Credit Analyst

LHH; Charlotte (NC); On-site; USD 60,000 - 80,000; Full time

Job summary

LHH Recruitment Solutions is seeking a Credit Quality Analyst for an in-office role in Charlotte, NC. The analyst will review credit agreements, enter data into LIQ, and collaborate with deal teams to prepare loan engagements for Syndicated & Corporate Lending.

Preferred candidates have LoanIQ experience, banking/finance background, and exceptional attention to detail, with strong communication and organizational skills to handle a high volume of closings in a timely manner.

Qualifications

• Proficiency with LoanIQ or similar loan management system.
• Degree or experience in banking/finance.
• Attention to detail in reviewing loan documents for accuracy and regulatory compliance.
• Strong verbal and written communication with stakeholders including attorneys and clients.
• Excellent organizational skills to manage high-volume loan closings.
• Ability to identify and resolve issues or discrepancies in loan documentation.
• Familiarity with loan management software and related financial tools.
• Effective time management to meet tight deadlines for closings.
• Commitment to customer service and client-facing support.
• Ability to collaborate with underwriters, legal teams, and other departments.
• Understanding of risk assessment and mitigation in corporate lending.
• Analytical skills to evaluate financial statements and credit reports.
• Adaptability to changing lending regulations and priorities.
• Maintain integrity and confidentiality of sensitive financial information.
• Data analysis and interpretation of financial data.
• Staying updated on regulatory changes affecting lending practices.
• Ability to work independently.

Responsibilities

• Review credit agreements to determine pricing, terms, and requirements.
• Enter data into LIQ as the system of record.
• Coordinate with deal teams to collect documents and confirm requirements.
• Prepare engagements and interact with Agent Banks when needed.
• Support loan booking and closing activities in Loan IQ for Syndicated & Corporate Lending teams.

Skills

LoanIQ/LIQ experience

Attention to Detail

Communication Skills

Organization

Problem-Solving

Time Management

Customer Service

Team Collaboration

Risk Management

Analytical Skills

Adaptability

Integrity & Confidentiality

Data Analysis

Regulatory Updates

Independence

Education

Degree or experience in banking/finance

Tools

LIQ/ LoanIQ

Job description

LHH Recruitment Solutions is seeking a Credit Quality Analyst at our top tier banking client in Charlotte, NC.

Description

In-Office Position: Training 5 days a week in office- Normal business hours 8am-5pm. Discuss hybrid schedule once fully trained.

Preferred skills

• Commercial Credit
• Wholesale Credit
• Fulfillment Booking/Funding experience (nonresidential)
• Reading credit agreements

Required Knowledge

• LIQ/ Loan IQ experience

Basic Overview

• Reviewing credit agreements to determine pricing, contract terms, requirements, etc.
• Entering data into LIQ the system of record
• Work with deal teams collecting documents, answering questions, getting confirmation on requirements, prepare for the engagement.
• Occasionally it can require interactions with an Agent Bank but not client.

This position supports the loan booking and closing activities in the Loan IQ system of record on behalf of the Syndicated & Corporate Lending Credit Fulfillment Team.

Required Skills

• LoanIQ Expertise: Proficiency in LoanIQ software or similar loan management systems.
• Degree or experience in banking and/or finance.
• Attention to Detail: The ability to meticulously review and verify loan documents for accuracy and compliance with regulatory standards.
• Communication Skills: Strong verbal and written communication skills to interact with internal and external stakeholders, including attorneys, clients, and other departments.
• Organization: Excellent organizational skills to manage and prioritize a high volume of loan closings efficiently.
• Problem-Solving: Ability to identify and resolve issues or discrepancies in loan documentation.
• Software Proficiency: Familiarity with loan management software and related tools commonly used in the financial industry.
• Time Management: Effective time management to meet tight deadlines and ensure timely loan closings.
• Customer Service: Providing excellent service to clients and addressing their queries or concerns.
• Team Collaboration: The capacity to work well in a team, as loan closers often collaborate with underwriters, legal teams, and other departments.
• Risk Management: Understanding of risk assessment and mitigation within the context of corporate lending.
• Analytical Skills: Strong analytical abilities for evaluating financial statements, credit reports, and other financial documents.
• Adaptability: Flexibility to handle changing priorities and evolving lending regulations.
• Integrity and Confidentiality: Maintaining the highest standards of integrity and respecting the confidentiality of sensitive financial information.
• Data Analysis: Analytical skills for evaluating financial data and reports.
• Regulatory Updates: Staying informed about industry trends and regulatory changes related to lending practices.
• Independence: Must demonstrate the ability to work independently.

Desired Skills

• Loan Syndication Knowledge: Understanding of syndicated lending processes and best practices.
• Loan Documentation Expertise: Knowledge of loan documentation requirements, including familiarity with syndicated and corporate lending agreements.

Credit Analysis: Ability to assess the creditworthiness of corporate clients.

1. Financial Credit Experience
2. Problem Solving
3. Attention to Detail

Equal Opportunity Statement

Equal Opportunity Employer/Veterans/Disabled

To read our Candidate Privacy Information Statement, which explains how we will use your information, please navigate to https://www.lhh.com/us/en/candidate-privacy

Benefit offerings include medical, dental, vision, life insurance, short-term disability, additional voluntary benefits, EAP program, commuter benefits, and 401K plan. Our program provides employees the flexibility to choose the type of coverage that meets their individual needs.