Credit Analyst: Training‑Driven Banking Career

Mercantile Bank of Michigan; Michigan; On-site; USD 52,000 - 68,000; Full time

Benefits offered by this job

401k match

Life insurance

Tuition reimbursement

Vacation & holidays

Employee stock purchase plan

Job summary

Mercantile Bank of Michigan is hiring full-time Credit Analysts to support the Commercial Lending team across multiple Michigan markets. The role begins with best-in-class training and progresses as you analyze borrower financials, assess cash flow, and prepare credit presentations to guide lending decisions.

You will develop strong relationships with lenders and mentors, building skills for future leadership opportunities within the bank while contributing to community-focused banking in

Qualifications

• Requires a Bachelor's degree in finance, accounting or business economics.
• Completion of at least two accounting courses by May 2027 is required.
• Strong analytical and communication skills, with a focus on credit analysis.

Responsibilities

• Receive comprehensive training in commercial credit and banking.
• Analyze financial information to evaluate borrowers and understand cash flow.
• Prepare and present credit recommendations to support lending decisions.

Skills

Financial analysis

Credit analysis

Education

Bachelor's degree in finance, Accounting or Business economics

Two college-level accounting courses by May 2027

Job description

Mercantile Bank of Michigan is hiring full-time Credit Analysts to support the Commercial Lending team across multiple Michigan markets. The role begins with best-in-class training and progresses as you analyze borrower financials, assess cash flow, and prepare credit presentations to guide lending decisions.

You will develop strong relationships with lenders and mentors, building skills for future leadership opportunities within the bank while contributing to community-focused banking in