Credit Analyst

Banner Bank; Washington; On-site; USD 30,000 - 40,000; Full time

Benefits offered by this job

Starting salary range

Annual incentive

Benefits package

Paid vacation & holidays

401k match

Tuition reimbursement

Job summary

Banner Bank is seeking a Credit Analyst to assess credit risk for commercial clients and to support loan decision making. You will analyze financial statements, tax returns, and cash flow, and prepare detailed analyses and approval packages for loan decisions.

The role requires strong analytical thinking, accuracy under pressure, and adherence to regulatory requirements. Ideal candidates hold a bachelor’s degree in a related field and have 2+ years of credit analysis experience, with proficiency

Qualifications

• Bachelor’s degree in Accounting, Business, Economics, Law, Computer Science, or a related field (Required).
• Equivalent combination of education and experience considered in lieu of a degree.
• 2+ years of credit or financial analysis experience (Required).

Responsibilities

• Investigate credit and financial information for prospective and existing commercial clients.
• Analyze business and personal financial statements, tax returns, cash flow, collateral, and sources of repayment.
• Prepare credit approval packages, spreadsheets, summaries, and written analyses for loan decision makers.
• Support new, renewed, and existing loan requests ranging from simple to moderately complex.
• Ensure all work complies with internal policies, procedures, security requirements, and applicable regulations.

Skills

Credit analysis

Financial analysis

Excel

Communication

Education

Bachelor’s degree in Accounting or related field

Tools

Excel

Word

Job description

More than 135 years ago, we started with core values that never go out of style: listen, learn and help businesses and individuals reach their goals. These core values shape our culture, and we were recently Great Place to Work Certified because of our outstanding workplace culture and employee experience. As well, our financial strength and stability are key reasons Forbes named us one of the Best 100 Banks in America for the tenth consecutive year.

With more than $18 billion in assets and 150 branch locations throughout Washington, Oregon, Idaho, and California, we understand our role in the economy and take that responsibility seriously. In addition to offering a source of capital to personal banking clients and businesses of all sizes, we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations.

As a Credit Analyst, you play a key role in helping the bank make sound, responsible lending decisions that support our clients and communities. Your analysis and insights help balance growth with risk, ensuring every credit decision is thoughtful, compliant, and well supported. This is a great opportunity to deepen your financial expertise while working alongside experienced banking professionals.

In this role you'll

• Investigate credit and financial information for prospective and existing commercial clients.
• Analyze business and personal financial statements, tax returns, cash flow, collateral, and sources of repayment.
• Prepare credit approval packages, spreadsheets, summaries, and written analyses for loan decision makers.
• Support new, renewed, and existing loan requests ranging from simple to moderately complex.
• Ensure all work complies with internal policies, procedures, security requirements, and applicable regulations.

What we're looking for

• You hold a Bachelor’s degree in Accounting, Business, Economics, Law, Computer Science, or a related field (Required).
• An equivalent combination of education and experience can be considered in lieu of a degree.
• You bring two or more years of related credit or financial analysis experience (Required).

What helps you shine

• You’re comfortable analyzing financial statements, tax returns, and cash flow with a strong grasp of basic accounting principles.
• You bring solid analytical thinking and sound judgment to every credit investigation.
• You can manage high volumes of work accurately while adapting to shifting priorities in a deadline-driven environment.
• You communicate clearly and professionally, both in writing and in conversation.
• You understand federal and state regulations related to commercial lending.
• You are proficient in Excel, Word, and other applicable systems.

Travel

• 0%

Our Company Values

• Do the right thing
• Mutual respect
• Teamwork
• Accountability

What Our Team Says

"I have the opportunity to learn and grow every day in my current role. I love the work life balance, knowing that we work hard, and strive for high performance but we are celebrated."

Compensation & Benefits

• Targeted starting salary range (based on experience): $30.34- 39.98
• Annual incentive potential
• Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life
• Paid vacation time, sick time and 11 company paid holidays
• 401k (with up to 4% match)
• Tuition reimbursement

Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, marital status, age, disability or protected veteran status.