Credit Administration Specialist

United Community Bank; Greenville (SC); On-site; USD 50,000 - 77,000; Full time

Job summary

United Community Bank in Greenville, SC seeks a Commercial Credit Administration Specialist to support data, reporting and daily operations of credit processes. The role covers Annual Review data input, portfolio reporting, and system testing for CreditLens or similar tools.

You will assist the Credit Administration team and participate in cross-functional projects in an agile environment. The position requires 3–5 years in banking/financial services, with 2–3 years in commercial lending, credit

Qualifications

• College degree or equivalent experience.
• 3-5 years banking/financial services experience.
• 2-3 years supporting commercial lending, credit administration, loan operations, reporting or business systems.
• Strong Excel and reporting skills.

Responsibilities

• Support Commercial Lending data analysis, reporting, and system support.
• Perform daily data input into the Annual Review database for monthly reporting.
• Assist in system testing and validate functionality through test cases.
• Respond to business process and technical inquiries via helpline.
• Support evaluation of credit risk policies and procedures.
• Contribute to agile sub-projects from design to roll-out.
• Assist in ad-hoc reporting and portfolio monitoring.
• Support acquisition and conversion activities related to Credit Administration.
• Participate in all required compliance training.

Skills

Independent work

Analytical skills

Problem solving

Communication skills

Excel

Word

Reporting tools

Education

College degree

Tools

Moody's CreditLens

Job description

Overview

Commercial credit professional focused on the day-to-day operations of the Bank’s credit processes and administration. The successful candidate will be a versatile contributor with duties that support both the Head of Credit Administration and Commercial Credit as a whole.

Key responsibilities include maintaining data, system, and reporting completion, accuracy, and efficiency. The role also involves daily data input into the Annual Review database, which drives monthly reporting for portfolio management, risk dashboards, and incentive programs.

The Credit Administration Specialist contributes to system testing within Moody’s CreditLens (and/or other commercial lending systems) by developing and executing test cases to validate functionality. They also provide frontline support for business process and technical inquiries via the Credit Administration Technology helpline.

Additional duties include evaluating and enhancing credit risk policies and procedures, participating in various commercial lending sub-projects, and supporting database usage for reporting and portfolio monitoring. The role also supports acquisition and conversion activities, ensuring seamless integration and alignment with Credit Administration standards.

What You’ll Do

• Direct Functional Responsibilities
  • Commercial Credit Administration Operational and Data Analysis Support
  • Loan and Workflow System Support
  • Credit Policy and Procedure
  • Annual Review Processing
  • Reporting
  • Conversion Activities
• Provide primary support for Commercial Lending data analysis, reporting, and system support.
• Complete daily data input into the Annual Review database to produce monthly reporting that impacts ongoing portfolio management, risk dashboards, and Portfolio Manager incentives.
• Contribute to commercial lending system testing though test case creation and execution to evaluate pre/post-production functionality.
• Assist in resolving business processes and technical questions surfaced through the Credit Administration Technology helpline.
• Support the evaluation of existing credit risk policies and procedures for opportunities to make the process more efficient.
• Contribute to sub-projects and working groups in an agile development environment that take an idea from conceptual design to functional roll-out.
• Support Credit Administration in the use of credit software and databases with respect to reporting and portfolio monitoring. Oversee the design and administration of top-of-the-house credit reporting and act as the business-side representative for various ad-hoc reporting assignments/requests.
• Assist in providing Credit Administration support and guidance for acquisition and conversion related activities.
• Compliance Training: Participate in all required compliance training, including Bank Secrecy Act/anti-money laundering training, as well as internal and external training programs, online training, meetings, and seminars/conferences, etc.
• Other Duties: This job description is not designed to cover or contain a comprehensive list of activities, duties or responsibilities that are required of the employee. Other duties, responsibilities and activities may change or be assigned at any time with or without notice.

Requirements For Success

• Education: College degree or equivalent experience
• Experience: 3-5 years of banking or financial services experience, 2-3 years supporting commercial lending, credit administration, loan operations, reporting or business systems.
• Required Skills:
  • Ability to work independently and manage multiple assignments while meeting established deadlines.
  • Strong analytical and problem-solving skills with the ability to identify process improvement opportunities and recommend practical solutions.
  • Ability to participate in system testing efforts, including documenting, executing, and validating test cases.
  • Ability to support business users by researching and resolving operational and system-related issues.
  • Strong organizational skills with attention to detail and accuracy.
  • Excellent verbal and written communication skills with the ability to interact effectively across multiple departments.
  • Demonstrated ability to collaborate with cross-functional teams on projects and initiatives.
  • Proficient in Microsoft Excel, Word, and reporting applications used for data analysis and business reporting.

Conditions of Employment

• Must be able to pass a criminal background and credit check

FLSA Status: Exempt

Supervisory Responsibility

This position does not manage employees

Working Environment and Physical Demands

This job operates in a professional office environment. The role routinely uses standard office equipment such as computers, phones, copy machines, and printers.

Physical requirements: sed... sedentary, climbing, standing, stooping, or typing

Position requires schedule flexibility to work evenings and weekends as needed.

This position requires up to 10% travel.

Work Location: On-Site Greenville, SC - United Center

Position Type

This is a full-time or part-time position.

Other

We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state or local protected class.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Pay Range

USD $49,972.00 - USD $76,958.00 /Yr.