Consultant, Underwriting Innovation - Life (REMOTE)

OhioX; United States; Remote; USD 110,000 - 160,000; Full time

Benefits offered by this job

Medical/dental/vision

Life insurance

Disability coverage

Paid time off

Holidays

401(k) with company match

Company pension plan

Business casual attire

Job summary

Nationwide Financial is seeking a Consultant-level underwriting professional in the United States to shape the next generation of underwriting by bridging research, technology, and business transformation. You will join a small, collaborative team within a large organization and drive innovative strategies that improve risk assessment and customer experience.

The role emphasizes executing cross‑functional initiatives, partnering with IT, data science, and operations, and delivering measurable

Qualifications

• Bachelor’s degree in business, finance, actuarial science, or related field.
• 6 years of underwriting experience preferred.
• Strong leadership and project management skills.
• Excellent communication and interpersonal skills.
• Proficiency in data analytics, machine learning, and underwriting software tools.

Responsibilities

• Innovation Strategy: Supports the development and execution of plans for underwriting innovation.
• Technology Integration: Assists in identifying and implementing new technologies to improve underwriting processes.
• Process Improvement: Optimizes workflows to reduce turnaround times and enhance customer experience.
• Data Analytics: Uses data analytics and ML to refine risk assessment models.
• Collaboration: Works with IT, data science, product development, and operations on innovation projects.
• Training and Development: Provides support and training to underwriting teams on new tools and technologies.
• Market Research: Stays updated on industry trends and best practices in underwriting.
• Regulatory Compliance: Ensures solutions comply with laws and regulations.
• Vendor Relations: Manages relationships with data vendors in underwriting space.

Skills

Leadership

Project Management

Stakeholder communication

Analytical skills

Data analytics

Machine learning

Underwriting software tools

Education

Bachelor’s degree in business, finance, actuarial science, or a related field

Advanced degree preferred

Job description

Are you passionate about being part of a team at a Fortune 100 company with nearly $70 billion in annual sales that delivers extraordinary care to help individuals and businesses prepare for and protect their future? If so, then Nationwide Financial could be the place for you! At Nationwide® “on your side” goes beyond just words. Our customers and partners are at the center of everything we do and we’re looking for associates who are passionate about delivering extraordinary care.

This Consultant-level role is a high-visibility opportunity to help shape the next generation of life underwriting. The role sits at the intersection of research and development, technology integration, underwriting, and business transformation—with the opportunity to turn new ideas into working capabilities.

You will join a small, highly collaborative team with a start-up mindset inside a large, established organization. The team is hands-on, moves quickly, and works closely with senior leadership, internal technology partners, reinsurance partners, and third-party vendors.

What you will do

• Help design, test, and implement new underwriting capabilities, tools, and processes.
• Translate innovation concepts into practical solutions that can be delivered and adopted by underwriting teams.
• Work directly in the underwriting technology environment, including navigating Workbench and supporting user acceptance testing.
• Coordinate project activities, manage deadlines, surface risks, and keep work moving from concept through execution.
• Collaborate with IT, underwriting, data, product, operations, reinsurance, and external technology partners.
• Contribute to research and development efforts that improve underwriting speed, quality, consistency, and customer experience.
• Provide a thoughtful voice in project discussions—raising questions, challenging assumptions, and advocating for the right outcome.

What makes this role different

This is not a maintenance-oriented role with a predictable daily rhythm. Priorities may change quickly as new information emerges, and the successful candidate will be comfortable adjusting plans while maintaining focus on the outcome.

The work is transformative and execution-focused. You will help build what comes next while also navigating the practical details required to make change successful in a regulated, complex environment.

What success looks like

• Move comfortably between strategy, technical details, testing, and execution.
• Take ownership of projects and follow through on commitments.
• Build productive relationships with internal and external partners.
• Speak up with confidence and candor, including with senior leaders.
• Bring structure to ambiguity without needing every answer defined in advance.
• Help the team deliver visible progress and create meaningful improvements in life underwriting.

This role does not qualify for employer-sponsored work authorization. Nationwide does not participate in the Stem OPT Extension program.

#LI-LP1

#LI-REMOTE

Job Description Summary

Developing the underwriting strategy and ensuring it meets our risk appetite is essential to Nationwide's profitability and overall success. Our team utilizes our analysis and problem-solving skills to enable solutions that drive underwriting efficiency and streamlined approaches. If you are a creative problem solver, have strategic agility, and are an excellent communicator, we want to know more about you! As a Consultant, you’ll drive the development and implementation of innovative underwriting strategies and technologies. You will focus on enhancing underwriting processes, improving risk assessment accuracy, and driving efficiency through the adoption of cutting‑edge solutions.

Job Description

Key Responsibilities:

• Innovation Strategy: Supports the development and execution of plans for underwriting innovation, ensuring alignment with company goals.
• Technology Integration: Assists in identifying and implementing new technologies to improve underwriting processes and decision‑making.
• Process Improvement: Participates in initiatives to optimize workflows, reduce turnaround times, and enhance customer experience.
• Data Analytics: Uses data analytics and machine learning to help refine risk assessment models and improve accuracy.
• Collaboration: Works with cross‑functional teams, including IT, data science, product development, and operations, on innovation projects.
• Training and Development: Provides support and training to underwriting teams on new tools and technologies.
• Market Research: Stays updated on industry trends, emerging technologies, and best practices in underwriting and risk management.
• Regulatory Compliance: Ensures that all solutions comply with relevant laws and regulations.
• Vendor Relations: Assists in managing relationships with data vendors within the underwriting space.
• May perform other responsibilities as assigned.

Reporting Relationships:

Reports to Director.

Typical Skills and Experiences:

Education:

Bachelor’s degree in business, finance, actuarial science, or a related field. Advanced degree preferred.

Experience:

6 years of experience in underwriting preferable.

Knowledge, Abilities and Skills:

Strong leadership and project management skills, with a proven track record of driving innovation and change. Excellent communication and interpersonal skills, with the ability to influence and collaborate with stakeholders at all levels. Strong analytical and problem‑solving abilities, with a focus on continuous improvement. Proficiency in data analytics, machine learning, and underwriting software tools.

Values:

Regularly and consistently demonstrates the Nationwide Values.

Job Conditions:

Overtime Eligibility:

Exempt (not eligible)

Working Conditions:

Normal office environment.

ADA:

The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties.

Benefits

We have an array of benefits to fit your needs, including:

• medical/dental/vision
• life insurance
• short and long term disability coverage
• paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro‑rated quarterly based on hire date
• nine paid holidays
• 8 hours of Lifetime paid time off
• 8 hours of Unity Day paid time off
• 401(k) with company match
• company‑paid pension plan
• business casual attire
• and more

Nationwide is an equal opportunity employer. We celebrate diversity