Credit Business Analyst, Banking Fraud

Unchain Data; California; Hybrid; USD 166.000 - 195.000; Vollzeit

Benefits dieser Stelle

Health insurance

Equity and bonus programs

401(k) matching

Life and disability insurance

Mental health benefits

Paid time off and holidays

Zusammenfassung

Robinhood is seeking a Fraud Strategy Lead to shape the future of fraud defenses for banking products. You will drive high-impact initiatives across ACH, wire transfers, and other money movements while balancing risk with customer experience.

The role collaborates with engineering, product, and operations, and requires strong quantitative skills and hands-on SQL/Python/R experience. In-person 3 days/week in NY, Menlo Park, or DC.

Qualifikationen

• 5–7 years of experience in fraud strategy with strong fraud detection & prevention for banking products (checking/savings)
• Strong quantitative skills and a problem-solving mindset; able to work with large datasets
• Hands-on experience with SQL, R, or Python (Pandas, scikit-learn)
• Excellent communication skills to distill complex insights for varied audiences
• Bachelor's or Master's degree in CS/Engineering/IS/Analytics/Math/Physics/Applied Sciences or related field

Aufgaben

• Design and lead initiatives that reduce fraud across banking ecosystem using data and insights
• Collaborate cross-functionally with product, operations, and engineering to build robust fraud defenses
• Monitor real-time fraud activity and maintain feedback loop to improve detection capabilities
• Own strategy and execution of fraud mitigation for ACH, wire transfers, and other money movements
• Communicate strategic decisions clearly with senior stakeholders across the business

Kenntnisse

Fraud strategy

Fraud detection

Quantitative analysis

Problem-solving mindset

Ausbildung

Bachelor's or Master's in CS/Engineering/IS/Analytics/Math/Physics/Applied Sciences

Tools

SQL

Python

R

Pandas

scikit-learn

Jobbeschreibung

About Us

Our mission is to democratize finance for all. An estimated $124 trillion of assets will be inherited by younger generations in the next two decades—the largest transfer of wealth in human history. We are building an elite team, applying frontier technologies to the world's biggest financial problems. We're looking for bold thinkers, sharp problem-solvers, and builders who are wired to make an impact. Robinhood isn't a place for complacency; it's where ambitious people do the best work of their careers. We're a high-performing, fast-moving team with ethics at the center of everything we do. Expectations are high, and so are the rewards.

About the Role

The Money Customer Management team's mission is to build industry-defining customer experiences and decision systems across our consumer banking products. We develop innovative banking capabilities, design scalable frameworks, and build intelligent systems that serve our customers securely and responsibly. We thrive on hard problems, value real-world impact, and collaborate across functions to reimagine how people interact with their money.

As a Fraud Strategy Lead, you will help shape the future of Robinhood's fraud defenses for banking products. You'll drive high-impact initiatives across ACH, wire, and other money movement fraud strategies while balancing risk reduction with exceptional customer experience. You'll work closely with engineering, product, and operations partners to implement data-driven solutions that proactively protect our customers and our business.

This role is based in our New York, NY, Menlo Park, CA, or Washington D.C. offices, with in-person attendance expected at least 3 days per week. At Robinhood, we believe in the power of in-person work to accelerate progress, spark innovation, and strengthen community. Our office experience is intentional, energizing, and designed to fully support high-performing teams.

Responsibilities

• Design and lead initiatives that reduce fraud across our banking ecosystem using data, technology, and customer-back insights
• Collaborate cross-functionally with product, operations, and engineering teams to build a robust fraud defense strategy
• Monitor real-time fraud activity and maintain a dynamic feedback loop to continuously improve detection capabilities
• Own strategy and execution of fraud mitigation for ACH, wire transfers, and other money movement types
• Communicate strategic decisions clearly and effectively with senior stakeholders across the business

Requirements

• 5–7 years of experience in fraud strategy, with a strong track record in fraud detection and prevention for banking products like checking or savings
• Strong quantitative skills and a problem-solving mindset; comfortable working with large datasets to inform strategy
• Hands-on experience with SQL, R, or Python (including tools like Pandas and scikit-learn)
• Excellent communication skills with the ability to distill complex insights for varied audiences
• Bachelor's or Master's degree in Computer Science, Engineering, Information Systems, Analytics, Mathematics, Physics, Applied Sciences, or a related field

Benefits

• Challenging, high-impact work to grow your career
• Performance-driven compensation with multipliers for outsized impact, bonus programs, equity ownership, and 401(k) matching
• Best-in-class benefits to fuel your work, including 100% paid health insurance for employees with 90% coverage for dependents
• Lifestyle wallet—a highly flexible benefits spending account for wellness, learning, and more
• Employer-paid life and disability insurance, fertility benefits, and mental health benefits
• Time off to recharge including company holidays, paid time off, sick time, parental leave, and more
• Exceptional office experience with catered meals, events, and comfortable workspaces

Compensation

In addition to the base pay range listed below, this role is also eligible for bonus opportunities, equity, and benefits.

Base pay for the successful applicant will depend on a variety of job-related factors, which may include education, training, experience, location, business needs, or market demands. The expected base pay range for this role is based on the location where the work will be performed and is aligned to one of three compensation zones. For other locations not listed, compensation can be discussed with your recruiter during the interview process.

Zone 1 (Menlo Park, CA; New York, NY; Bellevue, WA; Washington, DC): $166,000–$195,000 USD

Zone 2 (Denver, CO; Westlake, TX; Chicago, IL): $146,000–$172,000 USD

Zone 3 (Lake Mary, FL; Clearwater, FL; Gainesville, FL): $129,000–$152,000 USD