Consumer Banking Business Risk Control Manager

S; Indiana (PA); On-site; USD 55,000 - 156,000; Full time

Job summary

S

We are seeking an experienced Risk Management professional to oversee Consumer Banking risk controls and monitoring. The role includes evaluating processes, identifying control enhancements, and coordinating actions with audit, compliance, and senior leaders to mitigate enterprise risks.

The ideal candidate will bring extensive banking experience, strong analytical skills, and the ability to translate complex data into actionable risk insights for executive leadership.

Qualifications

• Requires a four-year college degree in Finance, Business, Risk Management, or related field.
• Over 10 years of general banking experience including five to ten years specialized knowledge of finance, risk management, and/or banking.
• Strong analytical and communication skills with ability to translate data into actionable insights.

Responsibilities

• Evaluate end-to-end business processes to identify opportunities for improved efficiency, scalability, control effectiveness and risk reduction.
• Design, implement, and maintain risk monitoring and control testing programs to proactively identify emerging risks, control weaknesses, and adverse trends.
• Partner with risk owners, audit, compliance, and IT to develop, execute, and monitor corrective action plans for identified issues.

Education

Bachelor's degree in Finance, Business, Risk Management, or related field

Ten plus years banking experience

Tools

Power BI

Excel

Tableau

Job description

Location:800 Philadelphia StreetIndiana, PA 15701or358 N Shore DrivePittsburgh, PA 15212Hours:Monday - Friday: 8:00AM-5:00PM(Additional hours as necessary to meet the objectives of the department)Function: Oversees activities necessary to identify, evaluate, mitigate, and monitor risks and controls across Consumer Banking. Activities will include risk mitigation in accordance with the Bank’s Enterprise Risk Management framework. Supports the enhancement, development, and implementation of various operational controls, processes and procedures within the line of business.Duties and Responsibilities:Evaluate end-to-end business processes to identify opportunities for improved efficiency, scalability, control effectiveness and risk reduction.Identify opportunities to automate manual controls and recommend process redesigns that improve customer experience and strengthen the control environment.Identify, review, assess, and monitor risks associated with Consumer Banking systems, products and servicesDesign, implement, and maintain risk monitoring and/or control testing programs intended to proactively identify emerging risks, control weaknesses, adverse trends, and operational vulnerabilities for the line of business.Support the build out and ongoing maintenance of Risk Statements and Risk Mitigation (controls) in the Risk and Control Self- AssessmentsFunction as a department liaison to internal/external auditors and regulatory examinersPerforms duties as a strategic professional who stays abreast of changes and trends within their field and actively applies this knowledge to their workServe as a liaison to frontline colleagues to provide clarity and training around risk and control activitiesSupport the management of incidents related to unmitigated risks and / or control deficiencies and gaps including investigating root causes, implementing corrective actions, and tracking issue resolutionIndependently lead and influence stakeholders and management team to achieve timely resolution of risk and control concernsDevelop an effective communication strategy to ensure key information is disseminated to the right parties and deliverables are executed promptlyFoster collaboration between business units, risk partners, compliance, audit, and operational support functionsPartner with the line of business leaders, control owners, and risk partners to support the development, execution, and monitoring of corrective action plans for identified issues. Provide effective challenge, assess remediation progress, and assist business owners in preparing and presenting evidence supporting issue closure.Performs rigorous control testing, identifying control breaches, and addressing deficiencies through issue management process. This includes tracking and escalating issues for resolution. Establish and maintain partnerships and collaborate across various locations and levels, including vertical risk managers within Audit, Financial Intelligence Group, Compliance, General Counsel, Risk Management, Vendor Risk, Information Technology and Information Security, etc.Perform ad hoc analysis, including regulatory changes and corporate policy review, as requested by senior management.Analyze risk data, operational losses, quality assurance results, exceptions and trend information to proactively identify thematic issues and areas of elevated riskServe as a trusted advisor to the management team by providing balanced risk perspectives while supporting business objectives and growth initiatives.Translate complex data into actionable insights that support informed business decisions and risk mitigation strategies.Provide risk and control consultation on new products, system implementations, process changes, strategic initiatives, and operational enhancements. Partner with business leaders to implement sustainable solutions that balance operational efficiency with risk management objectives.Demonstrate strong problem-solving and organizational skills with the ability to navigate in an environment where the path forward may not always be immediately clearStrong analytical and critical thinking skills with the ability to identify trends, anomalies, and emerging risks.Experience in developing dashboards utilizing Excel, Power BI, Tableau or other business intelligence and visualization tools for management reporting and executive presentationsExceptional organizational skills with the ability to work independently under pressure, manage multiple tasks, and complete tasks with minimal supervisionDemonstrated ability to build and maintain strong working relationships across all levels of the organizationA motivated self-starter and a collaborative team player who can excel in a matrix environmentA keen eye for detail and an understanding of how individual tasks contribute to larger objectivesExcellent written and verbal communication skills, including the ability to summarize and present information to senior management in a clear, structured, and confident mannerDemonstrated ability to analyze complex issues, design appropriate solutions and influence others to drive successful outcomesEducation:Requires a four-year college degree, with major or area of specialization in Finance, Business, Risk Management, or related major.Experience:Requires ten plus years of general banking experience including five to ten years specialized knowledge of finance, risk management, and/or banking required.Physical Demands:Operates a keypad device 80% of the day and operates office equipment 5% of the day. Standing is required 5% of the day, sitting is required 90% of the day, walking is required 5% of the day and is slow in speed. Specific vision requirements include close vision of 18”- 20” for computer work 40% of the business day. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.Equal Opportunity Employer/Protected Veterans/Individuals with DisabilitiesThe contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)Salary Range:$55,000.00 - $156,450.00