Correspondence & Dispute Specialist

Newrez; Coppell (TX); On-site; USD 52,000 - 75,000; Full time

Benefits offered by this job

Medical, dental, vision insurance

401(k) with employer match

Paid parental leave

Employee assistance program

On-site on demand gym/fitness stipend

Job summary

Newrez in Coppell, TX seeks a detail-oriented Correspondence & Dispute Specialist to handle Qualified Written Requests. You will review disputes, research loan history, and draft formal responses while adhering to RESPA, TILA, FCRA, and CFPB guidelines.

The role requires strong written communication, research ability, and the skill to manage deadlines in a fast-paced team environment on-site at our Coppell office.

Qualifications

• High school diploma or equivalent is required.
• 5+ years mortgage servicing or origination experience.
• Bachelor’s degree with a concentration in English or similar field, or 2+ years mortgage servicing or origination with a bachelor’s degree.

Responsibilities

• Prioritize and complete tasks according to regulatory deadlines.
• Research loan history, documentation, and applicable policies to determine if steps followed by operations.
• Identify root causes and plan action for resolution.
• Ensure actions/corrections are made to resolve disputes and complaints.
• Compose or review written responses providing final resolution to borrowers.

Skills

Detail oriented

Investigative skills

Written communication

Research skills

MS Word

MS Excel

Deadline driven

Organizational skills

Multitasking

Education

High school diploma or equivalent

Bachelor’s degree (English or similar)

Bachelor’s degree plus 2+ years Mortgage Servicing/Origination

Tools

MS Word

MS Excel

Job description

Who We Are

Who We Are At Newrez, we bring big thinkers and caring doers together to make home happen. We’re a team built on heart and hustle, united by a commitment to show up for our customers, our communities, and each other. We believe that when our people thrive, homeowners thrive - and that’s why we invest in your growth, wellbeing, and ability to make an impact. Every day, we work to exceed the expectations of our residential mortgage borrowers and business partners through superior service, simple processes, and clear communication. We do this by empowering our employees, encouraging innovative solutions and recognizing great performance.

POSITION SUMMARY:

The Correspondence & Dispute Specialist is responsible handling Qualified Written Requests. The job will entail reviewing all written disputes and complaints from borrowers or their authorized representatives, researching and resolving issues, and providing formal written responses within deadlines. The job will require continuous learning and keeping up to date with applicable regulations such as the Real Estate Settlement Procedures Act (\u201cRESPA\u201d), Truth-in Lending Act (\u201cTILA\u201d) the Fair Credit Reporting Act (\u201cFCRA\u201d), and applicable guidance from the Consumer Financial Protection Bureau (\u201cCFPB\u201d).

DESCRIPTION:

Duties and Responsibilities

• Prioritize and be able to complete tasks according to regulatory deadlines.


• Research loan history, documentation and applicable policies and procedures to determine if the appropriate steps were followed by the operational teams.


• Research potential issues to identify root causes and be able to execute a plan of action for resolution.


• Ensure the necessary actions/corrections are made to the accounts, to resolve disputes and complaints.


• Compose or review written responses to the borrower(s) (or their authorized representatives) providing final resolution.


• Communicate with operational business partners to discuss loan level details, when necessary.


• Performs related duties as assigned by management.

Qualifications And Education Requirements

• High school diploma or equivalent, required and,


• 5+ years Mortgage Servicing or Origination experience.

• In lieu of 5+ years Mortgage Servicing or Origination experience.




• Bachelor’s degree with a concentration in English or similar field and,


• 2+ years Mortgage Servicing or Origination experience with bachelor’s degree.

Skills, Abilities, And Knowledge

• Must be extremely detail oriented, inquisitive, and have a passion for investigating and problem solving.


• Excellent written communication skills are required, including proper grammar, spelling, punctuation, and sentence structure.


• Excellent research skills required.


• Intermediate knowledge of MS Word, MS Excel.


• Excellent work ethic, high productivity, deadline driven.


• Must possess a short learning curve related to assimilation of new skills and tasks.


• Superior organizational skills needed.


• Ability to multi-task as well as quickly adapt to changing work assignments.

Work Environment And Physical Requirements

• Working on-site at assigned office location.


• Regular and punctual attendance adhering to schedule established by leadership.


• Flexibility to work occasional adjusted work schedules, overtime, and evening and/or weekend hours to meet deadlines or as business needs demand.


• Working in a cubicle hub, maintaining focus on phone calls in a noisy environment within earshot of multiple other conversations.


• Sedentary work in a stationary position at a cubicle for prolonged periods of time.


• Constant repetitive motions required for operating a computer, such as typing and managing phone calls.


• Constantly communicating effectively verbally in English, including accurately exchanging information with others following identification of correct procedures.

Additional Information

While this description is intended to be an accurate reflection of the position’s requirements, it in no way implies/states that these are the only job responsibilities. Management reserves the right to modify, add or remove duties and request other duties, as necessary.

All employees are required to have smart phones that meet Company security standards with the ability to install apps such as Okta Verify and Microsoft Authenticator. Employment will be contingent on this requirement.

Employees and applicants acknowledge that this is not a remote role. Individuals in this role are required to be on-site to complete essential job duties, absent extenuating circumstances.

Additional Information

While this description is intended to be an accurate reflection of the position’s requirements, it in no way implies/states that these are the only job responsibilities. Management reserves the right to modify, add or remove duties and request other duties, as necessary.

All employees are required to have smart phones that meet Company security standards with the ability to install apps such as Microsoft Authenticator. Employment will be contingent on this requirement.

Why Newrez

We’re a great place to work because we invest in what matters: your career, your community, your wellbeing, and your future. Our total rewards package is designed to support your whole self.

Company Benefits

• Medical, dental, and vision insurance


• Health Savings Account with employer contribution


• 401(k) Retirement plan with employer match


• Paid Maternity Leave/Parental Bonding Leave/Caregiver Leave


• Adoption Assistance


• Tuition & Certification reimbursement


• Employee Mortgage Loan Program


• The Newrez Employee Emergency and Disaster Fund is a program to support our team members experiencing hardships

Newrez NOW:

• 1 company-paid Volunteer Time Off day (with over 40,000 volunteer hours contributed since our inception)


• Matching Gifts Program - dollar-for-dollar up to $1,000


• Access to grants, nonprofit resources, and volunteer opportunities


• More than $6,000,000 donated since 2020


• 1 in 5 employees participates in at least one Employee Resource Group (ERG)

Equal Employment Opportunity

We’re proud to be an equal opportunity employer- and celebrate our employees' differences, including race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, and Veteran status. Different makes us better.

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