Consulting Manager, Business Analyst Auto/Consumer Lending

Cognizant; Charlotte (NC); Hybrid; USD 110,000 - 126,000; Full time

Benefits offered by this job

Medical/Dental/Vision/Life Insurance

Paid holidays + PTO

401(k) plan and contributions

Long-term/Short-term Disability

Paid Parental Leave

Employee Stock Purchase Plan

Job summary

Cognizant Consulting is seeking a Consulting Manager, Business Analyst to execute business analysis activities for consumer and auto lending initiatives. You will work with client leads and SMEs to document current-state functionality, capture requirements, and drive decisions.

The role is hybrid, requiring 3 days per week in Dallas, TX, Jersey City, NJ, or Charlotte, NC, with a focus on delivering high-quality functional documentation, user stories, and acceptance criteria in a collaborative

Qualifications

• 6+ years of business analysis experience in financial services.
• Strong requirements-gathering, process-mapping, user-story, and traceability skills.
• Ability to document current-state functionality, workflows, business rules, and acceptance criteria.
• Experience supporting backlog refinement, testing, and defect triage.

Responsibilities

• Analyze and document current-state functionality, workflows, business rules, requirements, acceptance criteria, and test scenarios.
• Produce functional documentation, user stories, acceptance criteria, process flows, traceability matrices, and open-question and decision logs.
• Support backlog refinement, requirement clarification, testing, and defect triage.
• Partner with client functional leads and subject matter experts to define business intent, answer questions, and confirm decisions.
• Capture and track approvals of deliverables with stakeholders.

Skills

Requirements gathering

Process mapping

User stories

Traceability

Backlog refinement

Testing

Defect triage

Consulting collaboration

Job description

About Cognizant Consulting

Cognizant Consulting is where curious minds come together to solve complex challenges and create meaningful impact. Blending industry insight, technology expertise, and the power of AI, we partner with leading organizations to transform the way they work, serve customers, and grow.

About the role

As a Consulting Manager, Business Analyst, you will make an impact by executing business analysis activities under the guidance of client functional leads and subject matter experts to support consumer and auto lending initiatives. You will be a valued member of the Cognizant Consulting team and work collaboratively with client functional leads, subject matter experts, and clients.

In this role, you will

• Analyze and document current-state functionality, workflows, business rules, requirements, acceptance criteria, and test scenarios.
• Produce functional documentation, user stories, acceptance criteria, process flows, traceability matrices, and open-question and decision logs.
• Support backlog refinement, requirement clarification, testing, and defect triage.
• Partner with client functional leads and subject matter experts to define business intent, answer questions, and confirm decisions.
• Capture and track approvals of deliverables with stakeholders.

Work model

At Cognizant, we strive to provide flexibility wherever possible. Based on this role's business requirements, this is a hybrid position requiring 3 days a week in a client or Cognizant office in Dallas, TX, Jersey City, NJ, or Charlotte, NC. Regardless of your working arrangement, we are here to support a healthy work-life balance through our various wellbeing programs.

The working arrangements for this role are accurate as of the date of posting. This may change based on the project you're engaged in, as well as business and client requirements. Rest assured; we will always be clear about role expectations.

What you must have to be considered

• 6+ years of business analysis experience in financial services, preferably consumer or auto lending.
• Strong requirements-gathering, process-mapping, user-story, and traceability skills.
• Ability to document current-state functionality, workflows, business rules, and acceptance criteria.
• Experience supporting backlog refinement, testing, and defect triage.

These will help you succeed

• Familiarity with consumer or auto lending products and processes.
• Experience collaborating with functional leads and subject matter experts in a consulting setting.

Compensation

• The annual salary for this position is between $110,000 - $126,000 depending on the experience and other qualifications of the successful candidate.
• This position is also eligible for Cognizant's discretionary annual incentive program, based on performance and subject to the terms of Cognizant's applicable plans.

Benefits

• Medical/Dental/Vision/Life Insurance
• Paid holidays plus Paid Time Off
• 401(k) plan and contributions
• Long-term/Short-term Disability
• Paid Parental Leave
• Employee Stock Purchase Plan

Applications will be accepted until November 13, 2026.