CRE Relationship Manager II

Banner Bank; Irvine (CA); On-site; USD 174,000 - 204,000; Full time

Benefits offered by this job

Medical, dental, vision

Paid vacation & holidays

401k with match

Tuition reimbursement

Job summary

Banner Bank is seeking a CRE Relationship Manager II to provide a wide selection of services to business clients with large, complex real estate needs. You will develop relationships, manage a portfolio of real estate credits, and market bank services to meet sophisticated client requirements.

The role emphasizes credit analysis, risk management, and leadership of junior staff, with a 20% travel expectation and a strong benefits package.

Qualifications

• Bachelor's degree required (or equivalent combination of education and experience).
• 8+ years of experience in commercial real estate lending, credit analysis, and business development.
• Knowledge of local real estate markets and strong relationship management skills.

Responsibilities

• Develop and manage a portfolio of new and existing large, complex real estate relationships.
• Actively market a broad range of bank services to meet complex customer needs.
• Negotiate loan terms and conditions within scope of authority.
• Prepare and present credit analyses and recommendations on borrowing requests.
• Conduct credit reviews to ensure compliance with policies and regulations.
• Monitor credits through periodic reviews and analysis.
• Coach and mentor less experienced CRE Relationship and Portfolio Managers.

Skills

Large CRE relationships

Negotiation skills

Credit analysis

Relationship management

Financial underwriting

Cash management products

Knowledge of real estate markets

Education

Bachelor's Degree (Accounting, Business, Economics, Law, CS)

Job description

More than 135 years ago, we started with core values that never go out of style: listen, learn and help businesses and individuals reach their goals. These core values shape our culture, and we were recently Great Place to Work Certified because of our outstanding workplace culture and employee experience. As well, our financial strength and stability are key reasons Forbes named us one of the Best 100 Banks in America for the ninth consecutive year.

With more than $16 billion in assets and 135 branch locations throughout Washington, Oregon, Idaho, and California, we understand our role in the economy and take that responsibility seriously. In addition to offering a source of capital to personal banking clients and businesses of all sizes, we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations.

As a CRE Relationship Manager II you will provide a wide selection of services (primarily larger, more complex commercial real estate credits) to business clients through active business development and relationship management. Develop relationships with clients with larger/more complex lending needs. Develop and manage a portfolio of high performing, commercial real estate relationships consisting of income producing and construction loans.

In this role you will have the opportunity to:

• Develop and manage a portfolio of new and existing, large, complex real estate relationships.
• Responsible for actively marketing a broad range of bank services to meet the complex needs of customers. Negotiate loan terms and conditions within scope of authority.
• Prepare and present credit analysis and recommendations on borrowing requests.
• Responsible for conducting credit reviews to ensure compliance with policies and regulations. Perform ongoing credit risk management through daily monitoring of the loan portfolio; ensure proper risk rating of portfolio at all times.
• Monitor all credits through periodic reviews and analysis.
• Responsible for creating awareness of the Bank and its services through community activity.
• Responsible for coaching and mentoring less experienced CRE Relationship and Portfolio Managers.
• Responsible for complying with policies, procedures, security requirements, and government regulations.

Education & Certifications

• Bachelor's Degree: Accounting, Business, Economics, Law, Computer Science or other related field required (an equivalent combination of education and experience may be considered)

Experience

• 8 or more years of experience in commercial real estate lending, credit analysis, and business development
• Preferred Home Builder finance

Knowledge, Skills And Abilities

• Proven ability to develop and manage large and complex new business relationships.
• Possess excellent relationship management, presentation, and negotiation skills.
• Possess an in-depth understanding of the local real estate markets.
• Possess strong financial and analytical skills with the ability to underwrite and structure commercial real estate credits.
• Possess an in-depth knowledge of cash management products.
• Knowledge of federal and state laws and regulations relating to commercial lending and appraisal guidelines

Travel

• 20%

Compensation & Benefits

• Targeted starting salary range (based on experience): $173,670- $204,317
• Incentive and commission compensation may be awarded for eligible roles
• Comprehensive employee benefits, including medical, dental, vision, LTD, STD and life
• Paid vacation time, sick time and 11 company paid holidays
• 401k (with up to 4% match)
• Tuition reimbursement

Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, marital status, age, disability or protected veteran status.

Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings. Resumes submitted to any Banner Bank employee by a third-party agency and/or search firm without a valid written and signed search agreement, will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.