Consumer Banking Product Owner

Texas Capital Bank; Richardson (TX); On-site; USD 120,000 - 170,000; Full time

Benefits offered by this job

Health insurance

Wellness program

Fertility benefits

Life insurance

Disability insurance

401K match

Paid time off (PTO)

Paid holidays

Job summary

Texas Capital Bank is seeking a results-driven Product Strategy professional to shape the bank’s consumer, digital, and private banking strategy. You will translate customer insights and market intelligence into differentiated product offerings that meet long-term objectives.

The role requires leadership across teams, rigorous financial modeling, and the ability to drive strategic partnerships that expand capabilities and deliver measurable business value.

Qualifications

• Bachelor’s degree required in finance, business, economics or related field.
• 5+ years of experience in financial services strategy, product management, management consulting, or related field.
• Proven ability to lead complex initiatives and align cross-functional teams.
• Strong financial modeling and PowerPoint skills with experience building business cases.
• Proficiency in using AI tools to improve research, analysis, and productivity.

Responsibilities

• Set product strategy for consumer, digital, and private banking products; guide features, pricing, positioning, and go-to-market plans.
• Drive strategic initiatives from business case to implementation; set priorities and ensure accountability.
• Translate insights, market research, and performance data into actionable growth recommendations.
• Establish success metrics and evaluate results to improve customer adoption and financial performance.
• Strengthen partnerships to expand capabilities and deliver greater value to customers and the bank.

Skills

Strong financial modeling

PowerPoint skills

AI tools proficiency

Leadership & influencing

Education

Bachelor’s degree in finance, business, economics, or related field

Advanced degree preferred

Tools

PowerPoint

AI tools

Job description

Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people’s success — today and tomorrow.

While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment — investing the time and resources to understand our clients’ immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital, we do more than build business success. We build long-lasting relationships.

Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO).

Texas Capital is headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano, San Antonio, Chicago, Los Angeles and New York. For more information about joining our team, please visit us at www.texascapital.com .

About the Product Strategy Team

Texas Capital’s Product Strategy team defines how our consumer, digital, and private banking offerings evolve and compete. We combine customer insights, market intelligence, and financial analysis to identify opportunities and develop differentiated solutions. Through close collaboration with leaders across the bank, we turn strategic priorities into products and capabilities that deliver measurable customer and business value.

About the Role

This role will play a central role in shaping Texas Capital’s banking strategy and translating it into action. You will identify opportunities to strengthen the bank’s products, expand its capabilities, and develop strategic partnerships that support long-term growth; while leading complex initiatives from concept through launch and ongoing optimization. These efforts will enhance the experience of our customers, strengthen Texas Capital’s competitive position, and generate measurable business value.

Key Responsibilities

• Set product strategy: Help shape the vision and strategic direction for new and existing consumer, digital, and private banking products; guide decisions related to features, pricing, positioning, value propositions, and go-to-market plans.


• Drive strategic initiatives: Lead initiatives from business case development through implementation; establish priorities, align teams across the bank, and maintain accountability for results.


• Advance growth opportunities: Translate customer insights, market research, competitive analysis, and performance data into actionable recommendations that support growth.


• Manage product performance: Establish success measures and evaluate results; identify opportunities to improve customer adoption, financial performance, and operational effectiveness.


• Strengthen strategic partnerships: Evaluate prospective partners and optimize existing relationships to expand the bank’s capabilities and deliver greater customer and business value.

Qualifications

• Bachelor’s degree in finance, business, economics, or a related field; advanced degree preferred.


• 5+ years experience in financial services strategy, product management, management consulting, or a related field.


• Proven ability to lead complex initiatives, align cross-functional teams, and influence stakeholders.


• Strong financial modeling and PowerPoint skills, with experience developing business cases and executive-level recommendations.


• Proficiency in using artificial intelligence tools to improve research, analysis, and productivity.

The duties listed above are the essential functions, or fundamental duties within the job classification. The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy. Texas Capital is an Equal Opportunity Employer.