Credit Analyst: Data-Driven Lending & Risk Expert

Midstates Executive Solutions; Las Vegas (NV); On-site; USD 60,000 - 75,000; Full time

Benefits offered by this job

Health Insurance

Dental Insurance

Vision Insurance

Paid Vacation, Sick, and Holiday time

6% 401k match

Job summary

Midstates Executive Solutions is seeking a Credit Analyst to evaluate loan applications and provide data-driven recommendations. You will analyze financial statements, tax returns, and cash flow to assess borrower creditworthiness and structure appropriate credit terms.

The role requires at least a Bachelor's in Finance or Accounting and 2+ years of credit analysis experience. Moody's Analytics experience is strongly preferred, and the role includes standard benefits and a pre-employment

Qualifications

• Bachelor's degree in Finance, Accounting, or related field required.
• 2+ years of experience in credit analysis or lending preferred.
• Experience with Moody's Analytics or similar software strongly preferred.

Responsibilities

• Conducts in-depth financial analysis of loan applications including financial statements, tax returns, cash flow projections, and credit reports.
• Evaluates creditworthiness of prospective borrowers based on financial data, industry trends, and economic conditions.
• Prepares comprehensive credit presentations outlining the recommended credit structure, terms, and conditions.
• Monitors the credit risk of the existing portfolio by reviewing financial statements and conducting regular portfolio reviews.
• Works closely with the loan officer to ensure timely and accurate credit decisions are made.
• Adheres to all company credit policies and guidelines established by the bank.
• Other duties as assigned.

Skills

Financial analysis

Credit analysis

Data interpretation

Education

Bachelor's degree in Finance, Accounting, or related field

Tools

Moody's Analytics

Job description

Midstates Executive Solutions is seeking a Credit Analyst to evaluate loan applications and provide data-driven recommendations. You will analyze financial statements, tax returns, and cash flow to assess borrower creditworthiness and structure appropriate credit terms.

The role requires at least a Bachelor's in Finance or Accounting and 2+ years of credit analysis experience. Moody's Analytics experience is strongly preferred, and the role includes standard benefits and a pre-employment