Credit Analyst II

City National Bank; Los Angeles (CA); Sur place; USD 43 000 - 69 000; Plein temps

Avantages offerts par ce poste

Healthcare coverage

401(k)

Career development

Time off

Fertility and health programs

Recruitment mobility support

Colleague resource groups

Résumé du poste

City National Bank is seeking a Credit Analyst II in Los Angeles to support credit underwriting and portfolio management. You will learn to analyze credit data, prepare reports, and participate in periodic reviews to help maintain credit quality.

This entry-level role emphasizes growth, collaboration with the team, and adherence to risk and regulatory standards, with opportunities to develop underwriting skills and contribute to high-quality credit decisions.

Qualifications

• Bachelor's degree in Finance, Business, or related field.
• Desire to learn about credit management and lending operations as well as risk management principles.
• Strong communication and collaboration skills.
• Analytical skills, with interest in learning how to interpret complex data and make informed decisions.

Responsabilités

• Credit Analysis: Assess creditworthiness of borrowers, guarantors, and sponsors.
• Performance Monitoring: Monitor and analyze portfolio performance and covenant tracking.
• Data Analysis: Analyze credit data, market/industry reports, and prepare credit presentations.
• Risk Management: Support risk management, maintain credit quality and regulatory compliance.
• Collaboration: Work with team to ensure cohesive credit operations and support ad-hoc projects.
• Learning and Development: Seek opportunities to learn underwriting and portfolio management.

Connaissances

Desire to learn

Communication skills

Collaboration skills

Analytical skills

Formation

Bachelor's Degree or equivalent in Finance, Business, or related field

Description du poste

CREDIT ANALYST II

WHAT IS THE OPPORTUNITY?

The Credit Analyst is an entry-level position responsible for supporting credit analysis and portfolio management activities. This role involves assisting with credit underwriting and portfolio review activities. The Credit Analyst will learn how to analyze credit data, prepare reports, conduct periodic portfolio reviews, and other activities required to underwrite and manage a portfolio of credits. The Credit Analyst is expected to have a strong desire to learn underwriting and portfolio management skills, helping to maintain high standards of credit quality and compliance.

WHAT WILL YOU DO?

• Credit Analysis: Performs credit analysis activities to assess creditworthiness of borrowers, guarantors, and sponsors.
• Performance Monitoring: Performs portfolio management activities to monitor and analyze portfolio performance, including periodic reviews and covenant tracking.
• Data Analysis: Analyzes credit data, market and industry reports, trendcards, and prepare credit presentations to support underwriting and portfolio management.
• Risk Management: Supports effective risk management practices, maintaining high standards of credit quality and origination in alignment with Bank’s credit risk appetite, and compliance with institutional and regulatory requirements.
• Collaboration: Works closely with team members to ensure cohesive and effective credit operations. Participate in ad-hoc projects to support the organization’s priorities.
• Learning and Development: Demonstrates a strong desire to learn underwriting and portfolio management skills, actively seeking opportunities for professional growth and development.

WHAT DO YOU NEED TO SUCCEED?

Required Qualifications*

• Bachelor's Degree or equivalent in Finance, Business, or related field

Additional Qualifications

• Desire to learn about credit management and lending operations as well as risk management principles
• Strong communication and collaboration skills
• Analytical skills, with interest in learning how to interpret complex data and make informed decisions

WHAT'S IN IT FOR YOU?

Compensation

Starting base salary: $31.39 - $50.14 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.

Benefits and Perks

• Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date
• Generous 401(k) company matching contribution
• Career Development through Tuition Reimbursement and other internal upskilling and training resources
• Valued Time Away benefits including vacation, sick and volunteer time
• Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs
• Career Mobility support from a dedicated recruitment team
• Colleague Resource Groups to support networking and community engagement

Get a more detailed look at our Benefits and Perks.

ABOUT US

Since day one we've always went further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America’s leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at About Us.

INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT

City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law.

It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.