Credit Card Counsel

Brex; Seattle (WA); Hybrid; USD 220,000 - 270,000; Full time

Benefits offered by this job

Hybrid office in Seattle

Four weeks remote per year

Job summary

Brex is seeking a senior Legal professional to partner with engineering, product, and design on spend management software across global markets. You will translate regulatory requirements into practical product decisions and help teams move fast while ensuring compliance.

Based in Seattle in a hybrid role, you will collaborate with privacy, security, compliance, marketing, sales, and partnerships to solve complex regulatory challenges and draft customer-facing agreements and disclosures for

Qualifications

• J.D. degree and admission to practice in at least one jurisdiction are required.
• Experience advising on credit card, lending, and fintech matters preferred.
• Excellent written and verbal communication skills for internal and external stakeholders.
• Ownership mindset and ability to handle complex matters in a fast-paced environment.

Responsibilities

• Serve as embedded legal partner to engineering, product, and design teams overseeing spend management features; advise in real time as they are designed.
• Provide pragmatic guidance on regulatory, disclosures, and cross-border issues for product launches and partnerships.
• Advise on product architecture, data flows, AI/automation features, and vendor integrations from compliance perspective.
• Draft and maintain customer agreements, disclosures, and feature-level terms for spend management software.
• Support data handling, integrations, and partner arrangements related to product launches.

Skills

Legal experience

Regulatory compliance

Contract drafting

Cross-functional collaboration

Education

J.D. degree

Tools

Contract management

Job description

Why join us

Brex is the intelligent finance platform that enables companies to spend smarter and move faster in more than 200 markets. By combining global corporate cards and banking with intuitive spend management, bill pay, and travel software, Brex enables founders and finance teams to accelerate operations, gain real-time visibility, and control spend effortlessly. Brex’s AI-native automation and world-class service eliminate manual expense and accounting tasks for customers so they can focus on what matters most. Tens of thousands of the world's best companies run on Brex, including DoorDash, Coinbase, Robinhood, Zoom, Plaid, Reddit, and SeatGeek.

Working at Brex allows you to push your limits, challenge the status quo, and collaborate with some of the brightest minds in the industry. We’re committed to building a diverse team and inclusive culture and believe your potential should only be limited by how big you can dream. We make this a reality by empowering you with the tools, resources, and support you need to grow your career.

Legal at Brex

The Legal team helps the company grow responsibly, advocating for Brex and for the thousands of growing businesses we serve. We provide strategic advice and guidance to all Brex teams, protect Brex, advise on risk, and represent the company externally, negotiating with partners and interacting with regulators. Reimagining the financial system in a highly regulated environment requires creativity and resourcefulness, and we welcome the challenge.

What You’ll Do

You will help us build, globally scale, and continuously improve Brex’s spend management software products, including budgets, spend policies, approvals, and audit and controls from the earliest stages of ideation through launch—translating complex regulatory, card network, and bank partner requirements into practical product decisions and helping teams move fast without compromising on compliance. You’ll help advise on the regulatory and commercial issues that arise across software and fintech products—data privacy, contracting, intellectual property, AI and automation, and consumer- and commercial-protection requirements—providing strategic advice on risk and ambiguity as we design and ship new features. Embedded with engineering, product, and design teams, you’ll partner from the earliest stages of ideation through launch—translating complex requirements into practical product decisions and helping teams move fast without compromising on compliance. You’ll also collaborate closely with cross-functional partners (including privacy, security, compliance, marketing, sales, and partnerships) to find creative solutions to business problems. You know how to break a project down into first principles and see it from concept to release, and you understand when to solve a problem in-house.

Where you’ll work

This role will be based in our Seattle office. We are a hybrid environment that combines the energy and connections of being in the office with the benefits and flexibility of working from home. We currently require a minimum of three coordinated days in the office per week, Monday, Wednesday and Thursday. As a perk, we also have up to four weeks per year of fully remote work!

Responsibilities

• Serve as the embedded legal partner to engineering, product, and design teams building spend management software—budgets, policies, approvals, and audit and controls—advising in real time as features are designed and built
• Provide pragmatic, actionable advice on requirements and best practices for existing and new spend management software features
• Advise on the regulatory and commercial implications of product architecture, data flows, automation and AI features, integrations, and feature design, helping teams make sound build-versus-defer decisions
• Advise a variety of cross-functional partners on critical credit, lending, and card network regulatory questions
• Advise a variety of cross-functional partners on critical software, data privacy, and product regulatory questions
• Advise on product and marketing collateral, customer communications, and disclosures for spend management software products
• Draft, update, and maintain customer agreements, terms, disclosures, and feature‑level terms for spend management software
• Support data handling, integration, and partner arrangements as they relate to product launches

Requirements

• 4+ years working experience in a combination of law firms and technology or fintech companies, ideally advising on credit card, lending, and commercial matters for regulated financial or technology products
• Familiarity with federal, state, and international credit, lending, and card laws and regulations, including TILA/Regulation Z, ECOA/Regulation B, UDAP/UDAAP, card network rules (Visa, Mastercard, Amex, Discover), and required disclosures
• Excellent written and verbal communication skills, both internal (memos, guides, presentations) and external (customer agreements, terms, disclosures, customer communications)
• Ownership mentality and comfort working on complex matters that require sound judgment
• Entrepreneurial mindset and ability to work in a fast‑paced environment
• Law degree and admitted to practice in at least one jurisdiction
• Willingness to be a team player who pitches in to help out on other products and topics; one of our key tenets is "One Brex"

Bonus Points

• Prior in-house counsel experience at a scaling fintech, payments, or software company
• Experience advising on AI and automation features
• Experience negotiating with or managing bank partner and card network relationships
• Experience interacting directly with regulatory agencies

Compensation

The expected salary range for this role is $220,000-$270,000 USD. However, the starting base pay will depend on a number of factors, including the candidate’s location, skills, experience, market demands, and internal pay parity. Depending on the position offered, equity and other forms of compensation may be provided as part of a total compensation package.

Brex LLC is a wholly owned subsidiary of Capital One, N.A.