Counsel - Insurance & Consumer Financial Services Law (Hybrid)

Securian Financial; Saint Paul (MN); On-site; USD 130,000 - 210,000; Full time

Benefits offered by this job

Health insurance

401(k) plan

Pension plan

Volunteer time off

Job summary

Securian Financial is seeking an experienced attorney to join the Affinity Solutions legal team in Minnesota. The role blends strategic advisory work on insurance, regulatory, product and distribution matters with hands-on drafting and negotiation of business agreements.

The position supports debt protection, credit insurance, bank partnerships and digital lending within a hybrid work model, requiring strong judgment and collaboration in a fast-paced environment.

Qualifications

• J.D. from an accredited law school and licensed and in good standing to practice law in Minnesota, or eligible to become licensed in Minnesota within a reasonable period.
• 5+ years of legal experience in a law firm, government, or in-house setting, with meaningful experience in insurance or consumer financial services law.
• Demonstrated ability to perform core legal skills: research, analysis, drafting, negotiation, advocacy, and counseling on regulatory matters.
• Practical, business-oriented judgment balancing objectives with risk within Securian’s risk appetite.

Responsibilities

• Serve as a strategic legal advisor to Affinity Solutions on insurance, regulatory, product, distribution and related business matters.
• Provide legal support for direct-response insurance programs, including product design, policy and form review, distribution, and regulatory compliance.
• Advise on property and casualty matters and assist in developing surplus-lines distribution models.
• Support market conduct matters involving regulatory inquiries, examinations, and coordination with compliance partners.
• Translate complex legal requirements into practical guidance for management and partners.
• Draft and negotiate business agreements and participate in strategic projects and new product initiatives.

Skills

Legal advisory

Regulatory compliance

Contract negotiation

Legal research

Communication

Education

J.D. degree

Job description

Securian Financial Group’s internal position title is Attorney Consultant.

Position Summary:

The Securian Financial Law Department seeks an experienced attorney to join its Affinity Solutions legal team, comprised of lawyers, paralegals, and compliance professionals. As part of this team, you will support the legal needs of Securian Financial and its Affinity Solutions division, which provides insurance and consumer financial services solutions through banks, credit unions, finance companies, association groups, and other distribution partners. The successful candidate will bring established legal experience, sound judgment, creativity, and a pragmatic approach that balances business objectives with effective risk management.

Responsibilities include but not limited to:

• Serve as a strategic legal advisor to Affinity Solutions on insurance, regulatory, product, distribution, and related business matters.
• Your primary focus:
• Provide legal support for direct-response insurance programs, including product design and development, policy and form review, distribution, sales and advertising materials, and ongoing regulatory compliance.
• Advise on property and casualty insurance matters and help develop the team’s capabilities in emerging surplus-lines products and distribution models.
• Serve as a resource and liaison for market conduct matters affecting Affinity Solutions, including state regulatory inquiries, examinations, and coordination with compliance and regulatory partners.
• You will also have opportunities to:
• Monitor and analyze legislative, regulatory, and industry developments and translate complex legal requirements into practical, easy-to-understand guidance for management, business partners, and external clients.
• Support debt protection, credit insurance, bank partnership, and digital lending matters, including applicable federal and state consumer financial protection laws and regulations.
• Draft and negotiate business-related agreements and participate in strategic projects, new product initiatives, trade association activities, and other matters supporting Affinity Solutions.

Qualifications:

• J.D. from an accredited law school and licensed and in good standing to practice law in Minnesota, or eligible to become licensed in Minnesota within a reasonable period.
• 5+ years of legal experience in a law firm, government, or in-house setting, with meaningful experience in insurance law, consumer financial services law, financial institution regulation, or a related field.
• Demonstrated ability to perform core legal skills, including legal research, analysis, drafting, negotiation, advocacy, and counseling on complex regulatory matters.
• Practical, business-oriented judgment and a strong ability to balance business objectives, customer needs, and legal and regulatory risk within Securian’s risk appetite.
• Strong critical thinking and communication skills, including the ability to translate technical legal concepts for management, regulators, clients, and internal business partners.
• Versatility, professionalism, and the ability to collaborate effectively, work independently, prioritize competing demands, and deliver high-quality work in a fast-paced environment.

#LI-Hybrid **This position will have a hybrid working arrangement, working in-office for a minimum of 3 days a week.**

Securian Financial believes in hybrid work as an integral part of our culture. Associates get the benefit of working both virtually and in our offices. If you’re in a commutable distance (90 minutes) you’ll join us 3 days each week in our offices to collaborate and build relationships. Our policy allows flexibility for the reality of business and personal schedules.

Preferred Skills:

The estimated base pay range for this job is:

$130,000.00 - $210,000.00

Pay may vary depending on job-related factors and individual experience, skills, knowledge, etc. More information on base pay and incentive pay (if applicable) can be discussed with a member of the Securian Financial Talent Acquisition team.

Be you. With us.

At Securian Financial, we understand that attracting top talent means offering more than just a job – it means providing a rewarding and fulfilling career. As a valued member of our high-performing team, we want you to connect with your work, your relationships and your community. Enjoy our comprehensive range of benefits designed to enhance your professional growth, well-being and work-life balance, including the advantages listed here:

Paid time off:

• We want you to take time off for what matters most to you. Our PTO program provides flexibility for associates to take meaningful time away from work to relax, recharge and spend time doing what’s important to them. And Securian Financial rewards associates for their service by providing additional PTO the longer you stay at Securian.
• Leave programs: Securian’s flexible leave programs allow time off from work for parental leave, caregiver leave for family members, bereavement and military leave.
• Holidays: Securian provides nine company paid holidays.

Company-funded pension plan and a 401(k) retirement plan:

Share in the success of our company. Securian’s 401(k) company contribution is tied to our performance up to 10 percent of eligible earnings, with a target of 5 percent. The amount is based on company results compared to goals related to earnings, sales and service.

Health insurance:

From the first day of employment, associates and their eligible family members – including spouses, domestic partners and children – are eligible for medical, dental and vision coverage.

Volunteer time:

We know the importance of community. Through company-sponsored events, volunteer paid time off, a dollar-for-dollar matching gift program and more, we encourage you to support organizations important to you.

Associate Resource Groups:

• Environmental Health & Sustainability
• Mental Wellness and Disability
• Pride at Securian Financial
• Securian Young Professionals Network
• Securian Multicultural Network
• Securian Women and Allies Network
• Servicemember Associate Resource Group

For more information regarding Securian’s benefits, please review our Benefits page.

This information is not intended to explain all the provisions of coverage available under these plans. In all cases, the plan document dictates coverage and provisions.

Securian Financial Group, Inc. does not discriminate based on race, color, religion, national origin, sex, gender, gender identity, sexual orientation, age, marital or familial status, pregnancy, disability, genetic information, political affiliation, veteran status, status in regard to public assistance or any other protected status. If you are a job seeker with a disability and require an accommodation to apply for one of our jobs, please contact us by email at [e-mail], by telephone [phone] (voice), or 711 (Relay/TTY).

Securian Financial is a drug-free workplace.

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