Consumer Banking Product Owner: Digital Strategy & Growth

Texas Capital Bank; Texas; On-site; USD 120,000 - 180,000; Full time

Benefits offered by this job

Health insurance

Wellness program

401K match

Paid time off

Job summary

Texas Capital Bank is seeking a Product Strategy professional to shape banking strategy across consumer, digital, and private banking products. You will translate market insights and financial analysis into differentiated solutions, working with leadership across the bank to deliver measurable value.

The role focuses on identifying opportunities to strengthen products, expand capabilities, and develop partnerships that support long-term growth, guiding initiatives from concept through launch and

Qualifications

• Bachelor’s degree in finance, business, economics, or a related field; advanced degree preferred.
• 5+ years experience in financial services strategy, product management, management consulting, or a related field.
• Proven ability to lead complex initiatives, align cross-functional teams, and influence stakeholders.
• Strong financial modeling and PowerPoint skills, with experience developing business cases and executive-level recommendations.
• Proficiency in using artificial intelligence tools to improve research, analysis, and productivity.

Responsibilities

• Set product strategy: Shape the vision and strategic direction for new and existing consumer, digital, and private banking products; guide decisions related to features, pricing, positioning, value propositions, and go-to-market plans.
• Drive strategic initiatives: Lead initiatives from business case development through implementation; establish priorities, align teams across the bank, and maintain accountability for results.
• Advance growth opportunities: Translate customer insights, market research, competitive analysis, and performance data into actionable recommendations that support growth.
• Manage product performance: Establish success measures and evaluate results; identify opportunities to improve customer adoption, financial performance, and operational effectiveness.
• Strengthen strategic partnerships: Evaluate prospective partners and optimize existing relationships to expand the bank’s capabilities and deliver greater customer and business value.

Skills

Financial modeling

PowerPoint

Cross-functional leadership

Stakeholder influence

AI tools usage

Education

Bachelor’s degree in finance, business, economics, or a related field

Tools

N/A

Job description

Texas Capital Bank is seeking a Product Strategy professional to shape banking strategy across consumer, digital, and private banking products. You will translate market insights and financial analysis into differentiated solutions, working with leadership across the bank to deliver measurable value.

The role focuses on identifying opportunities to strengthen products, expand capabilities, and develop partnerships that support long-term growth, guiding initiatives from concept through launch and