Credit Analyst - Teaneck, NJ

Pivotal Solutions; Teaneck Township (NJ); On-site; USD 65,000 - 85,000; Full time

Job summary

Pivotal Solutions is seeking a full-time on-site Credit Analyst in Teaneck, NJ. You will assess creditworthiness and perform financial analyses to evaluate loan applications, supporting sound lending decisions.

Responsibilities include reviewing credit reports, monitoring transactions, and ensuring compliance with bank policies and regulations; strong analytical and communication skills are essential.

Qualifications

• Experience in underwriting commercial real estate transactions.
• 2+ years of experience in credit analysis or underwriting.
• Familiarity with regulatory compliance and banking operations is an advantage.
• Strong analytical skills to evaluate financial data and trends.
• Proficient communication for collaborating with clients and team members.

Responsibilities

• Assess creditworthiness and perform financial analyses.
• Evaluate loan applications and review credit reports.
• Monitor financial transactions and ensure policy compliance.
• Collaborate with team members to support lending decisions.

Skills

Credit management

Analytical skills

Communication

Finance background

Credit analysis

Attention to detail

Problem solving

Independent work

Education

Bachelor’s degree in Finance, Accounting, or related field

Job description

This is a full-time on-site role for a Credit Analyst based in Teaneck, NJ. The Credit Analyst will be responsible for assessing creditworthiness, performing financial analyses, and evaluating loan applications. The individual will collaborate with team members to review credit reports, monitor financial transactions, and ensure compliance with bank policies and regulations. This role requires critical thinking, attention to detail, and strong communication skills to effectively analyze data and provide financial solutions.

Qualifications

• Expertise in Credit Management and understanding of credit-related processes
• Strong Analytical Skills and the ability to evaluate financial data effectively
• Proficient Communication skills for collaborating with clients and team members
• Background in Finance with knowledge of financial principles and practices
• Experience in Credit analysis and evaluation
• Attention to detail, problem-solving skills, and the ability to work independently
• Bachelor’s degree in Finance, Accounting, or a related field preferred
• Familiarity with regulatory compliance and banking operations is an advantage
• 2+ years of experience in underwriting commercial real estate transactions