Corporate Director of Credit Analytics - Multiple Cities

Glacier Bank; Montana; On-site; USD 175,000 - 214,000; Full time

Job summary

Glacier Bancorp, Inc. seeks a Director of Credit Analytics to shape credit risk analytics, ACL governance, and portfolio stress testing for a multi-state footprint. You will lead model development, CECL compliance, and regulator liaison, directing a team of analysts.

The role requires 10+ years in credit analytics, strong leadership, and deep data skills (SQL/Python/SAS/Excel) with regional banking experience.

Qualifications

• Bachelor’s degree in finance, economics, statistics or related field.
• Master’s degree preferred in finance, business, economics, statistics or related field.
• 10+ years in credit analytics or risk management in a regional banking environment.
• 3+ years working with CECL, ACL methodologies and regulatory reporting.
• 5+ years of portfolio stress testing and scenario analysis.
• 5+ years of data analysis with SQL, Python, SAS, Excel.
• Familiarity with regional banking dynamics and customer segments.

Responsibilities

• Lead development and enhancement of credit risk models tailored to regional markets.
• Oversee ACL calculation, documentation and governance for CECL compliance.
• Manage portfolio stress testing, including scenario design and reporting to leadership/regulators.
• Analyze loan portfolio performance and identify emerging risks across lending areas.
• Provide actionable insights to underwriting, loan review and strategy.
• Collaborate with IT/data teams to ensure data integrity for analytics and reporting.
• Present findings and recommendations to executive leadership.
• Support strategic initiatives like product development and market expansion.
• Maintain awareness of regional economic trends and credit quality impacts.
• Mentor and develop a team of credit analysts and data professionals.
• Engage with regulators and support examinations with analytics and documentation.
• Coordinate with internal audit and external review teams for compliance.

Skills

Credit analytics

Regulatory reporting

Leadership

Cross-functional collaboration

Communication

Education

Bachelor’s Degree in Finance, Economics, Statistics, or related field

Master’s Degree in Finance, Business, Economics, Statistics, or related field

Tools

SQL

Python

SAS

Excel

Job description

About The Role

*This position is available out of Billings, Helena, and Missoula, MT

The Director of Credit Analytics is a strategic leader responsible for shaping and executing the bank’s credit risk analytics framework. This role plays a pivotal part in ensuring the institution’s financial stability and regulatory compliance by overseeing the development of data-driven models, Allowance for Credit Loss (ACL) methodologies, and portfolio stress testing processes.

The Director serves as a key liaison with bank regulators, internal audit, and external review teams, ensuring transparency and accuracy in credit risk practices. The position requires strong cross-functional collaboration with credit, lending, finance, compliance, and IT teams to support safe and profitable growth. The ideal candidate will bring a blend of analytical rigor, business acumen, and leadership to guide the bank’s credit strategy in alignment with regional market dynamics and evolving regulatory expectations.

This is a Corporate position which may be located in an available bank division across our nine-state footprint in AZ, CO, ID, MT, NV, TX, UT, WA, or WY. Click here to learn more about our bank divisions.

The entry rate for this position is $194,617.81 + /per year (calculated for Kalispell, MT). All compensation offers are analyzed individually and take into consideration multiple factors including but not limited to geographic location, years of experience, and educational background.

Description

• Lead the development and enhancement of credit risk models tailored to the bank’s regional market and customer base.
• Oversee the calculation, documentation, and governance of the Allowance for Credit Loss (ACL), ensuring compliance with CECL and regulatory expectations.
• Manage portfolio stress testing processes, including scenario design, execution, and reporting to senior management and regulators.
• Analyze loan portfolio performance and identify emerging risks across commercial, consumer, and real estate lending.
• Provide actionable insights to support underwriting, loan review, and strategic decision-making.
• Collaborate with IT and data teams to ensure data integrity and accessibility for credit analytics and reporting.
• Present findings and recommendations to executive leadership and business line oversight.
• Support strategic initiatives such as new product development, market expansion, and M&A due diligence.
• Maintain awareness of regional economic trends and their impact on credit quality.
• Mentor and develop a team of credit portfolio risk analysts and data professionals.
• Engage with bank regulators and support examinations by providing relevant credit analytics and documentation.
• Coordinate with internal audit and external review teams to ensure transparency, accuracy, and compliance in credit risk practices.
• Must comply with all company policies and procedures and all applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.
• Must complete the assigned online training courses and achieve a passing score by due date.

About You

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education

• Required – Bachelor’s Degree in Finance, Economics, Statistics, or related field
• Preferred – Master’s Degree in Finance, Business, Economics, Statistics, or related field

Experience

• Required – 10+ years: A minimum of 10 years of experience in credit analytics or risk management within a regional banking environment.
• Required – 3 years: A minimum of 3 years of experience working with CECL, ACL methodologies, and regulatory reporting requirements.
• Required – 5 years: A minimum of 5 years of experience with portfolio stress testing and scenario analysis.
• Required – 5 years: Proficiency in data analysis tools (e.g., SQL, Python, SAS, Excel).
• Required – Advanced / Specialized Knowledge: Familiarity with regional banking dynamics and customer segments.

Would an equivalent combination of relevant education and work experience be considered?: Yes

Required Skills and Abilities

• Ability to balance analytical rigor with practical business judgment.
• Strong leadership and team-building capabilities.
• Excellent communication skills and ability to influence cross-functional teams.
• Employee must be trustworthy and possess a significant level of credibility, discretion, and diplomacy.
• Employee must be capable of interacting calmly and professionally with a variety of people from diverse backgrounds at various levels within and outside of the organization.
• Employee must be a team player with a passion for customer service and a proven ability to build rapport and work effectively with employees at all levels of the organization.
• Employee must be self-motivated, able to work quickly and accurately, and flexible in day-to-day activities.
• Ability to adapt to change (e.g. shifting priorities, demands, and timelines) through time management.
• Employee must be capable of regular, reliable, and timely attendance.

Additional Requirements

Travel

• Occasional travel required: (less than 10 days per year) by automobile (as driver and passenger), commercial airlines, rental vehicles and public transportation and be able to lodge in public facilities.

Working Conditions

• Environment: Indoors, a climate-controlled shared work area.
• Noise Level: Moderate noise; not extreme or excessive; within reasonable limits.
• Lifting: Sedentary work: Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met.

Vision

Close visual acuity to prepare and analyze data and figures, view a computer terminal, and read the computer screen, printed materials, and handwritten materials.

Physical Activities

• Balancing – Maintaining body equilibrium to prevent falling and walking, standing or crouching on narrow, slippery, or erratically moving surfaces. Infrequent – rare.
• Climbing – Ascending or descending ladders, stairs, scaffolding, ramps, poles and the like, using feet and legs and/or hands and arms. Infrequent – rare.
• Crawling – Moving about on hands and knees or hands and feet. Infrequent – rare.
• Crouching – Bending the body downward and forward by bending leg and spine. Infrequent – rare.
• Feeling – Perceiving attributes of objects such as size and shape, temperature or texture by touching with skin, particularly that of the fingertips. Infrequent – rare.
• Fingering – Picking, pinching, typing or otherwise working primarily with fingers rather than with the whole hand as in handling. Daily.
• Grasping – Applying pressure to an object with the fingers and palm. Infrequent – rare.
• Kneeling – Bending legs at knee to come to a rest on knee or knees. Infrequent – rare.
• Lifting – Raising objects from a lower to a higher position or moving objects horizontally from position to position. Infrequent – rare.
• Pushing – Using upper extremities to press against something with steady force in order to thrust forward, downward or outward. Infrequent – rare.
• Pulling – Using upper extremities to exert force in order to draw, haul or tug objects in a sustained motion. Infrequent – rare.
• Repetitive Motion – Making substantial movements (motions) of the wrists, hands, and/or fingers. Daily.
• Stooping – Bending body downward and forward by bending spine at the waist. Infrequent – rare.

What We Offer

• Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position.
• We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance.
• Coverage is available to employees and their eligible dependents in accordance with our written plan documents.
• You may also be eligible for a health savings account option.
• An Employee Assistance Program (EAP).
• A health rewards program.
• A retirement savings plan, including 401(k) and Profit-Sharing plans.
• Short and long-term disability benefits.
• Education and training benefits.
• Discounts on banking products and services.
• A generous Paid Time Off (PTO) plan and paid holidays.
• PTO accruals begin at .0745 per hour worked for our part time employees up to a maximum accrual of 240 hours per year for certain Full-Time employees.
• PTO accruals are dependent on position, status (Full time or Part time), and years of experience in accordance with our PTO policy.
• Most Full-Time employees are also offered 6 paid holidays and Part Time employees are offered pro-rated paid holidays.
• In addition, employees in Utah and Nevada may be eligible for pay for certain state recognized holidays.
• Check it out!

We are an Equal Opportunity Employer and qualified applicants, or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws.

Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.