Credit Buyer

American Honda Finance Corporation; Alpharetta (GA); On-site; USD 60,000 - 90,000; Full time

Benefits offered by this job

Annual Bonus

Lease Car Program

Benefits (Medical, Dental, Vision)

Paid time off

401K with match

Relocation assistance

Job summary

American Honda Finance Corporation is seeking a Credit Buyer to analyze credit data and financial information for applicants and to extend credit terms in line with policy, while building positive dealer relationships. As part of the Credit team, you will maintain dealer relations, support Discounting Dept growth, and collaborate with stakeholders to ensure compliant, timely credit decisions.

Applicants should hold a BA/BS in business or equivalent, have experience in auto finance or consumer

Qualifications

• BA/BS degree required in business administration or other business-related field, or equivalent work experience
• Experience in external retail consumer lending and collections; a background in general auto finance/dealer finance; and a working knowledge of the Truth in Lending Act is preferred
• Must be proficient in MS Office

Responsibilities

• Analyze credit data and financial information for applicants
• Extend credit terms per policy while maintaining dealer relationships
• Maintain dealer relations, make timely call-backs
• Assist in management and development of the Discounting Department

Skills

MS Office

Education

BA/BS degree in business administration or related field

Job description

What Makes a Honda, is Who makes a Honda

Honda has a clear vision for the future, and it’s a joyful one. We are looking for individuals with the skills, courage, persistence, and dreams that will help us reach our future-focused goals.

At our core is innovation. Honda is constantly innovating and developing solutions to drive our business with record success. We strive to be a company that serves as a source of “power” that supports people around the world who are trying to do things based on their own initiative and that helps people expand their own potential. To this end, Honda strives to realize “the joy and freedom of mobility” by developing new technologies and an innovative approach to achieve a “zero environmental footprint.”

We are looking for qualified individuals with diverse backgrounds, experiences, continuous improvement values, and a strong work ethic to join our team.

If your goals and values align with Honda’s, we want you to join our team to Bring the Future!

Job Purpose

American Honda Finance Corporation is currently seeking a Credit Buyer.

As a Credit Buyer, you play the critical role of analyzing credit data and financial information for people or companies that are applying for credit. You extend credit terms to applications according to the credit policy while building and maintaining positive dealer relationships.

Key Accountabilities

Major Areas of Responsibility

• Maintain dealer relations, make timely call-backs
• Assist in management and development of the Discounting Department

Qualifications, Experience, and Skills

• BA/BS degree required in business administration or other business-related field, or equivalent work experience
• Experience in external retail consumer lending and collections; a background in general auto finance/dealer finance; and a working knowledge of the Truth in Lending Act is preferred
• Must be proficient in MS Office

Pay will be based on several variables that include, but not limited to geographic location, work experience, education, etc.

• Annual Bonus
• Lease Car Program
• Industry leading Benefit Plans (Medical, Dental, Vision, Rx)
• Paid time off, including vacation, paid holidays, sick time, personal days
• 401K Plan with company match + additional contribution
• Relocation assistance (if eligible)

Honda is an equal opportunity employer and considers qualified applicants for employment without regard to race, color, creed, religion, national origin, sex, sexual orientation, gender identity and expression, age, disability, veteran status, or any other protected factor.