Credit Coordinator/Commercial Loan Assistant

UNITED COMMUNITY BANK; Godfrey (IL); Vor Ort; USD 25.000 - 41.000; Vollzeit

Zusammenfassung

United Community Bank is seeking a Credit Coordinator/Commercial Loan Assistant to gather and analyze credit information for loan applicants, supporting processing, documentation, and monitoring of commercial loans. You will prepare financial reviews, assist in loan closings, and interact with clients and internal teams while maintaining compliance with regulations and bank policies.

The role requires a BA/BS and 2–5 years in banking, with strong attention to detail, organizational skills, and

Qualifikationen

• Bachelor's degree in Finance, accounting, business or related field or equivalent experience is preferred.
• 2-5 years experience in banking, preferably in lending, credit or accounting is a plus.
• Previous customer service skills preferred.
• Strong attention to detail and accuracy.
• Strong time management and organizational skills.
• Ability to practice discretion and handle confidential information in a professional manner.
• Ability to read, write and comprehend simple instructions, short correspondence and memos.
• Ability to perform basic mathematical calculations and to work with mathematical concepts and apply them to work situations.
• Ability to manage and execute more than one task at a time.
• Knowledge of financial institution regulations.
• Ability to exercise sound judgement that is consistent with established policies, procedures and business practices.

Aufgaben

• Gather required data from customers, internal systems, and external sources.
• Prepare spreadsheets and analyze financial information, including financial statements and tax returns.
• Assist in prioritizing commercial credit requests and preparing accurate, timely credit presentations.
• Review and renew existing credit facilities, including financial covenant tracking and borrowing base calculations.
• Compile data from credit bureau reports and various financial statements.
• Conduct industry and peer comparisons.
• Perform cash flow analysis and assist in assessing repayment capacity.
• Communicate proactively when updated financial information is needed for commercial clients.
• Research credit inquiries and UCC filings to determine credit worthiness and ensure appropriate collateral positions.
• Write financial reviews and provide recommendations on loan structure, terms and risk considerations.
• Build and generate loan documents for commercial loan closings.
• Request title work, appraisals and other third-party reports.
• Correspond with legal counsel and collections regarding workouts, bankruptcies and charge-offs to ensure all necessary actions are taken.
• Maintain familiarity with Bank products, services, regulatory requirements and internal policies and procedures.
• Attend loan committee meetings.
• Work closely with management and team members to support lending operations and maintain workflow efficiencies.
• Develop and maintain effective working relationships at all levels by proactively participating and contributing to a positive work environment, controlling emotions and temperament, and exhibiting courteous, respectful, and professional behavior at all times.
• Maintain familiarity with bank products and services.
• Maintain familiarity with all regulatory standards.
• Maintain familiarity with and uphold all Bank policies and procedures.
• Complete all training requirements as assigned.
• Other related duties as assigned.

Kenntnisse

Attention to detail

Time management

Organizational skills

Discretion with confidential info

Communication skills

Problem solving/analysis

Multi-tasking

English reading/writing

Ausbildung

BA/BS in Finance, accounting, business or related field

Tools

Microsoft Office (Word, Excel, Access, Power Point)

Jobbeschreibung

Credit Coordinator/Commercial Loan Assistant

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• Job Tracking ID : 513169-916224
• Job Location : Godfrey, IL
• Job Level : Mid Career (2+ years)
• Level of Education : BA/BS
• Job Type : Full-Time/Regular
• Date Updated : 10/23/2026
• Years of Experience : 2 - 5 Years
• Starting Date : Invalid Date
• Salary : $18 USD - $30 USD

Job Description

United Community Bank is looking for a Credit Coordinator/Commercial Loan Assistant This position is responsible for gathering, analyzing, and evaluating credit information and the financial condition of loan applicants within the framework of Bank guidelines and current economic and industry trends. This role supports the processing, documentation, and monitoring of commercial loans, including ongoing risk assessments for existing credit relationships.

Essential Duties and Responsibilities:

• Gather required data from customers, internal systems, and external sources
• Prepare spreadsheets and analyze financial information, including financial statements and tax returns
• Assist in prioritizing commercial credit requests and preparing accurate, timely credit presentations
• Review and renew existing credit facilities, including financial covenant tracking and borrowing base calculations
• Compile data from credit bureau reports and various financial statements
• Conduct industry and peer comparisons
• Perform cash flow analysis and assist in assessing repayment capacity
• Communicate proactively when updated financial information is needed for commercial clients
• Research credit inquiries and UCC filings to determine credit worthiness and ensure appropriate collateral positions
• Write financial reviews and provide recommendations on loan structure, terms and risk considerations
• Build and generate loan documents for commercial loan closings
• Request title work, appraisals and other third-party reports
• Correspond with legal counsel and collections regarding workouts, bankruptcies and charge-offs to ensure all necessary actions are taken
• Maintain familiarity with Bank products, services, regulatory requirements and internal policies and procedures
• Attend loan commitee meetings
• Work closely with management and team members to support lending operations and maintain workflow efficiencies
• Develop and maintain effective working relationships at all levels by proactively participating and contributing to a positive work environment, controlling emotions and temperament, and exhibiting courteous, respectful, and professional behavior at all times
• Maintain familiarity with bank products and services
• Maintain familiarity with all regulatory standards
• Maintain familiarity with and uphold all Bank policies and procedures
• Complete all training requirements as assigned
• Other related duties as assigned

Experience and Skills

Qualifications:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Computer Requirements:

• Proficiency in Microsoft Office (Word, Excel, Access, and Power Point)

Education/Experience Requirements:

• Bachelor's Degree in Finance, accounting, business or related field or equivalent experience is preferred
• 2-5 years experience in banking, preferably in lending, credit or accounting is a plus

Additional Requirements:

• Previous customer service skills preferred
• Strong attention to detail and accuracy
• Strong time management and organizational skills
• Ability to practice discretion and handle confidential information in a professional manner
• Ability to handle sensitive and confidential situations and comprehend the level of confidentiality that comes along with the position and protecting employee's, customer's and bank information
• Problem Solving/Analysis skills
• Ability to communicate effectively and professionally with customers and coworkers
• Ability to read, write and comprehend simple instructions, short correspondence and memos
• Ability to perform basic mathematical calculations and to work with mathematical concepts and apply them to work situations
• Ability to manage and execute more than one task at a time
• Ability to define problems, collect data, establish facts, and draw valid conclusions
• Ability to independently perform duties, establish priorities and meet deadlines with limited supervision
• Ability to adhere to safety and compliance regulations and procedures
• Ability to explain the benefits of bank products and services and answer customer questions regarding these products and services
• Knowledge of financial institution regulations
• Ability to exercise sound judgement that is consistent with established policies, procedures and business practices

Attendance Requirements:

Employees are expected to report to work as scheduled, on time and prepared to start work. Employees are expected to remain at work for their entire work schedule. Late arrival, early departure or other absences from scheduled hours should be avoided.

Certificates, licenses, or registrations:

• None required

Working Conditions:

This job operates in a clerical setting. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.

Physical requirements:

• Requires bending, stooping or standing as necessary
• Requires the ability to hear, speak and/or signal people
• Effectively communicate verbally, in writing, and in English
• Requires manual dexterity, typing, and the ability to key in transactions
• The employee may occasionally lift and/or move up to 25 pounds

IMPORTANT: APPLICANTS PLEASE READ
Qualified applicants are considered for employment, and employees are treated during employment without regard to race, color, religion, national origin, citizenship, age, sex, marital status, ancestry, physical or mental disability, veteran status or sexual orientation. Solely to help us comply with federal and state Equal Opportunity record keeping, reporting, and other legal requirements, we request that you complete this data information questionnaire.
PLEASE NOTE:
Refusal to complete this information will not subject any applicant or employee to adverse treatment. The information that you provide will be recorded and maintained in a confidential file, separate from all other records. This information will not be used in consideration for your employment.