Credit Analyst

CMYK-WHT midnight background; Dallas (TX); Presencial; USD 60.000 - 90.000; Jornada completa

Descripción de la vacante

The CMYK-WHT midnight background Credit Analyst supports the commercial lending team by analyzing financial statements, preparing commercial loan packages and providing other assistance as needed, including materials for loan committees.

Responsibilities include writing loan write-ups for new requests and renewals, performing credit analysis, pulling credit reports, spreading financial statements and tax returns, and participating in training and cross-training across related lending

Formación

• Bachelor's degree in accounting, finance or related business field.
• Minimum of 6 accounting hours.

Responsabilidades

• Prepares commercial loan write-ups for new loan requests and renewals to assist the commercial lending staff in evaluating the credit worthiness of the customer
• Performs credit analysis and processes renewals within accepted bank designated guidelines
• Analyzes the financial information of commercial loan customers, which includes pulling credit reports and the spreading of financial statements and tax returns
• Participates in the internal and external credit training, mentoring and leadership development
• Attends and completes cross training in various department related to commercial lending in the bank
• Handles weekly loan committee tasks

Conocimientos

MS Excel

MS Word

MS PowerPoint

MS Project

MS Visio

Advanced math

Typing

Educación

Bachelor's degree in accounting or finance

Minimum of 6 accounting hours

Descripción del empleo

The Credit Analyst supports the commercial lending staff by analyzing financial statements, preparing commercial loan packages and providing other assistance as needed and providing additional support to the commercial lending staff. The individual prepares materials for various commercial loan committees.

• Prepares commercial loan write-ups for new loan requests and renewals to assist the commercial lending staff in evaluating the credit worthiness of the customer
• Performs credit analysis and processes renewals within accepted bank designated guidelines
• Analyzes the financial information of commercial loan customers, which includes pulling credit reports and the spreading of financial statements and tax returns
• Participates in the internal and external credit training, mentoring and leadership development
• Attends and completes cross training in various department related to commercial lending in the bank
• Handles weekly loan committee tasks

Qualifications:

• Bachelor's degree in accounting, finance or related business field. Minimum of 6 accounting hours.

Skills:

• Strong proficiency in the use of MS Excel, MS Word, MS PowerPoint, MS Project and MS Visio; basic keyboarding and calculator skills; must be able to perform advanced math and carry out complex written instructions
• Work occasionally requires more than 40 hours per week to perform the essential functions of the job
• Lifting in an office setting up to 30lbs.

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.