Credit Analyst

S&P Global; United States; On-site; USD 225,000 - 250,000; Full time

Job summary

Standard & Poor's Financial Services LLC seeks a Credit Analyst to act as the primary analyst for complex entities, presenting recommendations to the rating committee and preparing materials for ratings publication.

The role requires strong financial modeling, accounting knowledge, and the ability to communicate S&P's methodology to clients. This position is based in New York, NY with regular in-office attendance and telecommuting on other days within commuting distance.

Qualifications

• Master's degree in Business Administration, Business Analytics, Finance, or related field with five years of experience as a Credit Analyst.
• Alternative: Bachelor's degree with CFA certification plus five years of experience.
• Experience in financial modeling, credit analysis, and forecasting.
• Knowledge of accounting standards, budgeting, and liquidity assessment.
• Ability to write analytical credit reports and communicate methodology.

Responsibilities

• Act as primary analyst for complex entities and present recommendations to the rating committee.
• Develop forecasts and rate issuers and debt issues per S&P criteria.
• Write analytical reports and synthesize analysis into well-supported rating recommendations.
• Train team members on difficult analytical issues.
• Collaborate with markets and jurisdictions globally.

Skills

Financial modeling

Credit analysis

Accounting knowledge

Financial reporting standards

Forecasting & budgeting

Report writing

Capital markets knowledge

Industry knowledge

Education

Master's degree in Business Administration / Finance

CFA certification

Job description

About the Role:

Grade Level (for internal use): 13 Company Name: Standard & Poor's Financial Services LLC Job Title: Credit Analyst Location: 55 Water Street, New York, NY 10041 (Requires regular in-office attendance at New York, NY office. On other days, telecommuting permitted within normal commuting distance)

Job Duties:

Standard & Poor's Financial Services LLC seeks a Credit Analyst who will act as the primary analyst for complex entities, making recommendations to the rating committee and preparing materials for ratings publication. Serve as an active, vocal voting member of rating committees. Develop forecasts and recommend ratings for issuers and debt issues consistent with existing S&P criteria. Learn and apply S&P internal systems and effectively communicate S&P's methodology and procedures to clients. Aid in identifying market trends. Write analytical reports, contribute to thought leadership pieces, and synthesize analysis into well-reasoned and well-supported rating recommendations. Work effectively with markets and jurisdictions outside of primary focus in a global environment. Ensure a risk aware culture to increase our ability to efficiently and effectively serve clients. Cover of a diverse portfolio of credits. Train other team members to help them resolve difficult day-to-day analytical issues and problems.

Job Requirements:

Master's degree in Business Administration, Business Analytics, Finance, or related financial field, plus five (5) years of experience as a Credit Analyst, Financial Analyst, or related occupation. Five (5) years of experience must include: Financial modeling and credit analysis; Understanding of accounting, financial reporting standards, and corporate budgeting; Developing financial models and forecasts relating to earning, cashflows, and liquidity to assess credit quality of companies; Utilizing company and industry knowledge and financial analysis to make well-reasoned and well-supported rating recommendations; Writing analytical reports to convey credit opinion to market participants; Industry knowledge of capital markets and the broader financial services.

Alternatively, employer will accept Bachelor's degree in Business Administration, Business Analytics, Finance, or related financial field and Chartered Financial Analyst (CFA) certification plus five (5) years of experience as a Credit Analyst, Financial Analyst, or related occupation. Five (5) years of experience must include: Financial modeling and credit analysis; Understanding of accounting, financial reporting standards, and corporate budgeting; Developing financial models and forecasts relating to earning, cashflows, and liquidity to assess credit quality of companies; Utilizing company and industry knowledge and financial analysis to make well-reasoned and well-supported rating recommendations; Writing analytical reports to convey credit opinion to market participants; Industry knowledge of capital markets and the broader financial services.

Any suitable combination of education, training, or experience is acceptable.

The anticipated base salary range for this position is $225,000 to $250,300 . Final base salary for this role will be based on the individual's geographic location, as well as experience level, skill set, training, licenses & certifications. In addition to base compensation, this role is eligible for an annual incentive plan. Standard & Poor's Financial Services LLC is part of S&P Global and this role is eligible to receive additional S&P Global benefits. For more information on the benefits we provide to our employees, please see: https://spgbenefits.com/benefit-summaries/us.

About S&P Global Ratings

At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions.

S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world's foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world's leading organizations navigate the economic landscape so they can plan for tomorrow, today.

For more information, visit www.spglobal.com/ratings

What's In It For You?

Our Mission: Advancing Essential Intelligence.

Our People:

We're more than 35,000 strong worldwide-so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all.From finding new ways to measure sustainability to analyzing energy t