Credit Analyst I

Opportunitybank; Billings (MT); On-site; USD 42,000 - 64,000; Full time

Job summary

Opportunitybank in Billings, MT is seeking a qualified candidate for a credit specialist role. You will evaluate loan applications, identify suitable credit solutions, and work with borrowers to gather required documentation.

The position requires a four-year degree in accounting, business, finance, or related fields (or 2 years college plus 2 years experience), knowledge of lending principles, and basic accounting terminology. The work hours are varied with some weekend shifts.

Qualifications

• 4-year degree in accounting, business, finance, management or related field (or 2 years college + 2 years experience)
• Knowledge of lending principles
• Knowledge of basic accounting functions and terminology

Responsibilities

• Identify and present appropriate credit solutions
• Analyze financial statements and tax returns

Skills

Stress management

Deadline oriented

Team player

Attention to detail

Oral communication

Judgment & decision-making

Analytical skills

Time management

Education

4-year degree in accounting/finance/business or related; or 2 years college + 2 years experience

Job description

• To handle stress and meet deadlines/goals
• To work independently and as a team member
• To perform basic math functions
• In attention to detail and accuracy
• In oral communication and interpersonal skills
• In judgment and decision-making
• In analytical and problem-solving skills
• In time management
• To identify and present appropriate credit solutions
• To analyze financial statements and tax returns

Physical Requirements

Ability to:

• sit for extended periods of time
• use telephone frequently
• extensive use of computer screen
• normal or correctable to normal vision and hearing
• reach, stand and walk on frequent basis
• lift and carry up to 20 pounds on occasional basis
• kneel, crouch and climb on occasional basis

(Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions)

Exposed to potential hazard of robbery – position receives detailed instructions to minimize risk

Education and Experience Preferences

• 4-year college degree (accounting, business, finance, management or related) or 2 years of relevant college coursework and 2 years relevant experience - or equivalent combination of education & experience
• General knowledge of lending principles
• Knowledge of basic accounting functions and terminology

Work Hours

• Typical schedule may be varied and flexible Monday Friday between 7:30 a.m. – 6:30 p.m. with flexible hours as needed during peak times, vacations, and sick leave. Some job positions regularly work Saturday shifts and supervisor will advise if applicable to this job position.
• Employee may also be required to work extended hours on an occasional basis in order to fulfill job duties and responsibilities as outlined in Essential Functions & Key Areas of Responsibility.

Equal Opportunity Employer

This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.