Consumer Banker III (Springboro)

First Financial Bank; Springboro (OH); On-site; USD 40,000 - 49,000; Full time

Job summary

First Financial Bank is hiring a Consumer Banker in the United States to build deep client relationships by serving existing clients and prospecting new ones. You will open accounts, manage maintenance, and support clients through in-branch, by phone, and online channels.

The role emphasizes sales and service goals, collaboration with Mortgage, Wealth, and SBA teams, and compliance with regulatory requirements.

Qualifications

• 3-4 years of coaching and mentoring in a retail environment.
• 3-4 years of personal sales and service experience with sales goals.
• 4-5 years related experience and/or training in banking.
• Associate’s or Bachelor’s degree and/or banking work experience preferred.

Responsibilities

• Open accounts and perform maintenance; support client engagement.
• Prospect for new clients and deepen relationships with referrals to partners.
• Meet or exceed sales, service and referral goals through collaboration.
• Provide digital assistance and stay informed on bank products and procedures.

Skills

Coaching

Sales experience

Customer service

Team leadership

Education

High school diploma or GED

Associate’s or Bachelor’s degree preferred

Job description

We do the right things, right now. We do them in a way that is relevant to our clients. Become a part of our history as it continues to be written! If you are interested and qualified for this role, we invite you to apply.

The Consumer Banker will work with existing FFB clients and prospect for new FFB clients to deepen client relationships by both booking business directly and by referring, as appropriate, to internal business partners such as Mortgage, Wealth, Small Business Banker Commercial, and Treasury Management.

Essential Functions/Responsibilities

Perform necessary functions necessary to open accounts, perform maintenance. Run a Teller drawer as deemed necessary by management Support client engagement through active calling, client conversations, and follow up. Daily activities that align with The First Financial Bank Experience (FFB Experience), including but not limited to: Partner with appropriate internal constituencies to bring appropriate level of expertise to the client whether it is service or solution related Ensure client follow up calls are conducted in the proper time frame. Maintain all operational and risk management standards Other duties as assigned to assist clients transact business within the branch, drive-thru, by phone and email. Model the way for peers and coworkers aligned with First Financials Mission and Values. The CB is responsible for adherence to all compliance and regulatory procedures. Tracks, reports and communicates business results and activities to their FCM Partner with the District Specialists to execute against retail strategies and objectives to attract, retain and grow core client relationships, fulfill client’s financial needs and provide a fIRST Class Client Experience. Function as client’s personal trusted advisor by adding value and building deep client relationships by utilizing the First Client Conversation Model. Participate and lead in the First Financial Bank Experience by being active in site center huddles and meetings to support sales and service activities. Consistently meet or exceed sales, service and referral goals as set by management, by effectively collaborating as a team, the District and with lines of business in an effort to assist clients meet their dedicated financial needs. Provide digital assistance and service for clients establishing or in need of support in utilizing the bank’s online offering. Stay informed and up to date on all bank products, processes and procedures and procedures; especially those that are most complex.

• 3-4 years of experience in coaching and/or mentoring in a retail environment.
• 3-4 years of personal experience in sales and service with previous success in achieving sales and service goals in a retail environment.
• 3-4 years demonstrated prior success with achievement of performance goals.
• High school diploma or general education degree (GED) required.
• 4-5 years related experience and/or training; or equivalent combination of education and experience.
• Associate’s or Bachelor’s degree and/or equivalent banking work experience preferred.
• Ability to serve a wide variety of client needs according to bank policy and procedures.
• Ability to lead teams as needed.
• Ability to lead outside sales efforts.
• Works with limited supervision.
• Follows established guidelines.
• Applies guidelines with proficiency.
• Collaborates with senior role or Supervisor.
• Uses subject-matter expertise to advise others.
• Supports the management needs for the FCM
• Supports the management needs of market leadership

Physical Requirements

Occasionally lifts and carries up to 50 lbs. Frequently lifts and carries up to 10 lbs. Frequently sits, stands, walks and drives

Compliance Statement

The associate is responsible for meeting all compliance requirements imposed on First Financial Bank by State and Federal law and regulation, as well as all related First Financial Bank policies and procedures. This includes all Bank Secrecy Act, Anti-Money Laundering, OFAC and Suspicious Activity reporting requirements, as well as all other lending and deposit compliance requirements.

Development and Training

• Transaction Processing & Regulatory Understanding
• Client Conversation Workshop 1.0
• Client Conversation Workshop 2.0
• Consumer Banking Certification: Intro to Networking, COI and Community Development
• Consumer Banking Certification: Business Management Tool & Resources (FirstForce Training)
• Consumer Deposit Certification: Regulatory, Risk, Legal & Fraud
• Consumer Lending Certification: Loan Application and Communication
• Consumer Lending Certification: Regulatory, Risk, Legal & Fraud
• Consumer Deposit Certification: Estates, Trusts & Power of Attorneys
• Consumer Lending Certification: Understanding Credit Reporting, DTI, T-Chart
• Consumer Lending Certification: Understanding Underwriting & Processing
• Consumer Lending Certification: Understanding Tax Returns, Financial Statements & Schedules
• Small Business Business Deposit Certification: treasury, Public Funds, IOLTA/IOTA, DACA
• Small Business Client Conversation Business Lending Certification: Intro Understanding Business Credit, Underwriting & Products
• WorkLife WorkLife Banking Certification: Prospecting new WorkLife Opportunities
• WorkLife Banking Certification: Facilitating WorkLife Presentations
• WorkLife Banking Certification: Business Management Tool (FirstForce to manage opportunities and relationships)
• Community Development Community Development Certification: Developing COI/relationships with Community Organizations
• Community Development Certification: Understanding Financial Literacy Programs
• Community Development Certification: Facilitating Financial Literacy
• Community Development Certification: Give First Pay Scale

Pay Scale $19.47 - $23.56/hr

Benefits We have relevant, thoughtful benefits and programs that support every aspect of our associates' holistic wellbeing. Please review our Benefits Guide. Incentive Eligibility All roles are incentive eligible with the exception of Co-Op, Intern, or Student positions.

It is our policy to not discriminate against any individual in violation of federal, state, and local laws as it relates to age, race, color, religion, national origin, sex, marital status, pregnancy, gender identity, disability, sexual orientation, genetic information, veteran/military service, or any other characteristic protected by law.

We are an E-Verify Employer.

At first financial bank, our mission is clear: to be the best bank to do business with, the best place to work, and the best financial partner for our shareholders and the communities we serve. We believe that how we work is just as important as what we achieve. That’s why we’re guided by core values that shape everything we do: Doing the right thing Teamwork Mutual respect Wellbeing Excellence

Our success starts with our people. We know that when our associates are talented, engaged, and supported, they create outstanding results. If you're looking to be part of a team that values integrity, inclusion, and collaboration—and where your growth matters—you’ll find your future here.