Consumer Funding Specialist

KeyBank; Brooklyn (OH); Hybrid; USD 42.000 - 52.000; Vollzeit

Zusammenfassung

KeyBank in Brooklyn, OH seeks an intermediate Loan Funding Processor to support a high-performing team in consumer loan processing and servicing tasks related to loan origination. You will handle funding and documentation review, ensuring service levels and quality while upholding Key values.

Responsibilities include processing fundings, payoffs, and related disbursements, with attention to accuracy and timeliness.

Qualifikationen

• Must have high school diploma or equivalent; strong organizational skills.
• 2+ years of customer service experience in banking or financial services.
• Excellent written and oral communication skills; ability to work under pressure.

Aufgaben

• Manage funding process per procedures and regulations.
• Enter account information and prepare disbursements for loan funding.
• Process loan payoffs and new loan fundings with proper controls.
• Balance GL entries and coordinate with Accounting to resolve discrepancies.
• Review reports to ensure accuracy and protect client experience.
• Communicate results of requests effectively and timely.
• Support process improvements and participate in special projects.

Kenntnisse

Adaptability

Quality Orientation

Team Collaboration

Communication

Customer Loyalty

Initiating Action

Conflict Resolution

Ausbildung

Associate or Bachelor’s Degree

Jobbeschreibung

Location

4910 Tiedeman Road, Brooklyn Ohio

Must be able to work Hybrid at our Brooklyn OH office

Hours

Monday - Friday Between 8:00am and 5:30pm ET

JOB BRIEF (PURPOSE)

This is an intermediate position to support a highly performing, multi-process work team in the completion of consumer loan processing and servicing tasks related to loan origination; including documentation review and processing initial fundings on consumer loans and lines of credit. The person filling this position will meet service levels and quality goals as well as adhere to departmental procedures. The incumbent will provide superior quality customer service while incorporating the essence of the Key Values.

ESSENTIAL JOB FUNCTIONS

• Effectively manage funding process in accordance with established procedures and regulations.
• Enter account information, document financial transactions, and prepare disbursements for loan funding.
• Process accurate and timely loan payoffs on accounts.
• Process new loan fundings with strict adherence to proper procedure and segregation of duties.
• Balance general ledger (GL) entries to minimize account outages and work with the Accounting Department to correct discrepancies in a timely manner.
• Perform careful and timely review of various reports to alleviate potential customer impact and to ensure system integrity. Take appropriate actions to address issues.
• Print and distribute account correction, subordination, and various other letters to clients.
• Research requests to a logical conclusion and execute remedial action. Communicate the results to the requestor effectively and timely.
• Actively seek opportunities to improve process efficiency, quality, and the client experience.
• Apply basic accounting principles.
• Effective management of work queues to ensure timely processing of tasks.
• Answer client's basic questions and inquiries.
• Initiate inbound or outbound calls to varies parties internal and external to KeyBank.
• Take the lead or participate in special projects (i.e. creation and management of procedural documents, working with system administrators on technical enhancements or testing, annual time study, etc.)
• Commitment to and support of department in execution of business improvements and corporate initiatives.
• Proactively identifies and resolves risk management and client service issues.
• Ensures adherence to regulatory and corporate mandates, audits, and exams.
• Be able to communicate and understand loan origination functions from inception to funding.
• Prioritize work for self and team.
• Effective utilization of dual monitor environment.
• Support of virtual/in-office team environment and cross-site partnering.
• Best practice sharing.
• Complete other miscellaneous job functions as assigned by Management.
• Availability to work hours between 8AM and 5:30PM EST Monday - Friday.

REQUIRED QUALIFICATIONS

• High School Diploma.
• Minimum 2 years customer service experience with knowledge of bank loan and deposit products.
• Excellent written and oral communication skills
• Strong organizational and time management skills.
• Highly proficient in Microsoft Office and Windows products.
• Ability to work under pressure, make basic judgments/decisions and meet deadlines.
• Ability to work efficiently and accurately in a fast paced deadline driven environment while managing multiple tasks and projects with competing priorities.
• Demonstrate excellent customer service skills and a strong work ethic.
• Possess excellent analytical, mathematical, and organizational skills.
• Maintain strong interpersonal and written/verbal communication skills.
• Open minded and adaptable to new ideas in a changing environment.
• Ability to make independent decisions, to diffuse high-tension and volatile situations comfortably and with diplomacy.
• Relate well to a diverse range of people (internal and external clients), work within a team environment and be able to build rapport with others.
• Possess excellent time management, analytical and problem solving skills.
• Ability to research and recommend a course of action or solution to satisfy client(s) while mitigating risk to Key.
• Formal training or business experience with consumer loan products.

PREFERRED QUALIFICATIONS

• Associate or Bachelors Degree or the equivalent experience.
• Working knowledge of loan funding systems (consumer loan approval and consumer accounting systems).
• Financial Services background experience.
• Knowledge of Financial Products.

COMPETENCIES/SKILLS

• Adaptability
• Quality Orientation
• Contributing to Team Success
• Communication
• Building Customer Loyalty
• Initiating Action
• Conflict Resolution

EQUIPMENT USED/PHYSICAL REQUIREMENTS

• PC (keyboard & mouse)
• Printer
• Phone w/headset
• Fax, copier

TRAINING REQUIRED

• Classroom and continuing on the job.
• PC software training as needed.
• Systems: Hogan, ACAPS, Retail Funding Database, KeyView Deluxe, Oracle Banking System, ALS, Mortgage Servicing Platform, APA, PTS, KeyNavigator, Dovetail, Quest.

COMPENSATION AND BENEFITS

This position is eligibl