Consumer Lending Associate

Mariner Finance; Harvey (LA); On-site; USD 25,000 - 29,000; Full time

Job summary

Mariner Finance is seeking a candidate to support branch operations in Harvey, LA. You will assist with customer service, loan applications, and collections while working toward individual and branch goals.

The role emphasizes learning consumer finance functions, presenting loan solutions, and adhering to relevant laws. This on-site position offers hourly pay and schedule variety.

Qualifications

• Minimum of two years of customer service or sales experience.
• High school diploma or equivalent.
• Reliable transportation.
• Excellent written and verbal communication skills.
• Proficient in Microsoft Office.
• Ability to learn financial services programs.
• Must obtain applicable licenses to sell insurance products.
• Must work at assigned branch location.

Responsibilities

• Provide exceptional customer service and present loan solutions.
• Process credit loan applications and analyze credit information.
• Proactively contact past-due customers to offer solutions.
• Meet or exceed sales and delinquency goals.
• Learn applicable federal, state, and local consumer laws.
• Maintain cash drawer and daily deposits.
• Perform additional functions as needed by market demand.

Skills

Customer service

Sales

Communication skills

Problem-solving

Microsoft Office

Time management

Bilingual Spanish/English

Education

High school diploma or equivalent

Some college coursework

Job description

Base Salary Range

USD $18.00 - USD $21.00 /Hr.

Join Mariner Finance!

In This Role, You Will:

Support branch operations by learning functions of consumer finance and demonstrating proficiency by meeting or exceeding your individual sales and delinquency targets/goals. You will primarily support sales and collections efforts of the branch through respectful, compassionate, and efficient customer service. Prepare to take on increasing responsibilities as you grow in this role and continue growing your career with Mariner Finance!

Job Details

Responsibilities and Essential Duties:

• Provides exceptional customer service by proactively solving problems, presenting loan solutions based on customer needs, and enthusiastically presenting all available sales products.
• Processes credit loan applications. Analyzes credit & financial information for current and potential customers.
• Proactively contacts customers with past due balances to offer possible solutions and resolve delinquency.
• Achieves consistent results by meeting or exceeding expected individual and branch goals related to the sale of company products and services.
• Learns Federal, State, and Local Application Consumer laws to ensure compliant actions.
• Maintains a cash drawer, including processing payments and delivering daily deposits to specified financial institutions as required.
• May perform additional functions depending on market demand and branch staffing in order to provide consistent quality customer service.

Required Qualifications:

• Minimum of two (2) years of experience in a customer service or sales position.
• High school diploma or equivalent.
• Reliable transportation required.
• Excellent written and verbal communication skills with the ability to communicate effectively with customers and company personnel.
• Proficient in Microsoft Office or similar programs with the ability to learn financial services programs.
• Ability to complete essential duties/functions in a timely, accurate manner.
• Demonstrated problem-solving skills and interpersonal skills in demanding situations.
• Must obtain applicable, required licenses to sell insurance products offered to customers by the branch.
• Must perform work related tasks at the assigned branch location except in the event of an emergency as determined by the company in consultation, as necessary, with applicable regulatory agencies.

Preferred Qualifications:

• Cash Handling, selling and/or collecting experience.
• Some college coursework.
• Bilingual fluency in Spanish/English.
• One (1) year experience as an Account Representative I for Mariner Finance, LLC or any affiliate or subsidiary, or one (1) year of experience in the Consumer Lending and/or Financial Services industry, with consistent demonstrated achievement of assigned KPIs.
• Has, in good standing, applicable, required licenses to sell insurance products offered to customers by branch.

Key words:

#hiring #fulltime #career

Consumer loans, lending, opportunity, training, outbound calling, sales, bonus, hourly base pay, financial industry, benefits, collections, advancement, set schedule, career, health insurance, dental insurance, vision insurance, paid time off, holidays.

Hours of Work:

Monday, Wednesday, Thursday: 9:00AM-5:00PMTuesday: 9:00AM-7:00PMFriday: 9:00AM-5:30PM

Saturday hours required seasonally and as business needs require.

To the extent permitted by law, the Company may, in its sole discretion, change the work schedule to address business needs. Work hours will depend on the business hours of the time zone serviced.

Benefits:

For information regarding our benefits, please visit: https://www.marinerfinance.com/careers/benefits/

Physical Demands:

While performing the duties of this job, the employee is frequently required to sit for extended periods; reach with hands and arms; operate computer and phone systems; and talk or hear. The employee is occasionally required to move about. The employee is required to be physically present in the office. The employee must occasionally lift and/or move up to twenty (20) pounds. Specific vision abilities required by this job include close vision and the ability to adjust focus.

EEO:

Mariner Finance is an Equal Opportunity Employer and does not discriminate on the basis of race, color, religion, creed, sex, gender, gender identity or expression, marital status, age, religion, national origin, sexual orientation, familial or caregiver status, citizenship status, status as a victim of domestic violence, medical condition, genetic information, pregnancy, physical or mental disability, or status as a disabled or Vietnam era veteran.Employee must be able to perform the essential duties/functions of the position satisfactorily and, if requested, reasonable accommodations will be made to enable employees with disabilities to perform the essential duties/functions of their job, absent undue hardship.Drug/Alcohol/Smoke-free workplace.

This job description is not designed to cover or contain a comprehensive listing of activities, duties, and responsibilities that are required of the employee. Duties, responsibilities, and activities may change or new ones may be assigned at any time or without notice. The base salary offered within the posted range will be determined based on a variety of job-related factors, including relevant skills, qualifications, experience, and internal equity.

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