Credit Analyst

Northfield Savings Bank; Burlington (VT); On-site; USD 78,799,000 - 88,828,000; Full time

Job summary

Northfield Savings Bank is seeking a Credit Analyst to evaluate the creditworthiness of borrowers and to prepare financial analyses for commercial loan customers. The role requires analyzing industry and economic conditions, completing cash flow analyses, and delivering full underwriting presentations.

The candidate should handle multiple tasks, prioritize work, and meet deadlines in a fast-paced, growth-oriented environment with strong attention to detail.

Qualifications

• Bachelor's degree in business, finance or accounting is required.
• 5 years of related experience may substitute for the degree.
• Strong analytical and detail-oriented skills.

Responsibilities

• Recommend the creditworthiness of borrowers.
• Prepare financial analyses of current and prospective commercial loan customers.
• Analyze industry and economic conditions; complete cash flow analyses and full underwriting presentations.
• Perform credit investigations.
• Prioritize multiple tasks and meet deadlines in a fast-paced, growth-oriented environment.

Skills

Credit analysis

Financial analysis

Underwriting

Cash flow analysis

Education

Bachelor's degree in business, finance or accounting

Job description

We are proud to be local Bankers! Join our team!

Credit Analyst

Job Responsibilities & Requirements

The Credit Analyst will have the responsibility to recommend the creditworthiness of borrowers

This position is crucial in preparing financial analyses of current and prospective commercial loan customers, analyzing industry and economic conditions, completing cash flow analysis, completing full underwriting presentation, and performing credit investigations

A successful candidate will be able to handle multiple tasks, prioritize work, meet deadlines in a fast paced, diverse, and growth-oriented environment. This person must have technical ability and a high attention to detail

A bachelor's degree in business, finance or accounting or 5 years of related experience is required

Disclaimer: What is listed above is representative of the position's responsibilities, but is not meant to be an exhaustive list, nor does it reflect a complete job description. Responsibilities may change during employment at Northfield Savings Bank at the company's discretion.

Opportunity for Growth

Your growth is our investment. Through mentorship, training, continuing education, and career development resources, you'll have the tools and support to reach your full potential.

Average Years of Service at Northfield Savings Bank is above 9!

Compensation

Base compensation range at hire (dependent on experience) : $27.50 - $31.00 per hour

Studies have shown that women and people of color are less likely to apply for jobs if they believe they do not meet every qualification. At NSB, our goal is to find the best candidate for the job and build a diverse, inclusive, and authentic workplace. We will consider an equivalent combination of knowledge, skills, education, and experience to meet qualifications. If you are excited about this role but your past experiences do not align perfectly, we still encourage you to apply! You may be a great candidate for this role or another open role we have.

Northfield Savings Bank is an Equal Opportunity Employer.