Credit Monitoring Analyst II

Busey Bank; Leawood (KS); Hybride; USD 69 000 - 96 000; Plein temps

Résumé du poste

Busey Bank in Leawood, KS seeks a Credit Monitoring Analyst II to support commercial credit monitoring and portfolio management. You will review borrower financials, test covenants, and ensure loan documentation aligns with approvals and tracking systems.

The role requires 2+ years in credit monitoring, strong communication, and the ability to produce ad hoc reports while maintaining confidentiality and compliance. Hybrid on-site/remote work is available.

Qualifications

• Bachelor's degree in Finance, Accounting or Business required.
• Minimum 2 years of credit loan documents and credit monitoring experience.
• Experience with nCino and Jack Henry preferred, but not required.
• Strong understanding of financial statements and credit analysis.

Responsabilités

• Calculate financial ratios and monitor borrower covenants for compliance.
• Communicate borrower performance and trend analysis to stakeholders.
• Perform post-booking reviews to ensure accuracy of loan documents.
• Analyze and assess financial statements and credit history of clients.
• Prepare ad hoc reports as requested.
• Mentor less experienced Credit Monitoring Analysts.

Connaissances

Strong communication

Credit analysis

Analytical skills

Attention to detail

Formation

Bachelor's degree in Finance, Accounting or Business

Outils

Microsoft Office

nCino

Jack Henry

Description du poste

Position Summary

The Credit Monitoring Analyst II supports the commercial credit monitoring and portfolio management for the Bank through the review and analysis of borrower and guarantor financial information, testing of financial covenants, and post-closing loan review to ensure alignment between loan approval, documentation, and tracking system.

Duties & Responsibilities

• Accurately calculate financial ratios and monitor Borrower's covenants for compliance as outlined in loan documents.
• Effectively communicate all internal communication of the borrower's performance and trend analysis to the appropriate parties.
• Completes post booking reviews on commercial loans to ensure accuracy of loan documents as outlined in the credit approval and ensure internal tracking of covenants are accurately built for internal tracking purposes.
• Analyze and assess financial statements and credit history of existing and potential clients.
• Provide additional support to Credit Administration as it relates to special projects as assigned.
• Comply with all credit administration policies and procedures.
• Prepare ad hoc reports as requested.
• Provide back-up assistance to other team members at peak volume times, including but not limited to reviewing and analyzing Borrowing Base Certificates and reviewing financial statements for accuracy and advancement of next due date.
• Mentorship of less experienced Credit Monitoring Analysts.
• Complete Moody's Credit Modules, as assigned.
• Comply with all credit administration policies and procedures.
• Maintain the highest level of confidentiality of all information.
• Provide extraordinary service while complying with all Bank policies and procedures.
• Adhere to Busey Bank policies and procedures; comply with laws, regulations and industry best practices.
• Reliable and predictable attendance; both onsite and remote.

Education & Experience

Knowledge of:

• Strong oral, written and interpersonal communication skills
• Intermediate understanding of credit analysis and financial statements.
• Full understanding of balance sheets, income statements and cash flow statements
• Full understanding of loan and collateral documents, including attorney prepared documentation
• Strong problem solving and analytical skills

Ability to:

• Read and comprehends credit write-ups and loan documentation
• Prioritize workflow, multi-task and work independently
• Perform duties under frequent time pressures with high degree of accuracy and attention to detail

Education and Training:

• Requires bachelor's degree in Finance, accounting or business
• Minimum 2 years of experience with credit loan documents and credit monitoring experience in the financial services industry.
• Experience in nCino and Jack Henry preferred, but not required
• Requires knowledge of Microsoft Office

Compensation and Benefits

Salary offered is based on factors, including but not limited to, the job duties, required qualifications and relevant experience, and local market trends. The role may be eligible for bonus or incentives based on company and individual performance.

(Base Pay Range:$69,000.00 - $96,000.00/year)

Busey provides a competitive Total Rewards package in return for your time, talents, efforts and ultimately, results. Your personal and professional well-being-now and in the years to come-are important to us. Busey's Total Rewards include a competitive benefits package offering 401(k) match, profit sharing, employee stock purchase plan, paid time off, medical, dental, vision, company-paid life insurance and long-term disability, supplemental voluntary life insurance, short-term and long-term disability, wellness incentives and an employee assistance program. In addition, eligible associates may take advantage of pre-tax health savings accounts and flexible spending accounts. Visit BuseyTotal Rewardsfor more information.

Equal Opportunity

Busey values a diverse and inclusive workplace and strives to recruit, develop and retain individuals with exceptional talent. A team with diverse talent, working together, is essential to Busey's commitment of delivering service excellence. Busey is an Equal Opportunity Employer including Disability/Vets. VisitBusey.com/Careersto learn more about Busey's Equal Opportunity Employment.