Credit Administration Officer

FirstBank; Birmingham (AL); On-site; USD 70,000 - 100,000; Full time

Job summary

FirstBank seeks a Credit Administration Officer to serve as a key resource for Relationship Management teams in the region, providing credit expertise and monitoring portfolio health. This role leads critical reporting and supports Regional Credit Officer and leadership with trends and issues.

Responsibilities include preparing monthly committee materials, monitoring asset quality, and driving credit projects specific to the assigned region.

Qualifications

• Bachelor's degree preferred but not required.
• 5+ years of banking experience focused on credit.
• Knowledge of state and federal lending laws and documentation requirements.
• Basic understanding of accounting principles.
• MS Office with intermediate Excel/Word skills.

Responsibilities

• Manages credit reporting and tracks asset quality within region(s).
• Monitors loan portfolio for conformity to policy and trends.
• Prepares materials for monthly Regional Credit Committee meetings.
• Acts as point of contact for credit projects for the assigned region.

Skills

Excellent verbal and written

Excellent customer service

Problem solve & prioritize

Analyze details & report

Access bank systems

Education

Bachelor's degree preferred

5+ years banking experience in credit

Knowledge of lending laws & docs

Accounting basics

Tools

Microsoft Office

Excel

Word

Job description

Summary:

The Credit Administration Officer is responsible for being a point of contact and key resource for the Relationship Management teams within their designated region by providing expertise on credit. In addition, this role monitors the health of the regions' portfolio and creates critical reporting to identify trends or issues to Regional Credit Officer and leadership team. This role will also lead various projects as directed.

Responsibilities:

Manages credit reporting and tracks asset quality within region(s) to understand health of credit portfolio; includes identifying and reporting on trends to both Regional Credit Officer as well as leadership team.

Monitors loan portfolio to ensure conformity of terms to policy and ascertain any developing trends and identify any potential problems.

Participates in preparation for monthly Regional Credit Committee meetings by creating meeting material, including reports, loan reviews and other attributes related to the region(s).

Point of contact and handles credit projects and initiatives specific to assigned region(s).

Education/Experience:

• Bachelor's degree preferred but not required
• 5+ years of experience within banking with a focus on credit
• Knowledge of state and federal lending laws and documentation requirements
• Basic understanding of accounting principals
• Microsoft Office including intermediate Excel/ Word skills

Skills/Abilities:

• Excellent verbal and written communication
• Excellent customer service skills with external or internal team members
• Ability to problem solve and prioritize projects to best serve the region and team
• Ability to analyze details and report upon findings
• Ability to understand and access various bank systems