Credit Manager

Springs Window Fashions and Affiliated Companies; Town of Middleton (WI); On-site; USD 80,000 - 120,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

401(k) with company match

Life insurance

Long-term disability insurance

Short-term disability insurance

Paid sick time

Paid vacation

Volunteer day

Job summary

Springs Window Fashions and Affiliated Companies is seeking a Credit Manager to lead the credit and collections function, ensuring timely credit decisions and strong cash flow while balancing customer service. The role oversees credit evaluation, order release, and a team of specialists; collaborates with sales, finance, IT, and operations to support growth and sound credit practices.

This position requires strong analytical ability, leadership experience, and advanced Excel/SQL skills to drive

Qualifications

• Bachelor’s degree preferred in finance, accounting, business, or related field.
• Manufacturing industry experience preferred.
• Experience managing major retail accounts preferred.
• 2+ years leadership or supervisory experience in credit/finance.
• Strong understanding of credit principles, financial statements, and risk assessment.
• Familiarity with order-to-cash processes and ERP systems.

Responsibilities

• Credit Evaluation and Approval—Review and approve credit applications, set limits, align with policies.
• Order Release Management—Oversee credit holds and ensure timely release of orders.
• Team Leadership—Supervise, coach, and develop credit and deduction staff.
• Accounts Receivable Oversight—Monitor aging, prioritize high-risk accounts, follow up on past-due balances.
• Collections Management—Guide the team in resolving delinquent accounts and negotiating plans.
• Dispute Resolution—Coordinate with sales, CS, logistics, and IT to resolve invoice issues.
• Policy and Process Management—Maintain and improve credit policies and controls.
• Cross-Functional Collaboration—Work with sales, CS, finance to resolve disputes and onboarding.
• Risk Monitoring—Identify trends and adjust credit strategies.
• Reporting and Analysis—Provide regular credit performance and metrics reports.
• Customer Interaction—Engage with customers on escalated credit issues.

Skills

Communication

Negotiation

Conflict resolution

Data analysis

Decision making

Financial analysis

Education

Bachelor’s degree in finance, accounting, business

Experience in manufacturing industry

Experience in managing major retail accounts

2+ years leadership in credit/finance

Familiarity with ERP systems

Tools

Excel

SQL

Job description

Description

Credit Manager

The Best Experience Company

Our tagline is “The Best Experience Company.” More than just a set of words, it representsthe essence of who we areat Springs Window Fashions. As North America’s premier window covering company,we’recommitted to creating the Best Experience for our associates, consumers and end users, business partners, and communities.We want you to join our team of passionate self-starters who believe the world is full of Best Experience opportunities. So, ifyou’reexcited about thethought of a Best Experience career with a team focused on creating Best Experiences for all, we want to hear from you!

The Credit Manager leads the credit and collections function to ensure timely, accurate credit decisions and effective management of accounts receivable. This role balances customer service with risk mitigation, oversees credit and deduction specialists, and partners with sales, finance, IT, and operations to support healthy cash flow and minimize bad debt. The most important focus is maintaining sound credit practices while enabling profitable business growth.

Key Responsibilities

• Credit Evaluation and Approval — Review and approve credit applications, set credit limits, and ensure decisions align with company policies and risk tolerance.
• Order Release Management — Oversee credit holds, collaborate with production and shipping teams, and ensure timely release of orders once credit issues are resolved.
• Team Leadership — Supervise, coach, and develop credit and deduction staff; set performance expectations and provide ongoing feedback.
• Accounts Receivable Oversight — Monitor aging reports, prioritize high‑risk accounts, and ensure timely follow‑up on past‑due balances.
• Collections Management — Guide the team in resolving delinquent accounts, negotiating payment plans, and escalating issues when necessary.
• Dispute Resolution — Partner with sales, customer service, logistics, and IT to resolve invoice discrepancies, freight issues, pricing disputes, EDI rejections, and other factors that commonly delay payment.
• Policy and Process Management — Maintain and improve credit policies, procedures, and internal controls to support compliance and operational efficiency.
• Cross‑Functional Collaboration — Work closely with sales, customer service, and finance to resolve disputes, support customer onboarding, and improve billing accuracy.
• Risk Monitoring — Identify trends in customer payment behavior, assess portfolio risk, and recommend adjustments to credit strategies.
• Reporting and Analysis — Prepare regular reports on credit performance, collections activity, bad‑debt exposure, and key metrics for leadership.
• Customer Interaction — Engage directly with customers on escalated credit issues, disputes, or negotiations.
• Compliance — Ensure adherence to legal, regulatory, and company standards related to credit and collections.

Success Indicators

• Lower DSO and improved cash‑flow predictability.
• Reduced order holds and faster resolution of credit‑related delays.
• Strong cross‑functional alignment with sales, customer service, logistics, and IT.
• Improved customer payment behavior and reduced delinquency.
• Effective team performance and development

Benefits: The Company offers the following benefits for this position, subject to applicable eligibility requirements: medical insurance, dental insurance, vision insurance, 401(k) retirement plan with up to 5% company match of eligible contributions, life insurance, long‑term disability insurance, short‑term disability insurance, paid sick time at an amount that meets or exceeds all local requirements, paid vacation time (pro‑rated for the current year based on start date), and one paid volunteer day off per year.

Requirements

Education & Experience

• Bachelor’s degree preferred in finance, accounting, business, or a related field.
• Preferred experience within the manufacturing industry.
• Preferred experience within a big box store highly desired.
• Preferred demonstrated experience managing major retail accounts
• Experience in credit, collections, accounts receivable, or financial analysis.
• 2+ Years prior leadership or supervisory experience in a credit or finance environment.
• Strong understanding of credit principles, financial statements, and risk assessment.
• Familiarity with manufacturing workflows, order‑to‑cash processes, and ERP systems.

Knowledge, Skills & Abilities

• Excellent communication, negotiation, and conflict‑resolution skills.
• Ability to analyze data, identify trends, and make sound decisions under pressure.
• Advanced Excel skills preferred, including pivot tables, complex formulas, data modeling, and dashboard creation.
• Preferred working knowledge of SQL for querying ERP or data‑warehouse systems to support credit analysis, aging reviews, and dispute research

How We Work to Deliver a Best Experience: Our Culture

• Our Core Value: We do the right thing, always
• Our Seven Cultural Behaviors
  • Empowerment -We trust our people.
  • Ownership -We take 100% responsibility for our roles actions, and results.
  • Leadership -We all lead by example and talk direct with respect (DWR).
  • One Team -We are One Springs Team.
  • Customer First -We consider our customers' needs before every decision.
  • Continuous Innovation -We are constantly learning, innovating, and improving.
  • Speed -We define priorities and operate with a sense of urgency and agility.

This posting is anticipated to remain open until a qualified candidate is hired.