Conversion Operations Associate

Triwill Group; Denver, Northern (CO, KY); Hybrid; USD 69,000 - 84,000; Full time

Benefits offered by this job

Competitive compensation

Benefits

Equity (RSUs)

Job summary

Gusto is seeking a detail-driven ConversionOps Associate to independently manage retirement plan conversions, validating asset allocations, reconciling data, and establishing participant loan records before go-live. You’ll collaborate with CX Onboarding, Compliance, and Reconciliations to ensure accuracy and prevent downstream issues.

The role requires 3+ years in retirement plan administration or related operations, strong Excel skills, and the ability to manage competing priorities in a

Qualifications

• 3+ years of experience in retirement plan administration, financial operations, or onboarding operational roles.
• Strong understanding of contribution types (pre tax, Roth, employer) and loan structures.
• Advanced proficiency in Excel with lookups, pivots, data validation, and error analysis.
• Ability to independently manage competing priorities in a high-volume, deadline-driven environment.

Responsibilities

• Own asset allocations, ensuring accurate parsing, validation, and allocation of transferred funds.
• Reconcile trust reports and legacy provider data to validate balances before go-live.
• Resolve discrepancies through ad hoc cash and asset reconciliation and drive open items to resolution.
• Establish loan records with accurate balances and repayment schedules prior to plan activation.
• Protect historical data to support downstream compliance testing and reporting.
• Catch data gaps early and partner with client-facing teams to resolve before go-live.
• Ensure data is collected, validated, and uploaded accurately before plan activation to support testing and 5500 processing.
• Collaborate with Client Success, Onboarding, Compliance, and Reconciliations to resolve discrepancies.
• Support automation initiatives and tooling enhancements to improve conversion accuracy and efficiency.

Skills

Asset allocations

Reconciliation

Excel

Data validation

Attention to detail

Problem solving

Prioritization

Retirement plan knowledge

Analytical thinking

Job description

About Gusto

At Gusto, we're on a mission to grow the small business economy. We handle the hard stuff — payroll, health insurance, 401(k)s, and HR — so owners can focus on their craft and their customers. With teams in Denver, San Francisco, and New York, we support more than 500,000 small businesses nationwide and are building a workplace that reflects the people we serve.

All full-time employees receive competitive base pay, benefits, and equity (RSUs) — because everyone who helps build Gusto should share in its success. Offer amounts are determined by role, level, and location. Learn more about our Total Rewards philosophy.

AI is a fundamental part of how work gets done at Gusto. We expect all team members to actively engage with AI tools relevant to their role and grow their fluency as the technology evolves. AI experience requirements vary by role and will be assessed during the interview process.

About the Role:

We're looking for a detail driven problem solver who thrives on precision. As a ConversionOps Associate, you'll independently manage the transfer of retirement plans from prior providers onto our platform. That means validating asset allocations, reconciling trust data, and establishing participant loan records before going live. You'll partner closely with CX Onboarding, Compliance, and Reconciliations to catch discrepancies before they become downstream problems.

If you're energized by high stakes work, get satisfaction from finding the one number that doesn't add up, and want to build the operational foundation that makes every conversion go smoothly, this role is for you.

About the Team:

At Gusto 401(k), conversions are the foundation of trust. Before a plan ever starts, our ConversionOps team has already moved every dollar, every loan, and every historical record into place, accurately and on time.

Here’s what you’ll do day-to-day:

• Own asset allocations. Independently manage participant level asset allocations during plan conversions, ensuring accurate parsing, validation, and allocation of transferred funds.
• Reconcile with precision. Review trust reports and legacy provider data to reconcile asset balances prior to system upload, and validate fund mapping, participant elections, and allocation logic to support accurate account setup at go live.
• Resolve discrepancies. Perform ad hoc reconciliation of cash movements and asset balances during and after conversion, and drive open items to resolution.
• Establish loan records. Set up and configure participant loan records during conversion, ensuring accurate balances, repayment schedules, and payroll alignment prior to plan activation.
• Protect data integrity. Ensure historical data supports downstream compliance testing and reporting requirements.
• Catch issues early. Identify gaps or inconsistencies in source data, and partner proactively with client facing teams to resolve them before go live.
• Eliminate downstream pain. Make sure all required data is collected, validated, and uploaded accurately before plan activation, so testing, compliance, and 5500 processing can run without rework.
• Collaborate cross functionally. Partner closely with Client Success, Onboarding, Compliance, and Reconciliations to resolve discrepancies in trust reports, asset allocations, and participant level data.
• Improve how we work. Contribute to automation initiatives and tooling enhancements that improve conversion accuracy and efficiency.

Here’s what we're looking for:

• 3+ years of experience in retirement plan administration, financial operations, or onboarding focused operational roles.
• Strong understanding of contribution types (pre tax, Roth, employer), loan structures, and participant level retirement data.
• Advanced proficiency in Excel, including lookup functions, pivot tables, data validation, and error analysis.
• Ability to independently manage competing priorities in a high volume, deadline driven environment.
• Adaptability to shift with changing priorities without losing focus on quality
• Quick product mastery to pick up new tools and platforms fast and can speak to them with confidence
• Strong analytical mindset with high attention to detail and a systems thinking orientation.
• 401(k) experience supporting plan conversions, asset transitions, loans, or trust reconciliation preferred.
• Clear-headed problem solving — you diagnose issues at both individual and systemic levels and implement solutions that stick

Our cash compensation range for thisrole is $68,570 - $84,000 / year in Denver. Additional locations will vary based on our geographical pay approach. Final offer amounts are determined by multiple factors, including candidate location, experience, and expertise, and may vary from the amounts listed above.

Gusto has physical office spaces in Denver, San Francisco, and New York City. Employees who are based in those locations will be expected to work from the office on designated days approximately 2-3 days per week (or more depending on role). The same office expectations apply to all Symmetry roles, Gusto's subsidiary, whose physical office is in Scottsdale.

Note: The San Francisco office expectations encompass both the San Francisco and San Jose metro areas.

When approved to work from a location other than a Gusto office, a secure, reliable, and consistent internet connection is required. This includes non-office days for hybrid employees.

Our customers come from all walks of life and so do we. We hire great people from a wide variety of backgrounds, not just because it's the right thing to do, but because it makes our company stronger. If you share our values and our enthusiasm for small businesses, you will find a home at Gusto.

Gusto is proud to be an equal opportunity employer. We do not discriminate in hiring or any employment decision based on race, color, religion, national origin, age, sex (including pregnancy, childbirth, or related medical conditions), marital status, ancestry, physical or mental disability, genetic information, veteran status, gender identity or expression, sexual orientation, or other applicable legally protected characteristic. Gusto considers qualified applicants with criminal histories, consistent with applicable federal, state and local law. Gusto is also committed to providing reasonable accommodations for qualified individuals with disabilities and disabled veterans in our job application procedures. We want to see our candidates perform to the best of their ability. If you require a medical or religious accommodation at any time throughout your candidate journey,

Gusto takes security and protection of your personal information very seriously. Please review our Fraudulent Activity Disclaimer.

Personal information collected and processed as part of your Gusto application will be subject to Gusto's Applicant Privacy Notice.