Consumer Loan Sales Specialist - Bilingual

OneMain Financial; Port Reading (NJ); On-site; USD 50,000 - 65,000; Full time

Benefits offered by this job

Health benefits

401(k) matching

Vacation & personal days

Sick leave

Holidays

Volunteer time

Job summary

OneMain Financial in Port Reading, NJ is seeking a bilingual Consumer Loan Sales Specialist to help customers access financing with friendly, fast service. The role emphasizes sales targets, customer relationship building, and presenting loan options and optional insurance products.

You will guide customers through loan terms, learn underwriting techniques, and manage the loan life cycle with compliance across states and local regulations. Career growth is highlighted within OneMain's branches.

Qualifications

• High school diploma or GED required.
• Preferred: sales, collections or customer service experience.
• Ability to learn lending and servicing processes.

Responsibilities

• Achieve individual and branch sales goals.
• Develop and maintain relationships with customers.
• Present financial solutions that meet customer goals.
• Offer optional insurance products.
• Explain loan terms clearly to customers.
• Partner with local businesses to generate customers.
• Learn credit underwriting techniques and sales tools.
• Manage loan life cycle including collections in compliance.

Skills

Sales experience

Customer service

Collections experience

Education

HS Diploma/GED

Job description

Consumer Loan Sales Specialist - Bilingual

Job Category

Overview

Description

At OneMain, Consumer Loan Sales Specialists empower customers – listening to their needs and providing access to friendly, fast, and affordable financing for life’s expenses. Consumer Loan Sales Specialist will learn the lending and servicing business at OneMain allowing them to grow their career.

In the Role

Deliver results related to individual and branch sales goals as well as customer expectations

Develop new relationships – and maintain existing relationships - working with customers throughout the loan process and loan life cycle

Present financial solutions, based on customer needs, that meet their goals

Present customers with optional insurance products

Educate customers on the terms and conditions of their loan to ensure a clear understanding

Partner with local businesses to seek out and develop new customers

Learn how to utilize credit underwriting techniques and sales tools

Manage the life cycle of the loan, including collections activities, complying with all laws and regulations

Requirements

HS Diploma/GED

Preferred

Sales, Collections or Customer Service experience

Who we Are

A career with OneMain offers you the potential to earn an annual salary plus incentives. You can steer your career toward leadership roles such as Branch Manager and District Manager by taking advantage of a variety of robust training programs and opportunities to advance. Other team member benefits include:

• Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
• Up to 4% matching 401(k)
• Paid time off (15 days vacation per year, plus 2 personal days, prorated based on start date)
• Paid sick leave as determined by state or local ordinance, prorated based on start date
• Paid holidays (7 days per year, based on start date)
• Paid volunteer time (3 days per year, prorated based on start date)

OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we’ve looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.

In our 1,400 community branches and across the U.S., team members help millions of customers solve critical financial needs, including debt consolidation, home and auto repairs, medical procedures and extending household budgets. We meet customers where they want to be - in person, by phone and online.

At every level, we’re committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There’s never been a better time to shine with OneMain.