.
• Ability to interact effectively with internal and external clients and partners. Experience mentoring junior associates.
• Clear and articulate oral and written communication skills.
• Formal credit training program at financial institution

Skills

• Business Acumen
• Coaching
• Decision Making
• Hiring and Onboarding
• Loan Structuring
• Collaboration
• Credit Documentation Requirements
• Oral Communications
• Risk Management
• Written Communications
• Change Management
• Client Solutions Advisory
• Executive Presence
• Organizational Effectiveness
• Underwriting

Shift

1st shift (United States of America)

Hours Per Week

40

Pay Transparency details

US - MA - Boston - 100 Federal St - 100 Federal St Lp (MA5100), US - NY - New York - ONE BRYANT PARK - BANK OF AMERICA TOWER (NY1100)

Pay range

$162,500.00 - $300,000.00 annualized salary, offers to be determined based on experience, education and skill set.

Discretionary incentive eligible

This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.

Benefits

This role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.