Credit Analyst Supervisor

Fidelity Bank, NA; Wichita (KS); On-site; USD 65,000 - 90,000; Full time

Job summary

Fidelity Bank in Wichita, KS seeks a Credit Analyst Supervisor to lead a team within the Credit Administration group. You will oversee the quality of work, coach analysts, and ensure timely, accurate loan analyses and reports.

The role requires strong analytical skills, deep knowledge of credit analysis, financial statements, and tax returns, plus supervisory experience and solid communication abilities.

Qualifications

• A Bachelor’s degree in a business-related field is required.
• Analytical ability with excellent attention to detail.
• Strong understanding of credit analysis, financial statements, and tax returns.
• Administrative, conceptual and supervisory skills.
• Strong verbal and written communication skills.
• High proficiency with Microsoft Word and Excel.
• Strong time management and multitasking skills.
• The ability to work late and/or flexible hours.

Responsibilities

• Supervising and coaching Credit Analysts to ensure quality of work
• Coordinating workflow to ensure excellent customer service is maintained
• Staying ahead of underwriting guidelines, enhanced underwriting practices, and assisting in updated underwriting policies and procedures
• Analyzing financial documentation to accurately evaluate cash flow and financial ratios
• Preparing accurate and concise loan approval reports in a timely manner
• Performing collateral audits and loan reviewsPresenting to the Corporate Loan Committee as needed
• Regularly collaborating with lending officers and, as necessary, with customers
• Complying with regulations, policies, and standards of Fidelity Bank

Skills

Credit analysis

Financial statement analysis

Tax returns analysis

Supervisory skills

Communication

MS Word

MS Excel

Time management

Education

Bachelor's degree in business-related field

Tools

Microsoft Word

Microsoft Excel

Job description

Job Overview

Our Credit Administration team plays a critical role in the safety and soundness of Fidelity’s commercial loan portfolio which has a broad range of commercial clients including commercial and industrial (C&I), investment commercial real estate, residential construction and small business. Ensuring accuracy, providing guidance and doing in-depth analyses are just part of the job. They understand the nuances of commercial credit underwriting and how to apply core principals to different types of credit. With a high attention to detail, they help identify strengths and weaknesses of a loan as well as mitigants to help reduce risk. Credit Analyst Supervisor has a passion for team building and training new analysts. They have a genuine interest in helping analysts advance in their careers and become better bankers. Most importantly, they have a growth mindset and believe in the golden rule; the best leadership is leadership by example. Do you have a passion for numbers and people? Let’s talk.

The candidate for this position will be responsible for:

• Supervising and coaching Credit Analysts to ensure quality of work
• Coordinating workflow to ensure excellent customer service is maintained
• Staying ahead of underwriting guidelines, enhanced underwriting practices, and assisting in updated underwriting policies and procedures
• Analyzing financial documentation to accurately evaluate cash flow and financial ratios
• Preparing accurate and concise loan approval reports in a timely manner
• Performing collateral audits and loan reviewsPresenting to the Corporate Loan Committee as needed
• Regularly collaborating with lending officers and, as necessary, with customers
• Complying with regulations, policies, and standards of Fidelity Bank

Requirements for the position include:

• A Bachelor’s degree in a business-related field
• Analytical ability with excellent attention to detail
• Strong understanding of credit analysis, financial statements, and tax returns
• Administrative, conceptual and supervisory skills
• Strong verbal and written communication skills
• High level of competence regarding Microsoft Word and Excel
• Strong time management and multitasking skills
• The ability to work late and/or flexible hours

Preferred qualifications for this position include:

• Five years of commercial credit experience
• Supervisory experience
• Formal leadership training

EEO/Veterans/Disabled

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.