Credit Analyst

Jobtailor; Los Angeles (CA); On-site; USD 90,000 - 130,000; Full time

Job summary

Jobtailor in Los Angeles, CA is seeking an experienced Credit Analyst to evaluate creditworthiness and support lending decisions. You will gather and interpret various credit data for existing and prospective customers, helping to determine appropriate actions.

The role requires strong analytical skills, excellent report writing, and clear communication. A solid background in economics or finance and proficiency with credit analysis software are preferred.

Qualifications

• Bachelor’s degree or equivalent work experience.
• Typically six or more years of relevant experience.
• Strong credit analysis and analytical skills.
• In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis.
• Background in economics, accounting, and/or finance.
• Effective technical report writing skills.
• Effective verbal and written communication skills.
• Master's degree or CPA certification is preferred.

Responsibilities

• Responsible for approving the extension of credit and/or making recommendations to the person(s) making the final lending decisions.
• Conducts a complete credit analysis including gathering, analyzing, and interpreting all types of credit information on existing and prospective customers.
• Reviews customer accounts and portfolios to identify, evaluate and determine the appropriate course of action on potential credit quality issues.
• May use technological tools to assist in the credit analysis process.

Skills

Credit analysis

Analytical skills

Technical report writing

Verbal and written communication

Software proficiency

Education

Bachelor's degree or equivalent

Master's degree or CPA preferred

Tools

Credit analysis software

Job description

Responsibilities

• Responsible for approving the extension of credit and/or making recommendations to the person(s) making the final lending decisions.
• Conducts a complete credit analysis including gathering, analyzing, and interpreting all types of credit information on existing and prospective customers.
• Reviews customer accounts and portfolios to identify, evaluate and determine the appropriate course of action on potential credit quality issues.
• May use technological tools to assist in the credit analysis process.

Requirements

• Bachelor’s degree, or equivalent work experience.
• Typically six or more years of relevant experience.
• Strong credit analysis and analytical skills.
• In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis.
• Background in economics, accounting, and/or finance.
• Effective technical report writing skills.
• Effective verbal and written communication skills.
• Proficient computer navigation skills using a variety of software packages.
• Master's degree or CPA certification is preferred.

Core Competencies

Demonstrates expertise in credit analysis, including the ability to gather, analyze, and interpret credit information effectively. Proficient in credit policy and procedures, with strong analytical skills to evaluate credit quality and make informed lending recommendations.