Credit Analyst I: Growth in Lending & Credit Analysis

Isabella Bank; Mount Pleasant (MI); Hybride; USD 52 000 - 64 000; Plein temps

Résumé du poste

Isabella Bank in Mount Pleasant, MI is seeking a Credit Analyst I to evaluate loan requests, analyze cash flows, collateral and credit risk for current and prospective customers. The role involves preparing financial spreads, supporting portfolio monitoring, attending loan committee meetings, and maintaining complete credit files while pursuing professional development.

Bachelor’s Degree in Accounting or Finance is preferred; strong communication, detail orientation, and proficiency in MS Office

Qualifications

• Bachelor’s degree in accounting or finance required; May 2025 graduates considered.
• Strong written and verbal communication skills.
• Proficiency in Microsoft Office and PC skills required.

Responsabilités

• Develop loan applications with cash flow and collateral analysis.
• Spread financial information for current and prospective customers.
• Assist with reports to monitor loan portfolio and delinquencies.
• Attend loan committee and take minutes as needed.
• Keep credit files current with financial statements and tax returns.
• Provide credit information from Credit Bureau as requested.

Connaissances

Written communication

Verbal communication

Attention to detail

Prioritization

Formation

Bachelor’s Degree in Accounting or Finance

Outils

Microsoft Office

Description du poste

Isabella Bank in Mount Pleasant, MI is seeking a Credit Analyst I to evaluate loan requests, analyze cash flows, collateral and credit risk for current and prospective customers. The role involves preparing financial spreads, supporting portfolio monitoring, attending loan committee meetings, and maintaining complete credit files while pursuing professional development.

Bachelor’s Degree in Accounting or Finance is preferred; strong communication, detail orientation, and proficiency in MS Office