CREDIT ANALYST

Ohio Valley Bank; Halliday Heights (OH); On-site; USD 65,000 - 90,000; Full time

Job summary

Ohio Valley Bank seeks a Credit Analyst to analyze documents for commercial borrowers, including financial statements and tax returns. You will make recommendations to loan officers or committees and prepare informational reports using spreadsheets and tools such as iRisk and Abrigo.

You will also analyze data and provide guidance to associate credit analysts. The role requires a Finance or Accounting background, strong Excel skills, and attention to detail, with the ability to work under

Qualifications

• ,

Responsibilities

• Review financial statements, tax returns, and collateral documents.
• Recommend credit decisions to loan officers or committees.
• Create informational reports using spreadsheets and risk systems iRisk and Abrigo.
• Guide and assist associate credit analysts.

Skills

Analytical thinking

Interpersonal skills

Communication skills

Time management

Attention to detail

Discretion

Work under pressure

Report writing

Education

Finance or Accounting degree or equivalent experience

Tools

Excel

iRisk

Abrigo

Microsoft Office

Job description

Responsible for analyzing all documents related to commercial borrowers (financial statements, tax returns, collateral information, loan documents, etc.) Based on all the available information, the credit analyst will make recommendations to the loan officer, or appropriate committees, create informational reports using spreadsheets, iRisk, and Abrigo. In addition to performing credit analysis of commercial borrowers, responsible for creating/analyzing various informational reports and providing guidance/assistance to all associate credit analysts.*Finance or Accounting (Degree or Equivalent Experience)*Good understanding of financial statements, tax returns, and credit reports.*Analytical/Problem Solving*Interpersonal/People Skills*Oral/Written Communication*Organization/Time Management*Presentation/Public Speaking*Discretion/Independent Judgement*Detail Oriented*Fast and Efficient Worker*Microsoft Office (Good Excel Skills)*Ability to work efficiently under pressure*Ability to maintain accuracy and confidentiality*Ability to work overtime or extended hours when necessary